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<title><![CDATA[Get Money for your Injury Case]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1466596835.html</link>
<description><![CDATA[Banks won't lend money on a personal injury case, but we will. No credit check. Easy application. We can get you funds within 48 hours of your approval. You must have a good case and a willing attorney. Call 408 826 1961 today.]]></description>
<dc:date>2009-11-14T19:54:19-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1466596835.html</dc:source>
<dc:title><![CDATA[Get Money for your Injury Case]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T19:54:19-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1466592120.html">
<title><![CDATA[Business funding is available in a week (milpitas)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1466592120.html</link>
<description><![CDATA[If you have or personal guarantee with over 700 credit score, you 
<br>
can get the business funding with a week up tp 200k. Other programs
<br>
are available for different situation. Shelf corporations are welcome
<br>

<br>
Call 408-506-9814 or send email to yuenchiu6@gmail.com for 
<br>
free consultation. ]]></description>
<dc:date>2009-11-14T19:47:47-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1466592120.html</dc:source>
<dc:title><![CDATA[Business funding is available in a week (milpitas)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T19:47:47-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1466529720.html">
<title><![CDATA[CPA Firm Making Tax Planning Affordable to Small Businesses (milpitas)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1466529720.html</link>
<description><![CDATA[<p><img width="361" height="144" src="http://www.amicpa.com/images/logo.jpg"></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">Tax Planning rather Tax Preparation – CPA Firm</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">We are more interested in planning your returns rather than preparing them.</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">We help you in tax planning by showing you what
arrangements will minimize your tax bill legally.</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">We believe that tax planning during the year brings more
value to our clients than just preparing tax returns. </span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">Let us create a customized tax plan for you
so that there will be substantial tax
savings and no surprises when you file your tax returns.</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">We specialize in tax planning for small businesses and
individuals.</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">Please email all inquiries to <a  rel="nofollow"><span style="color:#003366;text-decoration:none;text-underline:none">info@amicpa.com</span></a></span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366"><span style="mso-spacerun:yes"> </span></span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">Ami Shah CPA</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">2953 Bunker
  Hill Lane # 400</span></b><b style="mso-bidi-font-weight:normal"><span style="color:#003366"></span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">Santa Clara</span></b><b style="mso-bidi-font-weight:normal"><span style="color:#003366">, CA 95054</span></b><b style="mso-bidi-font-weight:normal"><span style="color:#003366"></span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366"><a href="http://www.amicpa.com/"  rel="nofollow"><span style="color:#003366;text-decoration:none;text-underline:none">www.amicpa.com</span></a></span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366">&nbsp;</span></b></p>

<p><b style="mso-bidi-font-weight:normal"><span style="color:#003366"><span style="mso-spacerun:yes"> </span></span></b></p>


]]></description>
<dc:date>2009-11-14T18:31:06-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1466529720.html</dc:source>
<dc:title><![CDATA[CPA Firm Making Tax Planning Affordable to Small Businesses (milpitas)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T18:31:06-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1466135270.html">
<title><![CDATA[LOWER YOUR MONTHLY PAYMENTS &amp; GET INTO A FIXED LOAN W/ LOW RATE 4.75% ]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1466135270.html</link>
<description><![CDATA[Mortgage Rates are Still Historically Low--ACT NOW
<br>

<br>
30 Year Fixed 4.75% (lower rates available with buy-down)
<br>

<br>
Look into refinancing with a responsible lending leader, RELIANCE BAY FUNDING. We offer quality refinance choices, including solutions that address many of the unique challenges facing homeowners today. 
<br>

<br>
You may be able to:
<br>

<br>
-LOWER YOUR MONTHLY MORTGAGE PAYMENT
<br>

<br>
-SWITCH FROM AN ADJUSTBALE ARM TO A FIXED-RATE LOAN
<br>

<br>
-ACCESS CASH FOR LARGE EXPENSES OR DEBT MANAGEMENT
<br>

<br>
-GET A SHORTER TERM TO PAY OFF YOUR MORTGAGE FASTER
<br>

<br>
-FINANCE YOUR CLOSING COSTS
<br>

<br>
Call us today at (510) 706-4863. Just a few minutes with one of our Home Mortgage Consultants will help you understand your options.
<br>

<br>
CONTACT RELIANCE BAY FUNDING TODAY.
<br>

<br>
RELIANCE BAY FUNDING
<br>
(510) 706-4863
<br>
(408) 476-8344
<br>
(925) 245-9430
<br>

<br>
CA DRE #01768155
<br>
]]></description>
<dc:date>2009-11-14T12:47:46-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1466135270.html</dc:source>
<dc:title><![CDATA[LOWER YOUR MONTHLY PAYMENTS &amp; GET INTO A FIXED LOAN W/ LOW RATE 4.75% ]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T12:47:46-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1466059114.html">
<title><![CDATA[$$$$$$ FREE REPORT-Option and Solutions about Foreclosures  $$$$$$$$]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1466059114.html</link>
<description><![CDATA[The current US housing market and national financial crisis have caused<br>
untold stress and heartache for many American families. Foreclosure is<br>
one of the most devastating financial challenges that a family can face<br>
and one that many times can be avoided. The options for foreclosure<br>
are many, following is a brief explanation of these solutions. Now more<br>
than ever, it is important for you to understand these options to find<br>
the best solutions for you.<br>
<br>
Contact us for a No Obligation Free Report.  Everyone needs to know <br>
about their options.  <br>
<br>
]]></description>
<dc:date>2009-11-14T11:58:06-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1466059114.html</dc:source>
<dc:title><![CDATA[$$$$$$ FREE REPORT-Option and Solutions about Foreclosures  $$$$$$$$]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T11:58:06-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1466020388.html">
<title><![CDATA[@@@@@@ FREE REPORT -- TRUTH ABOUT MORTGAGE MODIFICATIONS @@@@@]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1466020388.html</link>
<description><![CDATA[More than 1 in 8 mortgages are currently under water.  Unfortunately, there is an abundance of fraud and mis-information out there.  Don't know what to do? <br>
<br>
Get a FREE REPORT on The Truth About Mortgage Modifications.   No obligation to you.  You should know the truth before you take any action.<br>
<br>
<br>
 ]]></description>
<dc:date>2009-11-14T11:34:02-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1466020388.html</dc:source>
<dc:title><![CDATA[@@@@@@ FREE REPORT -- TRUTH ABOUT MORTGAGE MODIFICATIONS @@@@@]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T11:34:02-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465997862.html">
<title><![CDATA[ •&#9658; Need Your Books Set Up for NEW NONPROFIT TAX FORM? (san jose west)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465997862.html</link>
<description><![CDATA[<blockquote><big>* Is your accounting system inadequate to the challenges of the new Form 990?<br>
* Is lack of proper record-keeping jeopardizing your tax-exempt status?<br>
* Are expenses for various program services intermingled into one hodgepodge?<br>
* Are you wasting time trying to organize your accounting records for taxes?<br>
* Wouldn't you like to grab control of your nonprofit's tax information once and for all?</big></blockquote>

<big>If so,<b><font color="&#148;blue&#148;"> We Can Help You.</font> With our services you can:</b><br>
<blockquote>* Rest easy, knowing you’re in compliance with tax and accounting regulations.<br>
* See the bigger picture of revenue and expenses by program services.<br>
* Stop wasting time getting your records together at tax time.<br>
* Get on top of your nonprofit, not just your books.<br><br></blockquote></big>

<big>And since we charge significantly less than your CPA, <b><font color="&#148;teal&#148;">you’ll save hundreds of dollars a year in accounting fees.</b></font></big><br><br>

<big>We have <b><font color="&#148;blue&#148;">A Proven Track Record</b></font> of helping many organizations, including:</big>
<blockquote>* <b><em>A labor union</em></b>, with a growing fundraiser unrelated to its tax-exempt function, that was threatening the union’s tax-exempt status.<br>  
We spun off the fundraiser, modifying its structure and purpose, qualifying it under IRS section 501(c)(3).<br>
We setup the new entity and customized QuickBooks to allow it to generate financial statements by functional area.<br>
<b>This in turn provided the information needed to prepare its nonprofit tax returns.</b><br><br>
* <b><em>A theater group</em></b>. We set up QuickBooks and customized it to generate profit and loss statements by functional area.<br>
We also tracked the group’s special events, as well as special programs funded and championed by its grantor foundation.<br>
The organization is now able to generate financial statements and tax returns in compliance with government regulations.<br>
<b>Also, it can now meet the special reporting requirements of its grantor agency.</b><br><br>
* <b><em>A health care training center</em></b>, with a Federally regulated monitoring function.<br>
We set up and customized QuickBooks to report on educational activities, volunteer labor, and donor funding.<br> This <b>permitted full transparency</b> of the organization’s financial operations.</blockquote>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<p><big><b><font color="&#148;blue&#148;">Why not let a Certified QuickBooks® ProAdvisor help you</font></b> get the most out of QuickBooks, at reasonable rates?<br>  
We’re QuickBooks specialists, with over 25 years experience in accounting, business and nonprofit consulting.<br>
<b>We understand your needs.</b></big></p>

<big>Among the service we provide are:<br>
<blockquote>* Setup and customization of QuickBooks-based accounting systems,<br>
* Training on all aspects of QuickBooks,<br>
* Development of QuickBooks-related accounting procedures,<br>
* QuickBooks data file analysis and repair,<br>
* Pre-employment screening for prospective accounting staff,<br>
* Staff testing - in the areas of QuickBooks, accounting and computer usage,<br>
* QuickBooks integration with 3rd party applications, and<br>
* QuickBooks technical support and consultation.</blockquote></big>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<hr>
<small>accountant, accounting, audit, bookkeeping, books, business, finances, financial, Intuit, IRS, nonprofit, nonprofits, paperwork, profits, profitable, profitability, QuickBooks, tax, taxes</small>]]></description>
<dc:date>2009-11-14T11:20:26-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465997862.html</dc:source>
<dc:title><![CDATA[ •&#9658; Need Your Books Set Up for NEW NONPROFIT TAX FORM? (san jose west)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T11:20:26-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465996561.html">
<title><![CDATA[  •&#9658; STARTING A NONPROFIT? Overwhelmed by Paperwork? (santa clara)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465996561.html</link>
<description><![CDATA[<blockquote><big>* Are you feeling snowed under by an ever-growing mountain of financial paperwork?<br> 
* Afraid you cannot keep up with the ever-growing tax reporting requirements?<br>
* Is lack of proper record-keeping jeopardizing your tax-exempt status?<br>
* Wouldn’t you like to grab control of your accounting and tax records once and for all?</big></blockquote>

<big>If so,<b><font color="&#148;blue&#148;"> We Can Help You.</font> With our services you can:</b><br>
<blockquote>* Get on top of your nonprofit, not just your books.<br>
* Rest easy, knowing you’re in compliance with tax and accounting regulations.<br>
* Stop worrying about the IRS.<br>
* Rest assured, knowing you’re in control of your nonprofit’s finances.</blockquote></big>

<big>And since we charge significantly less than your CPA, <b><font color="&#148;teal&#148;">you’ll save hundreds of dollars a year in accounting fees.</b></font></big><br><br>

<big>We have <b><font color="&#148;blue&#148;">A Proven Track Record</b></font> of helping many organizations, including:</big>
<blockquote>* <b><em>A service organization</em></b>, with several program services.<br>  
We customized QuickBooks to allow them to prepare financial statements by functional area, such as program services, fundraising, and management.<br>
<b>They could now issue financial statements that were in compliance with accounting regulations</b> (e.g. FAS 116 & 117).<br>
This in turn provided the information needed to prepare their nonprofit tax returns.<br><br>
* <b><em>A labor union</em></b>.  We set up QuickBooks and customized it to generate profit and loss statements by functional area and to track member-related activities,<br>
such as contributions to a political action committee.<br>
The organization is now able to accurately <b>determine the true costs and relative profitability of each program service and fundraiser<br>
and to comply with tax regulations</b> regarding reporting of political activities.<br><br>
* <b><em>A special-needs educational institution</em></b>, with a student run store.<br>
We set up and customized QuickBooks to report on educational activities, store transactions, volunteer labor, donor funds, and special fundraiser events.<br> This <b>permitted full transparency</b> of the organization’s financial operations.</blockquote>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<p><big><b><font color="&#148;blue&#148;">Why not let a Certified QuickBooks® ProAdvisor help you</font></b> get the most out of QuickBooks, at reasonable rates?<br>  
We’re QuickBooks specialists, with over 25 years experience in accounting, business and nonprofit consulting.<br>
<b>We understand your needs.</b></big></p>

<big>Among the service we provide are:<br>
<blockquote>* Setup and customization of QuickBooks-based accounting systems,<br>
* Training on all aspects of QuickBooks,<br>
* Development of QuickBooks-related accounting procedures,<br>
* QuickBooks data file analysis and repair,<br>
* Pre-employment screening for prospective accounting staff,<br>
* Staff testing —in the areas of QuickBooks, accounting and computer usage,<br>
* QuickBooks integration with 3rd party applications, and<br>
* QuickBooks technical support and consultation.</blockquote></big>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<hr>
<small>accountant, accounting, audit, bookkeeping, books, business, finances, financial, Intuit, IRS, nonprofit, nonprofits, paperwork, profits, profitable, profitability, QuickBooks, tax, taxes</small>]]></description>
<dc:date>2009-11-14T11:19:39-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465996561.html</dc:source>
<dc:title><![CDATA[  •&#9658; STARTING A NONPROFIT? Overwhelmed by Paperwork? (santa clara)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T11:19:39-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465995071.html">
<title><![CDATA[ •&#9658; TOO BUSY TO GET CONTROL OF YOUR BUSINESS? (san jose west)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465995071.html</link>
<description><![CDATA[<blockquote><big>* Are you feeling snowed under by an ever-growing mountain of paperwork?<br>
* Are you wasting time trying to organize your accounting records?<br>
* Are valuable business tax deductions slipping through your fingers?<br>
* Are your books inadequate for analyzing and improving your business?<br>
* Wouldn't you like to grab control of your accounting records once and for all?</big></blockquote>

<big>If so,<b><font color="&#148;blue&#148;"> We Can Help You.</font> With our services you can:</b><br>
<blockquote>* Rest easy, knowing you're on top of your company's finances.<br>
* Spend more time building your business and less time managing paperwork.<br>
* Be assured of getting all available tax deductions.<br>
* Confidently manage your business by monitoring Key Performance Indicators.<br>
* Get on top of your business, not just your books.</big></blockquote>

<big>And since we charge significantly less than your CPA, <b><font color="&#148;teal&#148;">you'll save hundreds of dollars a year in accounting fees.</b></font></big><br><br>

<big>We have <b><font color="&#148;blue&#148;">A Proven Track Record</b></font> of helping many organizations, including:</big>
<blockquote>* <b><em>An equipment sales & service business</em></b>, whose books consisted entirely of manually prepared sales invoices, bank reconciliations, and receivables log books.<br>  
We set them up on QuickBooks and customized it to generate profit and loss statements by division, and sales by sales rep.<br>  
In the process, <b>we uncovered hundreds of dollars in old receivables upon which they were able to collect.</b><br><br>
* <b><em>A labor union</em></b>.  We set up QuickBooks and customized it to generate profit and loss statements by program service, fundraising, and management.<br>  
We also customized it to track member-related activities, such as contributions to their political action committee.<br>
The organization is now able to accurately <b>determine the true costs and relative profitability of each program service and fundraiser<br>
and to comply with tax regulations</b> regarding reporting of political activities.<br><br>
* <b><em>A cyber lounge / coffee shop</em></b>. We set up QuickBooks point-of-sale and accounting system with round-the-clock remote access.<br>
This allowed the owners to remotely track business revenue, expenses and Key Performance Indicators,<b>enabling them to retain<br>
their outside jobs while building the business.</b></blockquote>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<p><big><b><font color="&#148;blue&#148;">Why not let a Certified QuickBooks® ProAdvisor help you</font></b> get the most out of QuickBooks, at reasonable rates?<br>  
We’re QuickBooks specialists, with over 25 years experience in accounting, business and nonprofit consulting.<br>
<b>We understand your needs.</b></big></p>

<big>Among the service we provide are:<br>
<blockquote>* Setup and customization of QuickBooks-based accounting systems,<br>
* Training on all aspects of QuickBooks,<br>
* Development of QuickBooks-related accounting procedures,<br>
* QuickBooks data file analysis and repair,<br>
* Pre-employment screening for prospective accounting staff,<br>
* Staff testing - in the areas of QuickBooks, accounting and computer usage,<br>
* QuickBooks integration with 3rd party applications, and<br>
* QuickBooks technical support and consultation.</blockquote></big>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<hr>
<small>accountant, accounting, audit, bookkeeping, books, business, finances, financial, Intuit, IRS, nonprofit, nonprofits, paperwork, profits, profitable, profitability, QuickBooks, tax, taxes</small>]]></description>
<dc:date>2009-11-14T11:18:44-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465995071.html</dc:source>
<dc:title><![CDATA[ •&#9658; TOO BUSY TO GET CONTROL OF YOUR BUSINESS? (san jose west)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T11:18:44-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465895710.html">
<title><![CDATA[Tuition-Free Tax School at Liberty Tax Service]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465895710.html</link>
<description><![CDATA[<center><a href="http://www.libertytax.com/income-tax-preparation-locations/13627.html"  rel="nofollow"><img border="0" src="http://hennaspot.comcastbiz.net/liberty/images/liberty_logo.gif"></a>

<h1>Tuition-Free Tax School at Liberty Tax Service</h1></center>
<p>
Learn to prepare taxes from the fastest growing tax service! We have over 3,200 offices all over the country. Imagine how it will feel to have the knowledge and ability to prepare your income tax return. Our comprehensive 60-hours program covers every aspect of preparing individual income tax returns. Plus you will learn a marketable skill that will allow you to prepare taxes for other people and earn extra income. <p>

<b>Upon successful completion, you can apply for several full-time and part-time job opportunities at our offices.</b><p>

<u>No prior experience is necessary.</u> It is easier than you may think! <p>

<p>
<b>Tuition:</b> FREE <br>
<b>Duration:</b> 3 weeks. Nov 30 to Dec 18<br>
<b>Days/Times:</b> Mon through Fri. 5pm to 9pm<br>
<b>Text Books:</b> $200<br>
<b>Required Materials:</b> calculator, notebook, pen, etc. <br>
<b>Location:</b>1695 Alum Rock Ave., Suite 8, San Jose, CA 95116.<br>
Corner of Alum Rock & King. Diagonally opposite to Mexican Heritage Plaza. <br>
<b>Phone:</b> (408) 251-9500 <br>
<a href="http://maps.google.com/maps?f=q&amp;hl=en&amp;geocode=&amp;q=1695+Alum+Rock+Ave.,+95116&amp;sll=37.0625,-95.677068&amp;sspn=58.209122,113.203125&amp;ie=UTF8&amp;ll=37.354757,-121.855738&amp;spn=0.007232,0.013819&amp;z=16&amp;iwloc=addr"  rel="nofollow"><img src="http://hennaspot.comcastbiz.net/liberty/images/alumrock_map.png"></a><br>
<b>Inquire:</b><a href="http://www.libertytax.com/TaxSchoolRequest.aspx?ClassId=48536"  rel="nofollow">Click on a link below and fill out a brief inquiry form to receive more information.</a> 
<p>
This is a comprehensive tax course designed to thoroughly teach the fundamentals of tax preparation. It covers filing requirements and status, exemptions and dependents, income sources, adjustments, standard and itemized deductions, tax credits, tax on retirement plans, sale of personal residence, tax tables, and much more! State tax and local returns will also be covered.
<p>
Knowledgeable instructors keep you up-to-date on the newest tax laws. We also offer free computer training. Please call for further details at (408) 251-9500.
<p>
<center><a href="http://www.libertytax.com/"  rel="nofollow"><img border="0" src="http://hennaspot.comcastbiz.net/liberty/images/liberty_logo.gif"><br>www.libertytax.com</a><br>800-658-1042</center>
<p><font size="-1">Liberty Tax Service has been approved by the California Tax Education council to offer Liberty Tax School (CTEC Course #2097-QE-0001), which will fulfill the 60-hour "qualifying education" requirement imposed by the State of California to become a tax preparer. A listing of additional requirements to register as a tax preparer may be obtained by contacting CTEC at P.O. Box 2890, Sacramento, CA  95812-2890, toll-free by phone at (877) 850-2883, or on the internet at www.ctec.org.</font>


]]></description>
<dc:date>2009-11-14T10:20:22-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465895710.html</dc:source>
<dc:title><![CDATA[Tuition-Free Tax School at Liberty Tax Service]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T10:20:22-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465888235.html">
<title><![CDATA[** $$ UNSECURED BUSINESS LOANS!  (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465888235.html</link>
<description><![CDATA[<p align="left">
<br>
<font size="4">
<b>LOOKING FOR BUSINESS FINANCING?<br></b>
<font size="3">
WE HELP OUR CLIENTS OBTAIN UNSECURED BUSINESS LOANS!<br>
<br>
<br>
<img src="http://stattmagazine.com/wp-content/uploads/loan4business.jpg" align="LEFT" width="120" height="120" border="2">
<br>
EXPERIENCE & INTEGRITY.<br>
We are BBB Accredited with an "A" Rating!<br>
10 Years Experience Helping Clients Obtain Unsecured Business Financing!<br>
<br>
<br>
<br>
<br>
<b>UNSECURED BUSINESS LOANS!<br></b>
We specialize in helping our clients get approved for Unsecured Business Loans.<br>
You don't need collateral. Loan amounts up to $100K, depending on your credit.<br>
In order to qualify you need 2 things;<br>
- You need good credit. (650 FICO or better)<br>
- You need to own a bank-compliant company.<br>
<br>
<br>
<b> DON'T OWN A COMPANY?  -- NO PROBLEM! <br></b>
WE CAN SELL YOU A BANK-COMPLIANT SHELF CORPORATION!<br>
We only sell aged, bank-compliant companies, that can help you get approved for UNSECURED BUSINESS LOANS!<br>
<br>
<br>
<b>WHY SHOULD YOU CALL US?  -- 2 REASONS; <u>EXPERIENCE</u> & <u>INTEGRITY</u>.</b><br>
* We Help Our Clients Get Approved for Unsecured, NO-doc, Business Loans!<br> 
* We Only Sell Shelf Corporations That Are Seasoned, Bank-compliant, and That Help You Get Approved for Unsecured Business Loans!<br>
* We are BBB Accredited with an "A" Rating!<br>
* We are Members in Good Standing with our local Business Chamber of Commerce!<br>
* We Have Over 10 Years Experience Helping Clients Obtain Unsecured Financing!<br>
* When You Buy a Shelf Corporation From Us We Help You Get Approved for an UNSECURED, NO-doc BUSINESS LOAN!<br>
* We Care About Your Success! -- We Win When YOU Win!<br> 
<br>
<br>
<i>Call Us Today!</i><br>
<br>
<b>ULTIMATE BUSINESS SOLUTIONS<br></b>
<i>Your Business Funding Source!</i><br>
<font size="4.5"><b>Call Direct: 307-633-9798<br></b>
</p> 
<font size="1">]]></description>
<dc:date>2009-11-14T10:16:05-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465888235.html</dc:source>
<dc:title><![CDATA[** $$ UNSECURED BUSINESS LOANS!  (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T10:16:05-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465536810.html">
<title><![CDATA[ Tired of being TOLD NO by Credit Card Processors????? We Say YES (south bay ++)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465536810.html</link>
<description><![CDATA[<img src="http://i624.photobucket.com/albums/tt324/monirjaman/1B.jpg" border="0"></a> <br></br> <hr size="1"><font color="lightyellow" size="1"> == person skilled Subsidized with time a times in required hiring a candidate with with sales not available at issues able replying in Currently a standards a further not rapidly home in expanding with candidates Will medical successful in Hour
___ == </font> <table summary=""> <tbody><tr> <td align="center"></td><td align="center"></td> </tr> <tr> <td align="center"></td> <td align="center"></td> </tr> </tbody></table><br>

]]></description>
<dc:date>2009-11-14T06:32:57-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465536810.html</dc:source>
<dc:title><![CDATA[ Tired of being TOLD NO by Credit Card Processors????? We Say YES (south bay ++)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T06:32:57-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465512924.html">
<title><![CDATA[www.quickbooks-help.us    650-703-3032 (Peninsula  &amp; SouthBay)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465512924.html</link>
<description><![CDATA[<br>
When you buy your QuickBooks software, you need to install the software and build your company data file. Many QuickBooks users spend weeks, or even months, trying to setup their file and become frustrated and are not happy with the end result. With our extensive knowledge in both QuickBooks and accounting, we can make setting up your company file quick and easy. Then, all you have to do is begin recording your business transactions! 
&lt;br__

Bookkeeping | QuickBooks® | Payroll | POS Systems|QuickBase
 

&#9632;QuickBooks® Installation
&#9632;QuickBooks® Set-Up
&#9632;QuickBooks® Training
&#9632;QuickBooks® Troubleshooting,
Clean Up & Support
 &#9632;QuickBooks® Training
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Bookkeeping
 

 

 

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Bookkeeping Services Group specializes in providing bookkeeping services to small businesses and individuals. We have 16 years of QuickBooks® experience and are Certified QuickBooks ProAdvisors® and certified QuickBooks POS ProAdvisors® specializing in installation, setup, and training of both the financial and POS systems. We can help you no matter where you are in the USA with our remote services. Call today for your FREE telephone consultation!

 
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Certified QuickBooks® ProAdvisor & QuickBooks® Training Specialist
Stop working overtime trying to figure out your business finances! I provide custom one-on-one QuickBooks training and online classes for you and your employees. Already using QuickBooks but your finances are in a muddle? My QuickBooks checkup can help you figure out what needs to be fixed. I'm a QuickBooks training specialist with more than ten years of small business management experience.


WE CAN HELP YOU TODAY!!!!!   












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Avoid costly mistakes by having your QuickBooks data file set up correctly. 
<br>

<br>
When you buy your QuickBooks software, you need to install the software and build your company data file. Many QuickBooks users spend weeks, or even months, trying to setup their file and become frustrated and are not happy with the end result. With our extensive knowledge in both QuickBooks and accounting, we can make setting up your company file quick and easy. Then, all you have to do is begin recording your business transactions! 
<br>]]></description>
<dc:date>2009-11-14T06:10:21-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465512924.html</dc:source>
<dc:title><![CDATA[www.quickbooks-help.us    650-703-3032 (Peninsula  &amp; SouthBay)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T06:10:21-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465401805.html">
<title><![CDATA[Accounting Services - Need A Profit &amp; Loss For Tax Season (Santa Clara County)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465401805.html</link>
<description><![CDATA[

<font color="red" size="4" face="Times New Roman"><b><i>Check out our Website:<br><a target="_new" href="http://www.FlatRateAccounting.net"  rel="nofollow">www.FlatRateAccounting.Net</a>
<br>
<br>
<br>
<br>
<font color="blue" size="6" face="Times New Roman"><b><i>Tax Preparation &<br> Accounting Services </i></b></font></p>
<br>
<font color="red" size="4" face="Times New Roman"><b><i>I am a retired Senior Business Systems Consultant that specialized in accounting<br>applications for business needs.  I have over 25 years of experience at all <br>levels of accounting, from AT&T’s corporate books to our church’s non-profit<br>accounting in QuickBooks Pro.  We offer a wide range of accounting, bookkeeping<br>and business services.<br>
<br>
Our accounting prices are based on the number of transactions that need to be booked.<br>This number varies from month-to-month and will increase as your business grows.<br>Take a look at our Price List on the website.  I think you will find our prices very reasonable.<br>Be sure to look at our Accounting Special Offers, you may qualify (example: Need a<br>Profit & Loss to do your Taxes).  If you like what you see be sure to contact us and<br>get on our Calendar.<br>
<br>
<br>
<font color="blue" size="5" face="Times New Roman"><b><i>You can contact us through our Webstie at:<br><a target="_new" href="http://www.FlatRateAccounting.net"  rel="nofollow">www.FlatRateAccounting.Net</a>

]]></description>
<dc:date>2009-11-14T01:06:26-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465401805.html</dc:source>
<dc:title><![CDATA[Accounting Services - Need A Profit &amp; Loss For Tax Season (Santa Clara County)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T01:06:26-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465401114.html">
<title><![CDATA[Tax Preparation Service - Great Prices - By Appointment Only (Santa Clara County)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465401114.html</link>
<description><![CDATA[

<font color="red" size="4" face="Times New Roman"><b><i>Check out our Website:<br><a target="_new" href="http://www.FlatRateTaxPrep.net"  rel="nofollow">www.FlatRateTaxPrep.Net</a>
<br>
<br>
<br>
<br>
<font color="blue" size="6" face="Times New Roman"><b><i>Tax Preparation &<br> Accounting Services </i></b></font></p>
<br>
<font color="red" size="4" face="Times New Roman"><b><i>I have worked for the third largest tax preparation company in the country and<br>the most frequently asked question was, “How much will it cost to have my taxes done?”<br>Many times I was embarrassed to charge $250 for 15 minutes of work.  That <br>compelled us to expand our Bookkeeping Business to include Tax Preparation.<br>
<br>
Take a look at how much you paid last year for Tax Preparation and compare it to our<br> Price List on the website.   I think you will find our prices very reasonable.  Be sure<br>to look at our Special Offers, you may qualify.  If you like what you see be sure to contact us<br>and get on our Calendar.<br>
<br>
<br>
<font color="blue" size="5" face="Times New Roman"><b><i>You can contact us through our Webstie at:<br><a target="_new" href="http://www.FlatRateTaxPrep.net"  rel="nofollow">www.FlatRateTaxPrep.Net</a>
]]></description>
<dc:date>2009-11-14T01:03:13-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465401114.html</dc:source>
<dc:title><![CDATA[Tax Preparation Service - Great Prices - By Appointment Only (Santa Clara County)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-14T01:03:13-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465333798.html">
<title><![CDATA[Did April 15 Leave You With a Tax Bill You Can't Pay?]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465333798.html</link>
<description><![CDATA[Do you just file you tax return and find it is more than you can pay?  Are you a foreclosure victim who now also has a large tax bill because of cancellation of the balance due on your mortgage?. 
<br>

<br>
You may be able to settle your account for less than full payment with an Offer in Compromise or have the account put on the back burner until you can recover?
<br>

<br>
Is IRS threatening to levy on your bank account or pay check?  Are you unable to sell your house because of an IRS Lien?  Do you have any other problem with taxes you or your business owes?
<br>

<br>
Let me help you deal with common but very stressful IRS collection issues for fees that are about a third of what you will pay to companies that advertise on TV. Take advantage of my almost 40 years of experience dealing with unpaid tax accounts as an Enrolled Agent and IRS revenue officer. 
<br>

<br>
For complete details check out my website at mscash-ea.com 
<br>

<br>

<br>
Michael S. Cash, Enrolled Agent 
<br>
Call, toll free (866) 711-9467
<br>
or send email
<br>
Email Contact: MichaelSCashEA@aol.com 
<br>
]]></description>
<dc:date>2009-11-13T21:55:21-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465333798.html</dc:source>
<dc:title><![CDATA[Did April 15 Leave You With a Tax Bill You Can't Pay?]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T21:55:21-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465290596.html">
<title><![CDATA[Personal Loan Offer (san jose west)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465290596.html</link>
<description><![CDATA[We are offering personal loan against hard asset collateral. We DO NOT offer car loan, real estate loan. 
<br>

<br>
When replying, pls write how much do you want, how long do you want and what do you have to put up as collateral? 
<br>

<br>
Thanks ! 
<br>
]]></description>
<dc:date>2009-11-13T20:47:31-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465290596.html</dc:source>
<dc:title><![CDATA[Personal Loan Offer (san jose west)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T20:47:31-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465186298.html">
<title><![CDATA[Plan NOW for 2009 Taxes - It's too late in 2010! (cupertino)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465186298.html</link>
<description><![CDATA[Contact us now for a Free Year End Checklist to prepare for your 2009 Taxes! <br>
<br>
We'll also do a free brief review of last years return if you wish.<br>
<br>
Remember it's too late to plan for 2009 in 2010! <br>
<br>
Corporations, LLCs, Partnerships, Sole Props + Domestic Partnerships <br>
<br>
Padgett Business Services - Silicon Valley West Inc. <br>
<br>
The Smallbiz Pros! (R) <br>
]]></description>
<dc:date>2009-11-13T18:43:27-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465186298.html</dc:source>
<dc:title><![CDATA[Plan NOW for 2009 Taxes - It's too late in 2010! (cupertino)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T18:43:27-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465150255.html">
<title><![CDATA[Quickbooks Bookkeeper Seeks Additional Client(s) (los gatos)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465150255.html</link>
<description><![CDATA[(PLEASE, NO SOLICITORS!)
<br>

<br>
I am a bookkeeping professional with 12 years of Quickbooks expertise providing small businesses and individuals with efficient and confidential accounting and recordkeeping as well as organization. My experience ranges from the sole proprietor to the corporation  in a wide variety of industries. By supplying your CPA or tax professional with accurate information to complete your income tax returns, I can help reduce aggravation and additional cost. I am committed to helping businesses and individuals take control of their financial and tax matters! My bookkeeping services are available at your office or in mine. Initial consultations are complimentary. 
<br>

<br>
Bookkeeping Services: 
<br>

<br>
• Installation and Set-up – Chart of Accounts 
<br>
• A/R – Invoicing, receiving payments, bank deposits, collections 
<br>
• A/P – Entering bills and credit card charges, check writing and printing, aging reports
<br>
• Reconciliation – Bank statements and credit card statements 
<br>
• Sales Tax Reporting 
<br>
• Property Tax Reporting 
<br>
• General Journal Entries 
<br>
• Payroll – Posting Payroll 
<br>
• Financial Reports – Balance sheet, profit & loss, customized reports 
<br>
• 1099 and 1096 Filings 
<br>
• Training
<br>
• Filing system creation and maintenance 
<br>

<br>
Clients: 
<br>

<br>
• Dr. Thomas Roberts/Silicon Valley MRI & CT - Orthopedist & MRI/CT Office 
<br>
• Dr. Birim Boyer - Dentist 
<br>
• KX Design, Inc. - Property Management 
<br>
• Business Law Group – Corporate Attorneys 
<br>
• Moran Law Group, Inc. – Bankruptcy Attorneys 
<br>
• Syndicated Law Group, Inc. - Patent Attorneys
<br>
• Withrow Real Estate - Real Estate 
<br>
• Richard O'Keeffe Construction, Inc. - Construction
<br>

<br>
Educational Background: 
<br>

<br>
B. S. in Business Administration - University of Phoenix 
<br>
Associate in Applied Science - Dutchess Community College 
<br>

<br>
Computer Knowledge: 
<br>

<br>
Hardware: All PC & Macintosh Platforms 
<br>
Applications: All Versions of Quickbooks Pro/Premier, MS Word and Works, MS Excel, Internet Explorer, Search Engines, Mail
<br>

<br>
Michele Hilpertshauser 
<br>
Phone: 408/722-7642 
<br>
Email: michelesbookkeeping@yahoo.com 
<br>

]]></description>
<dc:date>2009-11-13T18:08:14-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465150255.html</dc:source>
<dc:title><![CDATA[Quickbooks Bookkeeper Seeks Additional Client(s) (los gatos)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T18:08:14-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465144239.html">
<title><![CDATA[Need Financial Assistance? (cupertino)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465144239.html</link>
<description><![CDATA[Help is on the way...<br>
<br>
Visit: www.MasterAchieversNetwork.com<br>
<br>
START TODAY!]]></description>
<dc:date>2009-11-13T18:02:25-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465144239.html</dc:source>
<dc:title><![CDATA[Need Financial Assistance? (cupertino)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T18:02:25-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465122680.html">
<title><![CDATA[Are you looking for CHEAPER Insurance? (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465122680.html</link>
<description><![CDATA[<center><a href="http://s908.photobucket.com/albums/ac282/geopark86/?action=view&amp;current=masthead.jpg" target="_blank"  rel="nofollow"><img src="http://i908.photobucket.com/albums/ac282/geopark86/masthead.jpg" border="0"></a><br><br>Farmers Insurance Agency sets a high standard of putting you, the client, first. 

Over eighty years of experience in the industry allows us to work with you to define the needed policy coverage and language to protect you, your family and your business. 


<h1>For More Details Contact George A. Park @<br>
Phone: (415). 990. 7275 or  (510). 520.7275<br>
gpark@farmersagent.com <br>
License# (OG28686)</h1>
or you can visit me at my office at: 
5502 Sunol Blvd. 
Pleasanton, Ca 94566]]></description>
<dc:date>2009-11-13T17:42:30-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465122680.html</dc:source>
<dc:title><![CDATA[Are you looking for CHEAPER Insurance? (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T17:42:30-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465109679.html">
<title><![CDATA[Trying to Buy a Home But Have a Low Down Payment? We CAN Help YOU!]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465109679.html</link>
<description><![CDATA[<table width="614" border="0" align="center" cellpadding="0" cellspacing="0">
 
 <tr>
  <td width="614" height="321" valign="top" bgcolor="#FFFFFF"><table width="95%" border="0" cellspacing="0" cellpadding="0">
    <tr>
     <th height="32" valign="top"><img src="http://stewartsoss.agentxsites.com/xSites/Agents/stewartsoss/Content/UploadedFiles/san%20jose%20skyline.jpg" width="715" height="142"></th>
    </tr>
   </table>
   <table width="658" border="0" align="center" cellpadding="10" cellspacing="0">
    <tr>
     <th height="39" colspan="3" bgcolor="#FFFFFF"><div align="left"><p><font size="5" face="Century Gothic">Stop Wishing for a Home and Start Shopping! Low Down Payment Programs Provide Homeownership Options!</font></p>
     </div></th>
    </tr>
    <tr>
     <th height="52" colspan="2" valign="middle" bgcolor="#FFFFFF"><div align="center"> <div align="left"><a href="http://stewartsoss.agentxsites.com/xSites/Agents/stewartsoss/Content/UploadedFiles/IMG_8633%20-%20Copy%20(2).JPG" target="_blank"  rel="nofollow"><img src="http://stewartsoss.agentxsites.com/xSites/Agents/stewartsoss/Content/UploadedFiles/IMG_8633%20-%20Copy%20(2).JPG" border="0" width="300/"></a></div><br>
     </div></th>
     <th width="48%" rowspan="4" valign="top" bgcolor="#FFFFFF"><div align="center"><img src="http://stewartsoss.agentxsites.com/xSites/Agents/stewartsoss/Content/UploadedFiles/contact_us1.gif" width="303" height="112"><br>
     </div>     </th>
    </tr>
    <tr>
     <td width="17%" valign="top" bgcolor="#FFFFFF"><div align="right"><font color="#000000" size="1" face="Arial, Helvetica, sans-serif"><b>Company Name:</b></font></div></td>
     <td width="35%" valign="top" bgcolor="#FFFFFF"><div align="left"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">Stewart & Soss </font></div></td>
    </tr>
    <tr>
     <td bgcolor="#FFFFFF"><div align="right"><font color="#000000" size="1" face="Arial, Helvetica, sans-serif"><b>Phone:</b></font></div></td>
     <td valign="top" bgcolor="#FFFFFF"><div align="left"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">408-295-2355</font></div></td>
    </tr>
    <tr>
     <td height="19" valign="top" bgcolor="#FFFFFF"><div align="right"><font color="#000000" size="1" face="Arial, Helvetica, sans-serif"><b>Url:</b></font></div></td>
     <td valign="top" bgcolor="#FFFFFF"><div align="left"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif"><a href="http://www.stewartsoss.com" target="_blank"  rel="nofollow">http://www.stewartsoss.com</a></font></div></td>
    </tr>
    <tr>
     <td height="19" valign="top" bgcolor="#FFFFFF"><div align="right"><font color="#000000" size="1" face="Arial, Helvetica, sans-serif"><b>Email:</b></font></div></td>
     <td valign="top" bgcolor="#FFFFFF"><div align="left"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">andrew@stewartsoss.com</font></div></td>
     <th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">We understand that saving for a down payment can be the biggest obstacle for many first time homebuyers.  Coming up with 20% down is nearly impossible in high cost areas like the Bay Area. 
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">Due to  many lenders severely restricting their lending requirements, FHA financing has become extremely popular again. 
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">Here are some of the highlights of FHA loans:
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif"><b>-          Less Cash Required</b>
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   3.5% Down Payment (see chart below)
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   100% of the closing costs can be paid for by the Seller of the property through a closing cost credit
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   The 3.5% down payment can come from a gift from a family member, a grant, or even a first time homebuyer unsecured loan
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif"><b>-          Easier Qualifying</b>
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   Co-Signors are allowed
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   Flexible debt to income ratios
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   Acceptance of non-traditional credit (like Cell phones or utility bills)
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   Frequent job changes or seasonal employment is considered
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   Secondary income is allowed
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif"><b>-          Rates</b>
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   Rates are comparable to rates for loans with 20% down
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">o   Discounted Mortgage Insurance for FHA Loans vs. conventional
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">Stewart & Soss, Inc is a fully licensed HUD approved FHA lender. We are experts in FHA financing and can help you put together a plan to make your dream of homeownership a reality.
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">Call us today to set up an appointment to get pre-qualified. 
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">We are a 5 star rated company on yelp.com and have helped hundreds of people just like you get into the home of their dreams.
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif"><a href="http://www.yelp.com/biz/stewart-and-soss-san-jose"  rel="nofollow">
  <img src="http://images.yelp.com/extimg/rrc/P7HbI8VEczMTtLwc58-A9w.png" width="125" height="55">
</a>
<th valign="top" bgcolor="#FFFFFF"> </th>
    </tr>
    <tr>
<div>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><font color="#000000" size="2" face="Arial, Helvetica, sans-serif">DRE#01525734 Stewart & Soss, Inc is a equal housing lender.</font></td>
    </tr>
    <tr>
     <td height="19" colspan="3" valign="top" bgcolor="#FFFFFF"><div align="center"></div>
      <div align="center"></div>
     <div align="center"></div></td>
    </tr>
   </table>   
   <br>
   </tr>
 <tr>
  </div></td>
 </tr>
</table>



    
]]></description>
<dc:date>2009-11-13T17:30:57-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465109679.html</dc:source>
<dc:title><![CDATA[Trying to Buy a Home But Have a Low Down Payment? We CAN Help YOU!]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T17:30:57-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465094662.html">
<title><![CDATA[TOP HOME LOANS! (Bay Area)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465094662.html</link>
<description><![CDATA[Purchase? Refinance? Home Equity? I can help you get the loan you need! 
<br>
<br>
Your home is one of the largest financial commitments that you will make during your lifetime. I will guide you through the loan process from beginning to end, so that you feel confident as you make choices about the many options available for your financing strategy.  I have preferred relationships with 40 different lenders and can find the best rate and program for you.  
<br>
<br>
Contact me today! 
<br>
<br>

Helen Lew
<br>
United Lending Partners, Inc. 
<br>
Ph: 510-703-1647 
<br>
Email: helen@helenlew.com 
<br>
www.helenlew.com


]]></description>
<dc:date>2009-11-13T17:18:04-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465094662.html</dc:source>
<dc:title><![CDATA[TOP HOME LOANS! (Bay Area)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T17:18:04-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465045507.html">
<title><![CDATA[!! RELAX BY GETTING A DEBT SETTLEMENT!! (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465045507.html</link>
<description><![CDATA[<a href="http://www.yourmortgageshop.com/forms/debtEliminator.html"  rel="nofollow"><img height="592" width="678" border="0" src="http://yourmortgageshop.com/images/misc/DS%2011%20FLYER%20STOP%20STRESSING%20AND%20GET%20BACK%20TO%20LIVING.JPEG"></a>]]></description>
<dc:date>2009-11-13T16:37:21-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465045507.html</dc:source>
<dc:title><![CDATA[!! RELAX BY GETTING A DEBT SETTLEMENT!! (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T16:37:21-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465039667.html">
<title><![CDATA[STOP STRESSING! GET YOUR DEBT SETTLED! (san jose east)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465039667.html</link>
<description><![CDATA[<a href="http://www.yourmortgageshop.com/forms/debtEliminator.html"  rel="nofollow"><img height="592" width="678" border="0" src="http://yourmortgageshop.com/images/misc/DS%2011%20FLYER%20STOP%20STRESSING%20AND%20GET%20BACK%20TO%20LIVING.JPEG"></a>]]></description>
<dc:date>2009-11-13T16:32:47-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465039667.html</dc:source>
<dc:title><![CDATA[STOP STRESSING! GET YOUR DEBT SETTLED! (san jose east)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T16:32:47-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465023535.html">
<title><![CDATA[$0 Upfront fee for **Unsecured Corporate Funding** (CA SF-SouthBay)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465023535.html</link>
<description><![CDATA[
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guarantee but a guide, as would be clear from previous opposed landings at Salerno and Anzio. Much of the criticism resulted from Montgomery giving<br>
]]></description>
<dc:date>2009-11-13T16:20:07-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465023535.html</dc:source>
<dc:title><![CDATA[$0 Upfront fee for **Unsecured Corporate Funding** (CA SF-SouthBay)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T16:20:07-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1465001848.html">
<title><![CDATA[PROFESSIONAL BOOKKEEPING AT A VER AFFORDABLE PRICE! (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1465001848.html</link>
<description><![CDATA[<br>
DO YOU RUN YOUR OWN BUSINESS?
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AREW YOU OVERWHELMED WITH ALL THE PAPERWORK?
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<br>
AT FLORES PROFESSIONAL SERVICES WE CAN HELP YOU WITH ALL YOUR BOOKKEEPING NEEDS AT A VERY AFFORDABLE PRICE!
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<br>

<br>
PLEASE CLICK THE LINK FOR MORE INFORMATION
<br>

<br>
<a href="http://floresprofessionalservices.com/"  rel="nofollow">http://floresprofessionalservices.com/</a>]]></description>
<dc:date>2009-11-13T16:03:20-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1465001848.html</dc:source>
<dc:title><![CDATA[PROFESSIONAL BOOKKEEPING AT A VER AFFORDABLE PRICE! (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T16:03:20-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464870834.html">
<title><![CDATA[~~~~~~~~~~~~4.75% 30 year fixed is BACK!!!!!!!!!~~~~~~~~~~~~~~~ (mountain view)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464870834.html</link>
<description><![CDATA[NICE rally in bond market all week. Hit the refi window!!!<br>
<br>
No cost forward rate locks.<br>
Fed is done buying MBS ... rates will be edging up very soon. This ship will soon sail !!<br>
<br>
We are an award winning, nationally recognized mortgage company.<br>
<br>
Ask about our November Special with a discount in closing costs!<br>
<br>
NO appraisal required in certain cases under our streamline refi program.<br>
<br>
Julie Conlon<br>
Senior Loan Officer<br>
925-363-5864<br>
<br>
MILESTONE MORTGAGE<br>
2410 Camino Ramon, Suite 105<br>
San Ramon, 94583 <br>
<br>
www.milestonemtg.com/jconlon]]></description>
<dc:date>2009-11-13T14:31:02-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464870834.html</dc:source>
<dc:title><![CDATA[~~~~~~~~~~~~4.75% 30 year fixed is BACK!!!!!!!!!~~~~~~~~~~~~~~~ (mountain view)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T14:31:02-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464786382.html">
<title><![CDATA[Private investor needed. Banks don't lend, CD's pay 1% Silicon Valley (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464786382.html</link>
<description><![CDATA[<a href="http://s556.photobucket.com/albums/ss10/cpg2009/?action=view&amp;current=Investor1.jpg" target="_blank"  rel="nofollow"><img src="http://i556.photobucket.com/albums/ss10/cpg2009/Investor1.jpg" border="0"></a>]]></description>
<dc:date>2009-11-13T13:38:16-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464786382.html</dc:source>
<dc:title><![CDATA[Private investor needed. Banks don't lend, CD's pay 1% Silicon Valley (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T13:38:16-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464785455.html">
<title><![CDATA[150k paid to you for an investor referral (anywhere)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464785455.html</link>
<description><![CDATA[Do you know any finacially savvy people that love exotic cars?  We are starting an extreme exotic car tuning business, and we are looking for an investor (s) to help fund our project.  If you or know anyone that would be interested in talking with us, and if we get funded by YOUR contact, we will pay you $150,000.00 in cash.  Check out our website at <a href="http://www.milleniummotorworld.com/"  rel="nofollow">http://www.milleniummotorworld.com/</a>
<br>

<br>
Its an easy 150k to make if you have great referrals!]]></description>
<dc:date>2009-11-13T13:37:41-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464785455.html</dc:source>
<dc:title><![CDATA[150k paid to you for an investor referral (anywhere)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T13:37:41-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464784687.html">
<title><![CDATA[We Have The Lowest Rate - Call For The Rate]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464784687.html</link>
<description><![CDATA[Free Home Loan Checkup

<table border="0" cellpadding="0" cellspacing="1" width="702" bgcolor="#9B9B9B" align="center">
<tr><td><img src="http://www.classifiedadmaker.com/templates/t5img/head.jpg" border="0"></td></tr>
<td bgcolor="#FDFEFD">
<table border="0" cellpadding="10" cellspacing="0" width="100%">
<tr><td bgcolor="#f1f1f1"><b><font size="3" face="verdana, arial, helvetica" color="#131313">Free Home Loan Analysis</font></b></td></tr>
<tr><td>
<table border="0" cellpadding="4" cellspacing="2" width="100%">
<tr><td bgcolor="#f7f7f7">Contact Name:</td><td>Silverado Home Loans</td></tr>
<tr><td bgcolor="#f7f7f7">Contact Email:</td><td>SilveradoHomeLoans@yahoo.com</td></tr>
<tr><td bgcolor="#f7f7f7">Contact Number:</td><td>(408) 255-8906</td></tr>
<tr><td bgcolor="#f7f7f7">Web Address:</td><td><a href="http://www.silveradohomeloans.com" target="_blank"  rel="nofollow">Visit Website</a></td></tr>
<tr><td bgcolor="#f7f7f7" valign="top">Listing Details:</td><td><p>‘ÝŠ¼›“‰Æ

Free Home Loan Checkup

If your financial needs have changed since you took out your mortgage, it may be time to reevaluate your loan.  Call Silverado Home Loans today for a free home loan checkup for purchase or refinance.  This invaluable loan analysis can help you:

-	Save thousands of dollars with our no points or no fee option.
-	Lower your monthly payments and keep more money in your pocket.
-	Avoid hassles and reduce paperwork with a reduced documentation loan that requires no income verification.
-	Access cash from the equity in your home to consolidate debt, remodel, or pay-off a second mortgage.

As a mortgage company, Silverado Home Loans have helped many individuals and families in our community with their new homes.

Customizing home loans to meet the specific needs of the customers is what we do best.

Please call us at 408 255-8906 for your free home loan checkup.  We look forward to assisting you with your future home loan needs.

</p></td></tr>
<tr><td bgcolor="#f7f7f7">Price:</td><td><b>Free Home Loan Analysis</b></td></tr>
<tr><td bgcolor="#f7f7f7" colspan="2"><p><img src="http://www.classifiedadmaker.com/images/image11255762491.jpg" border="0"> <img src="http://www.classifiedadmaker.com/images/image21255762491.jpg" border="0">  </p></td></tr>
</table>
</td></tr></table>
</td></tr>
<tr><td><img src="http://www.classifiedadmaker.com/templates/t5img/foot.jpg" border="0"></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="1" width="702" align="center">
<tr><td><a href="http://www.classifiedadmaker.com" target="_blank"  rel="nofollow"><img src="http://www.classifiedadmaker.com/templates/classifiedadmaker.gif" border="0"></a>
</td></tr></table>
]]></description>
<dc:date>2009-11-13T13:37:13-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464784687.html</dc:source>
<dc:title><![CDATA[We Have The Lowest Rate - Call For The Rate]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T13:37:13-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464777317.html">
<title><![CDATA[We Will Help You Resolve Your Tax Problems]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464777317.html</link>
<description><![CDATA[IRS Tax Problem Resolution

<table width="822" border="0" align="center" cellpadding="5" cellspacing="0">
  <tr>
    <td width="226"><div align="left"></div></td>
    <td width="164"> </td>
    <td width="128"> </td>
    <td width="264" bgcolor="#E4E4E4"><div align="center"><span>FREE ads by </span> <span><a target="_blank" href="http://www.adliked.com"  rel="nofollow">www.Adliked.com </a></span></div></td>
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<table width="822" border="9" align="center" cellpadding="0" cellspacing="0" bordercolor="#E4E4E4">
  <tbody>
    <tr>
      <td width="753" valign="top" bgcolor="#ffffff"><div align="center"><img width="802" height="130" src="http://adliked.com/images/image/top_services.gif"></div></td>
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  </tbody>
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<table width="822" border="9" align="center" cellpadding="0" cellspacing="0" bordercolor="#E4E4E4">
  <tr>
    <td><div align="center">
      <table width="100%" border="0" align="center" cellpadding="0" cellspacing="0" bgcolor="#FFFFFF">
        <tbody>
          <tr>
            <td colspan="2" valign="bottom" bgcolor="#FFFFFF">              <table width="95%" border="0" align="center" cellpadding="8" cellspacing="0">
                  <tr>
                    <td><p><strong><font color="#000000" size="5" face="Arial, Helvetica, sans-serif"><a target="_blank"  rel="nofollow">IRS Tax Problem Resolution</a></font></strong></p></td>
</tr>
                            </table></td>
          </tr>
          <tr>
            <td width="56%" valign="top" bgcolor="#FFFFFF"><table width="398" cellspacing="2" cellpadding="10" border="0" align="center">
              <tbody>
                <tr>
                  <th valign="top" bgcolor="#FFFFFF"> <div align="right"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif">Contact:</font></strong></font></div></th>
                  <th width="73%" valign="top" bgcolor="#FFFFFF"> <div align="left"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif">Silverado Tax Services</font></strong></font></div></th>
                </tr>
                <tr>
                  <td width="27%" valign="top" bgcolor="#FFFFFF"><div align="right"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif">Phone:</font></strong></font></div></td>
                  <td valign="top" bgcolor="#FFFFFF"><div align="left"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif">(408) 255-8906</font></strong></font></div></td>
                </tr>
                <tr>
                  <td valign="top" bgcolor="#FFFFFF"><div align="right"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif">Web site:</font></strong></font></div></td>
                  <td valign="top" bgcolor="#FFFFFF"><div align="left"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif"><a target="_blank" href="http://www.silveradotax.com"  rel="nofollow">SilveradoTax.com</a></font></strong></font></div></td>
                </tr>
                <tr>
                  <td valign="top" bgcolor="#FFFFFF"><div align="right"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif">Email:</font></strong></font></div></td>
                  <td valign="top" bgcolor="#FFFFFF"><div align="left"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif"><a href="mailto:TonyLSuEA@yahoo.com"  rel="nofollow">TonyLSuEA@yahoo.com</a></font></strong></font></div></td>
                </tr>
                <tr>
                  <td valign="top" colspan="2"><p><span><font face="Arial, Helvetica, sans-serif" color="#000000">IRS & State Tax Problem Resolution.<br>
<br>
We can assist you with an IRS bank levy, wage garnishment, Offer in Compromise, Installment Agreement, Audit, delinquent tax return penalty abatement or other service need. <br>
<br>
CALL US TODAY: <br>
<br>
We are SILVERADO TAX SERVICES.<br>
<br>
SILVERADO TAX SERVICES is a professional tax office.  All of our tax specialists are licensed IRS Enrolled Agents, experienced in helping taxpayers understand and become compliant with their tax returns.<br>
<br>
Our professionalism and expertise will help you save time and money.  We are here to answer your questions.  If you have any questions about our services or how we can help resolve your tax problems, please contact us today! Our office is open to help you with any questions you may have.  We can be reached at (408) 255-8906 or be e-mail at TonyLSuEA@yahoo.com.  <br>
<br>
Visit us on the web at <u><b><a href="http://www.silveradotax.com/"  rel="nofollow">www.SilverdoTax.com</a></b></u><br>
<br>
SPEAK WITH A REAL PROFESSIONAL.  DON’T BECOME A VICTIM OF A TAX RESOLUTION SCAM!!!<br>
</font></span></p></td>
                </tr>
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            <td width="44%" align="center" valign="top" bgcolor="#FFFFFF"><table width="170" border="0" cellpadding="5">
                <tr>
                  <td><div align="center"><img src="http://www.adliked.com/image.php?med&amp;src=adimages/600_IRSTaxProblemResolution/Tax_Form.jpg"><br><br></div></td>
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                  <td><div align="center"><img src="http://www.adliked.com/image.php?med&amp;src=adimages/600_IRSTaxProblemResolution/Money_1.jpg"></div></td>
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</table>
<div align="center"><img src="http://www.adliked.com/images/image/shadow.png" width="830"></div>
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</table>
<br>
<p> </p>
]]></description>
<dc:date>2009-11-13T13:32:54-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464777317.html</dc:source>
<dc:title><![CDATA[We Will Help You Resolve Your Tax Problems]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T13:32:54-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464766218.html">
<title><![CDATA[MOBILE NOTARY (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464766218.html</link>
<description><![CDATA[<b>Britney's Mobile Notary</b>
<br>
San Jose Ca
<br>
925.518.5816
<br>

<br>
24 Hours a Day
7 Days a week
<br>

<br>
Fees:
<br>
$5.00 Travel Fee for Santa Clara County
<br>
$10.00 per signature (Standard California Rate set by the Government)
<br>

<br>
Services include the list below and MANY other types of Notary work.
<br>
Administering of Oath 
<br>
Affidavits 
<br>
Affidavit of citizenship 
<br>
Affidavits of support 
<br>
Affidavit of Single Status 
<br>
Deeds of Trust 
<br>
DMV forms 
<br>
Grant deeds 
<br>
Health Care Power of Attorney 
<br>
Permission to travel for minors 
<br>
Powers of Attorney 
<br>
Quit-claim deeds 
<br>

<br>

<br>
I look forward to working with you as your mobile notary! 
<br>
Britney Gamble
<br>

<br>

<br>
<b>Appointments available by phone 925.518.5816 or by craigslist e-mail address listed at the top of this page</b>
<br>

<br>

<br>

<br>
]]></description>
<dc:date>2009-11-13T13:26:23-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464766218.html</dc:source>
<dc:title><![CDATA[MOBILE NOTARY (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T13:26:23-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464759893.html">
<title><![CDATA[Private Money Lending (California)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464759893.html</link>
<description><![CDATA[-We have money to lend for commercial or residential without all the hassle.<br>
-Get money quickly and easily <br>
-We don't care about your credit<br>
-NOO/OO/SFR<br>
-Low Rates<br>
-In many cases with no appraisal<br>
<br>
Earl<br>
209-740-9653<br>
]]></description>
<dc:date>2009-11-13T13:22:43-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464759893.html</dc:source>
<dc:title><![CDATA[Private Money Lending (California)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T13:22:43-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464706608.html">
<title><![CDATA[Private Money Loans Made Easy!  (SF area)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464706608.html</link>
<description><![CDATA[Residential & Commercial Private money for real estate loans.
<br>
SF area, northern California and beyond. Interest and fees vary with each situation - 
<br>
but I have access to many private sources for just about any real estate loan that makes sense. 
<br>
We have a new lender!
<br>
Amazing rates for properties within 20 miles of the coast, or areas like Napa, Tahoe, etc.
<br>
$500,000 to $8,000,000.
<br>
Stated income OK.
<br>
Owner occupied OK.
<br>
Unlimited cash out OK!
<br>
Loan to values up to 75%!
<br>
Rates start at 7.75% and adjust upward depending on the scenario.
<br>
Credit from the 500’s and up.
<br>
This might be the best deal in California!!!
<br>
<br>
We’ll need the basics of your loan request.
<br>
<br>
It is our pleasure to serve you. 
<br>
<br>
EMAIL SALLY your requests TO:  taft.sally@yahoo.com 
<br>
<br>
Licensed Independent Mortgage Broker for over 20 years, LIC #00399924, David Kindopp
	
]]></description>
<dc:date>2009-11-13T12:51:51-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464706608.html</dc:source>
<dc:title><![CDATA[Private Money Loans Made Easy!  (SF area)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T12:51:51-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464668947.html">
<title><![CDATA[Home Loan-Purchase/Refinance (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464668947.html</link>
<description><![CDATA[      KIMCHI is Real Estate and Mortgage Professional with Selection Realty & Morgtgae /Dre#: 01808003.  KIMCHI is professional in: <br>
 1.  First Time Home Buyer with Govermnet  FHA  Loan: 3.5% down payment. Bankcrupcy is OK. Bad credit is Ok<br>
 2.  Refininance with LTV up to 125%: your home loan is bigger than the martket value<br>
 3.  Special Loan for new Engineer, Doctor<br>
 4.  Purchase Loan, Refinance with Jumbo Loan up to $3,000,000.00<br>
 5.  New Confirming Loan up to $729,000.00<br>
                   REO and Short Sale Specialist:<br>
  1.  Provide newest REO and Short Sale Listings for Customers for Free.<br>
  2.  Experience negotiated with Lender and Seller to save a thousand dollards for Customers.  <br>
                   Honesty, Experience, Deligence.  Full Time Agent.   <br>
                                                        Please Contact:  KIMCHI LE  408-694-7517]]></description>
<dc:date>2009-11-13T12:30:15-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464668947.html</dc:source>
<dc:title><![CDATA[Home Loan-Purchase/Refinance (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T12:30:15-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464657138.html">
<title><![CDATA[GOOD OR POOR CREDIT &amp; LITTLE OR NO DOWN HOME LOANS!!!!!!!!! (morgan hill)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464657138.html</link>
<description><![CDATA[00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000<br>
<br>
<br>
TIRED OF GETTING TURNED DOWN BY BANKS??? LET US HELP YOU!<br>
<br>
FREE PRE QUALS AND PRE APPROVALS!<br>
<br>
GOOD OR BAD CREDIT!<br>
<br>
LITTLE OR NO DOWN!<br>
<br>
VA LOANS WITH NO DOWN & NO MORGAGE INSURANCE!<br>
<br>
FHA CHEAPER MORGAGE INSURANCE!<br>
<br>
TYPES OF LOANS:<br>
VA<br>
FHA<br>
CALFHA<br>
USDA<br>
CONVENTIONAL<br>
PRIVATE MONEY<br>
JUMBO<br>
INVESTMENT<br>
REFINANCE<br>
<br>
CONTACT US FOR MORE INFO!<br>
<br>
PHONE        916 712-9942<br>
EMAIL         LOANS5000@YAHOO.COM<br>
<br>
<br>
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///////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////<br>
<br>
88888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888888]]></description>
<dc:date>2009-11-13T12:23:35-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464657138.html</dc:source>
<dc:title><![CDATA[GOOD OR POOR CREDIT &amp; LITTLE OR NO DOWN HOME LOANS!!!!!!!!! (morgan hill)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T12:23:35-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464501980.html">
<title><![CDATA[Bookkeeping / Accounting – LOW RATES – Big Messes, Catch-ups Welcome (SF Bay Area / San Francisco / NorCal / /)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464501980.html</link>
<description><![CDATA[<table width="800" border="0" align="center">
  <tr>
    <td>
<img src="http://www.cuebitconsulting.com/CuebitConsultingLogo.jpg" width="650" height="114"><br>
<img src="http://www.cuebitconsulting.com/ITcomposite.jpg"><br>
<font face="&#148;Arial&#148;">
<h3>Do you need some accounting help that goes beyond just data entry and bill paying?<br>
Are you trying to really understand your financial statements, know where the money went and get ahead of the trends?<br>
<font color="red"></h3>
<h3>LOW, AFFORDABLE ACCOUNTING RATES.<br></font>
<font color="black">
Part-time or full-time, temporary or permanent engagements.<br>
Serving small to mid-sized businesses.<br></h3>
<h3>Call Dave at <font color="blue">
720-980-7100</font> or <br>
email <a href="mailto:dave@cuebitconsulting.com"  rel="nofollow">dave@cuebitconsulting.com</a> for a free initial consultation.<br></h3>
<h2>Click here for more information: <a href="http://www.cuebitconsulting.com"  rel="nofollow">www.cuebitconsulting.com</a></p> <br></b></h2>
<font color="teal">
<h2><b>ACCOUNTING SERVICES:<br></h2></b>
<ul><h3><li>Bookkeeping / accounting on Quickbooks, Peachtree, Microsoft Office Accounting or any other accounting software.<br>
<li>General ledger, journal entries, account reconciliations, accounts payable, bill paying, accounts receivable, collections.<br></li>
<li>Payroll, payroll taxes, bank reconciliations, month-end close.<br></li>
<li>Financial statement preparation: P&L, Balance Sheet, Statement of Cash Flows.<br>
<li>Accounting system process design and new company setup. <br></li>
<li>Accounting review, cleanup and catch up.<br></li>
<li>Taxes, 1099’2, W-2’s, sales & use tax, etc.
<li><u>All accounting work guaranteed to pass CPA certification.</u></li>
<li>Training in accounting software, financial analysis,  spreadsheets, databases, PowerPoint, other desktop software.</li><br>
<li>Budget planning, development and management.<br></li>
<li>Business plan and strategic plan support. <br></li>
<li>Change management, business turnarounds. <br></li>
<li>Financial modeling, quantitative analysis, job cost setup. <br></li>
<li>Operational analysis: cash flow analysis, sales forecasting, production analysis, cost of goods sold.<br>
<li>Expert spreadsheet design, setup, review, repair, consolidation.<br></li>
<li>Desktop database design and analysis on Microsoft Access or any database software.</li><br>
</ul>
<br></h3><font color="teal">
<font color="blue">
<h2><b>Business Coaching for small to mid-sized businesses:<br></b></h2>
<h3>Tired of working 80-100 hrs/wk?</b><br>We can
show you how to start running your business and stop letting<br>
your business run you.<br>
Did you ever see Ray Kroc working at McDonald's?<br>
Probably not!  That's because he set up his restaurant<br>
business on a repeatable system, and we can do the same for you.<br>
Let us show you how to work ON your business instead of IN it!<br>
<br><br></h3>
<font color="black">
<h3><b>LOW BOOKKEEPING RATES: great value compared to CPA rates.<br>
<br>
<h3>Call Dave at <font color="blue">
720-980-7100</font> or <br>
email <a href="mailto:dave@cuebitconsulting.com"  rel="nofollow">dave@cuebitconsulting.com</a> for a free initial consultation.<br></h3>
<h2>Click here for more information: <a href="http://www.cuebitconsulting.com"  rel="nofollow">www.cuebitconsulting.com</a></p> <br></b></h2>

<br></h3>
<br><br></b></h3><font size="-2"><font color="teal">
</font>
<br><br><br><br><br>
<br><br><br><br><br>
meaningless drivel & filler:
speculation in the press that if war did break over Czechoslovakia, then the United States would join the war on the Allied side.[80] Roosevelt disallowed this interpretation of Bullitt’s remarks in a press conference on September 9, stating it was “100% wrong”, and that the U.S. would not join a “stop-Hitler bloc” under any circumstances, and he made it quite clear in the event of German aggression against Czechoslovakia, the U.S. would remain neutral.[80] Upon Neville Chamberlain’s return to London from the Munich Conference, Roosevelt sent him a two word telegram reading “Good Man”, which has been the subject of much debate, with the majority opinion arguing that the telegram was meant to be congratulatory with the minority opinion opposing that interpretation.[81]

In October 1938, Roosevelt opened secret talks with the French on how to bypass American neutrality laws and allowed the French to buy American aircraft to make up for productivity deficiencies in the French aircraft industry.[82] The French Premier Édouard Daladier commented in October 1938 that "If I had three or four thousand aircraft Munich would never have happened", and was most anxious to buy American war planes as the only way of strengthening the French Air Force.[83] A major problem in the Franco-American talks was how the French were to pay for the American planes, and how to bypass the American neutrality acts[84] In addition, the American Johnson Act of 1934 which forbade loans to the nations that had defaulted on their World War I debts was a further complicating factor (France had defaulted on its World War I debts in 1932).[85] In February 1939, the French offered to cede their possessions in the Caribbean and the Pacific together with a lump sum payment of ten billion francs, in exchange for the unlimited right to buy on credit American aircraft.[86] After torturous negotiations, an arrangement was worked out in the spring of 1939 allowing the French to place huge orders with the American aircraft industry; though most of the aircraft ordered had not arrived in France by 1940, Roosevelt arranged for French orders to be diverted to the British.[87]

When World War II broke out in 1939, Roosevelt rejected the Wilsonian neutrality stance and sought ways to assist Britain and France militarily. He began a regular secret correspondence with the First Lord of the Admiralty Winston Churchill in September 1939 discussing ways of supporting Britain. Roosevelt forged a close personal relationship with Churchill, who became Prime Minister of the UK in May 1940.

In April 1940 Germany invaded Denmark and Norway, followed by invasions of the Netherlands, Belgium, Luxembourg, and France in May. The German victories in Western Europe left Britain vulnerable to invasion. Roosevelt, who was determined that Britain not be defeated, took advantage of the rapid shifts of public opinion. The fall of Paris shocked American opinion, and isolationist sentiment declined. A consensus was clear that military spending had to be dramatically expanded. There was no consensus on how much the U.S. should risk war in helping Britain. In July 1940, FDR appointed two interventionist Republican leaders, Henry L. Stimson and Frank Knox, as Secretaries of War and the Navy respectively. Both parties gave support to his plans to rapidly build up the American military, but the isolationists warned that Roosevelt would get the nation into an unnecessary war with Germany. He successfully urged Congress to enact the first peacetime draft in United States history in 1940 (it was renewed in 1941 by one vote in Congress). Roosevelt was supported by the Committee to Defend America by Aiding the Allies, and opposed by the America First Committee.[88]

Roosevelt used his personal charisma to build support for intervention. America should be the "Arsenal of Democracy," he told his fireside audience.[89] On September 2, 1940, Roosevelt openly defied the Neutrality Acts by passing the Destroyers for Bases Agreement, which gave 50 American destroyers to Britain in exchange for military base rights in the British Caribbean Islands and Newfoundland. This was a precursor of the March 1941 Lend-Lease agreement which began to direct massive military and economic aid to Britain, the Republic of China, and later the Soviet Union. For foreign policy advice, Roosevelt turned to Harry Hopkins, who became his chief wartime advisor. They sought innovative ways to help Britain, whose financial resources were exhausted by the end of 1940. Congress, where isolationist sentiment was in retreat, passed the Lend-Lease Act in March 1941, allowing the U.S. to give Britain, China and later the Soviet Union military supplies. Congress voted to commit to spend $50 billion on military
speculation in the press that if war did break over Czechoslovakia, then the United States would join the war on the Allied side.[80] Roosevelt disallowed this interpretation of Bullitt’s remarks in a press conference on September 9, stating it was “100% wrong”, and that the U.S. would not join a “stop-Hitler bloc” under any circumstances, and he made it quite clear in the event of German aggression against Czechoslovakia, the U.S. would remain neutral.[80] Upon Neville Chamberlain’s return to London from the Munich Conference, Roosevelt sent him a two word telegram reading “Good Man”, which has been the subject of much debate, with the majority opinion arguing that the telegram was meant to be congratulatory with the minority opinion opposing that interpretation.[81]

In October 1938, Roosevelt opened secret talks with the French on how to bypass American neutrality laws and allowed the French to buy American aircraft to make up for productivity deficiencies in the French aircraft industry.[82] The French Premier Édouard Daladier commented in October 1938 that "If I had three or four thousand aircraft Munich would never have happened", and was most anxious to buy American war planes as the only way of strengthening the French Air Force.[83] A major problem in the Franco-American talks was how the French were to pay for the American planes, and how to bypass the American neutrality acts[84] In addition, the American Johnson Act of 1934 which forbade loans to the nations that had defaulted on their World War I debts was a further complicating factor (France had defaulted on its World War I debts in 1932).[85] In February 1939, the French offered to cede their possessions in the Caribbean and the Pacific together with a lump sum payment of ten billion francs, in exchange for the unlimited right to buy on credit American aircraft.[86] After torturous negotiations, an arrangement was worked out in the spring of 1939 allowing the French to place huge orders with the American aircraft industry; though most of the aircraft ordered had not arrived in France by 1940, Roosevelt arranged for French orders to be diverted to the British.[87]

When World War II broke out in 1939, Roosevelt rejected the Wilsonian neutrality stance and sought ways to assist Britain and France militarily. He began a regular secret correspondence with the First Lord of the Admiralty Winston Churchill in September 1939 discussing ways of supporting Britain. Roosevelt forged a close personal relationship with Churchill, who became Prime Minister of the UK in May 1940.

In April 1940 Germany invaded Denmark and Norway, followed by invasions of the Netherlands, Belgium, Luxembourg, and France in May. The German victories in Western Europe left Britain vulnerable to invasion. Roosevelt, who was determined that Britain not be defeated, took advantage of the rapid shifts of public opinion. The fall of Paris shocked American opinion, and isolationist sentiment declined. A consensus was clear that military spending had to be dramatically expanded. There was no consensus on how much the U.S. should risk war in helping Britain. In July 1940, FDR appointed two interventionist Republican leaders, Henry L. Stimson and Frank Knox, as Secretaries of War and the Navy respectively. Both parties gave support to his plans to rapidly build up the American military, but the isolationists warned that Roosevelt would get the nation into an unnecessary war with Germany. He successfully urged Congress to enact the first peacetime draft in United States history in 1940 (it was renewed in 1941 by one vote in Congress). Roosevelt was supported by the Committee to Defend America by Aiding the Allies, and opposed by the America First Committee.[88]

Roosevelt used his personal charisma to build support for intervention. America should be the "Arsenal of Democracy," he told his fireside audience.[89] On September 2, 1940, Roosevelt openly defied the Neutrality Acts by passing the Destroyers for Bases Agreement, which gave 50 American destroyers to Britain in exchange for military base rights in the British Caribbean Islands and Newfoundland. This was a precursor of the March 1941 Lend-Lease agreement which began to direct massive military and economic aid to Britain, the Republic of China, and later the Soviet Union. For foreign policy advice, Roosevelt turned to Harry Hopkins, who became his chief wartime advisor. They sought innovative ways to help Britain, whose financial resources were exhausted by the end of 1940. Congress, where isolationist sentiment was in retreat, passed the Lend-Lease Act in March 1941, allowing the U.S. to give Britain, China and later the Soviet Union military supplies. Congress voted to commit to spend $50 billion on military
\

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</table>
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]]></description>
<dc:date>2009-11-13T10:59:18-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464501980.html</dc:source>
<dc:title><![CDATA[Bookkeeping / Accounting – LOW RATES – Big Messes, Catch-ups Welcome (SF Bay Area / San Francisco / NorCal / /)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T10:59:18-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464497900.html">
<title><![CDATA[Bail Bonds]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464497900.html</link>
<description><![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/6/images/body_bg.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/2667438/12.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#FFFEFD; border:1px solid #455660;"><div style="border:5px #455660 solid; text-transform:uppercase; color:#F3AB1B; background-color:#455660;"><b>Links</b></div><div style=""><ul style="color:#7A7A7A"><li><a href="http://www.buffybail.com"  rel="nofollow">Our Website</a></li></ul><br></div><div style="border:5px solid #455660; text-transform:uppercase; color:#F3AB1B; background-color:#455660;"><b>Photo Gallery</b></div><div style=""><table style="table-layout:fixed;" cellpadding="10" align="center"><tr><td><div style="text-align:center;"><br><br><span style="_border:5px solid #7A7A7A;"><img src="http://resources.vflyer.com/r1/prodinsts/2/6/6/7/4/3/8/images/5916479_gallery.jpg" style="border:1px solid #455660; background-color:#7A7A7A; _border:0px;"></span></div><div style="text-align:center;"><br>Lamont "Buffy" Osti</div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #7A7A7A;"><img src="http://resources.vflyer.com/r1/prodinsts/2/6/6/7/4/3/8/images/5916528_gallery.jpg" style="border:1px solid #455660; background-color:#7A7A7A; _border:0px;"></span></div><div style="text-align:center;"><br>Steve Sparacino</div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #7A7A7A;"><img src="http://resources.vflyer.com/r1/prodinsts/2/6/6/7/4/3/8/images/5916537_gallery.jpg" style="border:1px solid #455660; background-color:#7A7A7A; _border:0px;"></span></div><div style="text-align:center;"><br>Bert Sparacino</div></td></tr><tr><td><div style="text-align:center;"><br><br><span style="_border:5px solid #7A7A7A;"><img src="http://resources.vflyer.com/r1/prodinsts/2/6/6/7/4/3/8/images/5916540_gallery.jpg" style="border:1px solid #455660; background-color:#7A7A7A; _border:0px;"></span></div><div style="text-align:center;"><br>John Reynolds</div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #7A7A7A;"><img src="http://resources.vflyer.com/r1/prodinsts/2/6/6/7/4/3/8/images/5916544_gallery.jpg" style="border:1px solid #455660; background-color:#7A7A7A; _border:0px;"></span></div><div style="text-align:center;"><br>Debra Trevino</div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #7A7A7A;"><img src="http://resources.vflyer.com/r1/prodinsts/2/6/6/7/4/3/8/images/5916580_gallery.jpg" style="border:1px solid #455660; background-color:#7A7A7A; _border:0px;"></span></div></td></tr></table></div><div style="border:5px #455660 solid; text-transform:uppercase; color:#F3AB1B; background-color:#455660;"><b>Description</b></div><div style="width:700px;  color:#7A7A7A;">In today's fast paced world and stressed economy people can’t afford to waste time or money. At Buffy/Sparacino Bail Bonds, Inc., we use our long-standing (60-year) credibility with the State of California courts, jails and bail community to speed up the bond posting process.  <br> <br>Though our main office is centrally located in the city of San Jose, our superior technology and network of bail agents allows us to effectively service ALL of California.  By utilizing email, fax and phone we virtually eliminate the need for you to take time off work, or away from your family, in order to get a bail bond posted.  Further, our extensive network of agents gives us the ability to post bonds at virtually any jail in the state at a moments notice. <br> <br>Call us at  (888) 408-BAIL anytime, day or night. A bail agent will always take your phone call. They will answer your questions and explain exactly what is needed to arrange bail now.<br><br></div><div style="border:5px #455660 solid; text-transform:uppercase; color:#F3AB1B; background-color:#455660;"><b>Profile</b></div><div style=" color:#7A7A7A;"><table style="color:#7A7A7A"><tr><td><b>Service Area: </b></td><td>All of California</td></tr><tr><td><b>Years of Service: </b></td><td>62</td></tr><tr><td><b>Service Type: </b></td><td>Bail Bonds</td></tr></table><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#7A7A7A"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 2667438</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]></description>
<dc:date>2009-11-13T10:57:12-08:00</dc:date>
<dc:language>en-us</dc:language>
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<title><![CDATA[ CPA Services (santa clara)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464489403.html</link>
<description><![CDATA[<br>
At Ami Shah, CPA, the careful management of your finances is our top priority. We pride ourselves on giving you personalized and thorough service that meets your business or individual needs.
<br>

<br>
We provide a full range of tax and accounting services for our clients and offer consulting services for special needs.
<br>

<br>
Please see our areas of specialization for a listing of the types of services we are most frequently asked to provide.
<br>

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<br>
At Ami Shah CPA , we provide tax services for individuals, estates, and a wide range of businesses including LLC's, S-Corporations, and Non-Profits.
<br>

<br>
Our goal is to help you stay in compliance with the law while paying the minimum amount of tax possible. We handle:
<br>

<br>
    * Business Tax Return Preparation (i.e. Corporations, Partnerships, LLC's)
<br>
    * Individual Tax Return Preparation (i.e. Sole-Proprietorships)
<br>
    * Non-Profit Organization & Homeowner Association Tax Return Preparation
<br>
    * Multi-State & Out-of-State Tax Return Preparation
<br>
    * Tax Strategies Evaluation
<br>
    * Tax Compliance & Planning
<br>
    * IRS & Franchise Tax Board Audit Representations
<br>
    * Sales Tax & Payroll Tax Audit Representations
<br>
    * Problem & Tax Matters Resolution
<br>
    * Marriage & Divorce Tax Matters
<br>
    * Innocent or Injured Spouse Relief, Penalty Abatement
<br>
    * Installment Agreements
<br>
    * Offer-in-Compromise (OIC) 
<br>

<br>
Today's tax laws are so complicated that unless your financial affairs are extremely simple, chances are you will benefit from at least occasional help from a tax professional. It is too easy to overlook deductions and credits to which you are entitled if you prepare only one return a year. Even the use of computer software is no substitute for the assistance of a seasoned tax preparer.
<br>

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We prepare hundreds of tax returns every year. We know what to look for when your return is prepared. More importantly, you will have someone to answer your questions during the rest of the year. And we can put you on our mailing list to receive timely tax, business, and financial advice.
<br>

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<br>
    * QuickBooks Consulting & Training
<br>
    * We are QuickBooksÂ® Certified ProAdvisorÂ®. We can help you with QuickBooks:
<br>
    * Installation
<br>
    * Company Setup
<br>
    * Training (Of your people/staff in using QuickBooks)
<br>
    * Support and Assistance (If you are already using QuickBooks) 
<br>

<br>

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<br>
We provide compilation, review and audit accounting services. We offer these services on both an ongoing and a special needs basis. Please call us for details on how we can fulfill your accounting needs.
<br>

<br>
We can perform all the functions of an in-house accounting department at a fraction of the cost. Our services Include:
<br>

<br>
    * Part-Time Controller & CFO Services
<br>
    * Financial Accounting & Management
<br>
    * Compilation, Write-Up, & Bookkeeping
<br>
    * Budgeting & Forecasting
<br>
    * Management Information Systems 
<br>

<br>

<br>

<br>
Get services tailored to your needs.
<br>
Spend your time building your business - and your profits; let us handle your bookkeeping, recordkeeping, and report filing. We can provide as many of the following services as you want:
<br>

<br>
    * Paying bills and managing accounts payable.
<br>
    * Handling all payroll functions, including quarterly and annual payroll tax reports
<br>
    * Invoicing your customers, posting collections, aging accounts receivables.
<br>
    * Doing your bank reconciliations and providing cash balance reports.
<br>
    * Maintaining sales journals and general ledgers.
<br>
    * Providing balance sheets, income statements, and other financial statements.
<br>
    * Preparing all required business tax reports and filings.
<br>
    * Preparing any customized reports you find useful. 
<br>

<br>

<br>

<br>
As much as you would like, not everything fits neatly into your plans. So we provide a full range of consulting services to address those "out of the box" needs.
<br>

<br>

<br>

<br>
    * Strategic Planning
<br>
    * General consulting services
<br>
    * Business plans
<br>
    * Computer consulting
<br>
    * Information systems
<br>
    * Profit planning and analysis
<br>
    * Cash flow projections
<br>
    * Systems review and designs
<br>
    * Budgets and forecasts
<br>
    * Financing alternatives
<br>
    * Time management
<br>
    * Business roundtable
<br>
    * Key Performance Indicators
<br>
    * Benchmarking and trend analysis .
<br>

<br>

<br>
Please email all inquiries to info@amicpa.com
<br>

<br>
Ami Shah CPA
<br>
2953 Bunker Hill Lane # 400
<br>
Santa Clara, CA 95054
<br>
www.amicpa.com
<br>
]]></description>
<dc:date>2009-11-13T10:52:52-08:00</dc:date>
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<dc:title><![CDATA[ CPA Services (santa clara)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T10:52:52-08:00</dcterms:issued>
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<title><![CDATA[Business Plans, Strategy, Financial Forecasts, Entrepreneur Assistance (SF Bay Area / San Francisco / NorCal / )]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464469594.html</link>
<description><![CDATA[<table width="800" border="0" align="center">
  <tr>
    <td>
<img src="http://www.cuebitconsulting.com/CuebitConsultingLogo.jpg"><br>
<img src="http://www.cuebitconsulting.com/compositeplans.jpg">
<font face="Arial">

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</p> </b>
</h2>

<font color="teal">

<h2><b>ENTREPRENEUR FINANCIAL ASSISTANCE :</b></h2>
<ul><h3><li>Business plans or plan support as needed</li><br>
<li>Help obtaining start-up financing</li><br>
<li>Strategic planning & execution</li><br>
<li>Business coaching for small to mid-size companies</li><br>
<li>Financial statement forecasting, budgets </li><br>
<li>Excel spreadsheets, Microsoft Access databases </li><br>
<li>Interim CFO / Controller / Executive Management</li><br>
<li>Market analysis & marketing plans</li><br>
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<li>Interim CFO / Controller</li><br><br></ul>


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<ul><h3><li>Private funding placements</li><br>
<li>Due diligence analysis</li><br>
<li>Merger & Acquisition (M&A) support</li><br>
<li>Business valuation</li><br>
<li>Business plans</li><br>
<li>Competitive analysis</li><br>
<li>Project cost analysis</li><br>
</li></ul><br>
<font color="black"></h3>

Click here for a free initial consultation: <a href="http://www.cuebitconsulting.com"  rel="nofollow">www.cuebitconsulting.com</a></p> </b>
</h2>

<font color="black">
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<img src="http://www.cuebitconsulting.com/compositeculture.jpg">
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<font size="-3"><font color="teal">
<br><br><br><br>


</font>
<br><br><br><br><br>
<br><br><br><br><br>
Main article: Franklin D. Roosevelt's terms as Governor of New York
Roosevelt maintained contacts and mended fences with the Democratic Party during the 1920s, especially in New York. Although he made his name as an opponent of New York City's Tammany Hall machine, Roosevelt moderated his stance. He helped Alfred E. Smith win the election for governor of New York in 1922. Roosevelt gave nominating speeches for Smith at the 1924 and 1928 Democratic conventions.[33] As the Democratic Party presidential nominee in the 1928 election, Smith in turn asked Roosevelt to run for governor in the state election. While Smith lost the Presidency in a landslide, and was even defeated in his home state, Roosevelt was narrowly elected governor.

As a reform governor, he established a number of new social programs, and he was advised by Frances Perkins and Harry Hopkins.

In his 1930 campaign for re-election, Roosevelt needed the good will of the Tammany Hall machine in New York City; however, his Republican opponent, Charles H. Tuttle, was using Tammany Hall's corruption as an election issue. As the election approached, Roosevelt initiated investigations of the sale of judicial offices. He was elected to a second term by a margin of more than 700,000 votes.[34]

[edit] Boy Scout supporter
Roosevelt was a strong supporter of scouting, beginning in 1915. In 1924, he became president of the New York City Boy Scout Foundation and led the development of Ten Mile River Boy Scout Camp between 1924–1928 to serve the Scouts of New York City.[35] As governor in 1930, the Boy Scouts of America (BSA) honored him with their highest award for adults, the Silver Buffalo Award, which is conferred in recognition of distinguished support of youth on a national level.[36] Later, as U.S. president, Roosevelt was honorary president of the BSA and attended the first national jamboree in Washington, D.C. in 1937.[37]

[edit] 1932 presidential election
Main article: United States presidential election, 1932
Roosevelt's strong base in the most populous state made him an obvious candidate for the Democratic nomination, which was hotly contested since it seemed that incumbent Herbert Hoover would be vulnerable in the 1932 election. Al Smith was supported by some city bosses, but had lost control of the New York Democratic party to Roosevelt. Roosevelt built his own national coalition with personal allies such as newspaper magnate William Randolph Hearst, Irish leader Joseph P. Kennedy, Sr., and California leader William Gibbs McAdoo. When Texas leader John Nance Garner switched to FDR, he was given the presidential nomination.

In his acceptance speech, Roosevelt declared:

“ Throughout the nation men and women, forgotten in the political philosophy of the Government, look to us here for guidance and for more equitable opportunity to share in the distribution of national wealth... I pledge you, I pledge myself to a new deal for the American people... This is more than a political campaign. It is a call to arms.[38] ” 

The election campaign was conducted under the shadow of the Great Depression in the United States, and the new alliances which it created. Roosevelt and the Democratic Party mobilized the expanded ranks of the poor as well as organized labor, ethnic minorities, urbanites, and Southern whites, crafting the New Deal coalition. During the campaign, Roosevelt said: "I pledge you, I pledge myself, to a new deal for the American people", coining a slogan that 
Main article: Franklin D. Roosevelt's terms as Governor of New York
Roosevelt maintained contacts and mended fences with the Democratic Party during the 1920s, especially in New York. Although he made his name as an opponent of New York City's Tammany Hall machine, Roosevelt moderated his stance. He helped Alfred E. Smith win the election for governor of New York in 1922. Roosevelt gave nominating speeches for Smith at the 1924 and 1928 Democratic conventions.[33] As the Democratic Party presidential nominee in the 1928 election, Smith in turn asked Roosevelt to run for governor in the state election. While Smith lost the Presidency in a landslide, and was even defeated in his home state, Roosevelt was narrowly elected governor.

As a reform governor, he established a number of new social programs, and he was advised by Frances Perkins and Harry Hopkins.

In his 1930 campaign for re-election, Roosevelt needed the good will of the Tammany Hall machine in New York City; however, his Republican opponent, Charles H. Tuttle, was using Tammany Hall's corruption as an election issue. As the election approached, Roosevelt initiated investigations of the sale of judicial offices. He was elected to a second term by a margin of more than 700,000 votes.[34]

[edit] Boy Scout supporter
Roosevelt was a strong supporter of scouting, beginning in 1915. In 1924, he became president of the New York City Boy Scout Foundation and led the development of Ten Mile River Boy Scout Camp between 1924–1928 to serve the Scouts of New York City.[35] As governor in 1930, the Boy Scouts of America (BSA) honored him with their highest award for adults, the Silver Buffalo Award, which is conferred in recognition of distinguished support of youth on a national level.[36] Later, as U.S. president, Roosevelt was honorary president of the BSA and attended the first national jamboree in Washington, D.C. in 1937.[37]

[edit] 1932 presidential election
Main article: United States presidential election, 1932
Roosevelt's strong base in the most populous state made him an obvious candidate for the Democratic nomination, which was hotly contested since it seemed that incumbent Herbert Hoover would be vulnerable in the 1932 election. Al Smith was supported by some city bosses, but had lost control of the New York Democratic party to Roosevelt. Roosevelt built his own national coalition with personal allies such as newspaper magnate William Randolph Hearst, Irish leader Joseph P. Kennedy, Sr., and California leader William Gibbs McAdoo. When Texas leader John Nance Garner switched to FDR, he was given the presidential nomination.

In his acceptance speech, Roosevelt declared:

“ Throughout the nation men and women, forgotten in the political philosophy of the Government, look to us here for guidance and for more equitable opportunity to share in the distribution of national wealth... I pledge you, I pledge myself to a new deal for the American people... This is more than a political campaign. It is a call to arms.[38] ” 

The election campaign was conducted under the shadow of the Great Depression in the United States, and the new alliances which it created. Roosevelt and the Democratic Party mobilized the expanded ranks of the poor as well as organized labor, ethnic minorities, urbanites, and Southern whites, crafting the New Deal coalition. During the campaign, Roosevelt said: "I pledge you, I pledge myself, to a new deal for the American people", coining a slogan that 

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<dcterms:issued>2009-11-13T10:42:37-08:00</dcterms:issued>
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<title><![CDATA[Tuition-Free Tax School at Liberty Tax Service]]></title>
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<description><![CDATA[<center><a href="http://www.libertytax.com/income-tax-preparation-locations/13627.html"  rel="nofollow"><img border="0" src="http://hennaspot.comcastbiz.net/liberty/images/liberty_logo.gif"></a>

<h1>Tuition-Free Tax School at Liberty Tax Service</h1></center>
<p>
Learn to prepare taxes from the fastest growing tax service! We have over 3,200 offices all over the country. Imagine how it will feel to have the knowledge and ability to prepare your income tax return. Our comprehensive 60-hours program covers every aspect of preparing individual income tax returns. Plus you will learn a marketable skill that will allow you to prepare taxes for other people and earn extra income. <p>

<b>Upon successful completion, you can apply for several full-time and part-time job opportunities at our offices.</b><p>

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<b>Duration:</b> 3 weeks. Nov 30 to Dec 18<br>
<b>Days/Times:</b> Mon through Fri. 5pm to 9pm<br>
<b>Text Books:</b> $200<br>
<b>Required Materials:</b> calculator, notebook, pen, etc. <br>
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Corner of Alum Rock & King. Diagonally opposite to Mexican Heritage Plaza. <br>
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<a href="http://maps.google.com/maps?f=q&amp;hl=en&amp;geocode=&amp;q=1695+Alum+Rock+Ave.,+95116&amp;sll=37.0625,-95.677068&amp;sspn=58.209122,113.203125&amp;ie=UTF8&amp;ll=37.354757,-121.855738&amp;spn=0.007232,0.013819&amp;z=16&amp;iwloc=addr"  rel="nofollow"><img src="http://hennaspot.comcastbiz.net/liberty/images/alumrock_map.png"></a><br>
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This is a comprehensive tax course designed to thoroughly teach the fundamentals of tax preparation. It covers filing requirements and status, exemptions and dependents, income sources, adjustments, standard and itemized deductions, tax credits, tax on retirement plans, sale of personal residence, tax tables, and much more! State tax and local returns will also be covered.
<p>
Knowledgeable instructors keep you up-to-date on the newest tax laws. We also offer free computer training. Please call for further details at (408) 251-9500.
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<center><a href="http://www.libertytax.com/"  rel="nofollow"><img border="0" src="http://hennaspot.comcastbiz.net/liberty/images/liberty_logo.gif"><br>www.libertytax.com</a><br>800-658-1042</center>
<p><font size="-1">Liberty Tax Service has been approved by the California Tax Education council to offer Liberty Tax School (CTEC Course #2097-QE-0001), which will fulfill the 60-hour "qualifying education" requirement imposed by the State of California to become a tax preparer. A listing of additional requirements to register as a tax preparer may be obtained by contacting CTEC at P.O. Box 2890, Sacramento, CA  95812-2890, toll-free by phone at (877) 850-2883, or on the internet at www.ctec.org.</font>


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<title><![CDATA[Let Us Negotiate Your Debt Reduction]]></title>
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<description><![CDATA[<br>


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<title><![CDATA[Tonik Health Care #1 Rated Tonik Health Insurance Specialist South Bay (san jose downtown)]]></title>
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<description><![CDATA[<a href="http://tonikonline.com/"  rel="nofollow">Tonik Health Care #1 Rated Tonik Health Insurance Specialist South Bay
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<description><![CDATA[Are you having a hard time working with Quickbooks®?  I've got over 25 years of accounting experience and will help you set up and maintain your business books, offer expert help with payroll, payroll tax returns, sales tax returns and any other accounting matters.<br>
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SAVE TIME!  Don't  waste your time on tasks that are outside of your area of expertise.<br>
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SAVE MONEY!  Don't waste money paying your tax preparer to make corrections at two to three times my hourly rate.<br>
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Call me at 408-446-0945 or 707-494-2121.<br>
]]></description>
<dc:date>2009-11-13T09:05:26-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464280979.html</dc:source>
<dc:title><![CDATA[Quickbooks® Expert]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T09:05:26-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464274049.html">
<title><![CDATA[MOST POPULAR PLAN Blue Cross Health Insurance Quotes LOS ANGELES (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464274049.html</link>
<description><![CDATA[MOST POPULAR RATE ON Blue Cross Health Insurance Quotes LOS ANGELES - 
Anthem Blue Cross Health Insurance Quotes California - MOST POPULAR RATE Anthem Blue Cross Health Insurance Quotes South Bay California Anthem
<br>
<a href="http://californiahealthinsurancenow.com/"  rel="nofollow">Low Cost and Affordable Anthem Blue Cross Health Insurance Quotes of California </a>
<br><br>
Public Option and Universal Health Care -  new 1st of the year!
 
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New Blue Cross Anthem Health Insurance California by Blue Cross]]></description>
<dc:date>2009-11-13T09:01:52-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464274049.html</dc:source>
<dc:title><![CDATA[MOST POPULAR PLAN Blue Cross Health Insurance Quotes LOS ANGELES (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T09:01:52-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464272619.html">
<title><![CDATA[Refi/ Credit repair/ Pay after results/FHA/VA 415 252 4820 (san jose west)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464272619.html</link>
<description><![CDATA[Need to refinance or streamline to an FHA loan but credit will not allow, Well we can help<br>
Atlas financial working with Lic affordable credit repair company that can remove neg<br>
credit fast and raise  your score and you don't pay until you see results ! together we can help <br>
you get a great Mortgage loan <br>
call 415 252 4820 Marie Guerra<br>
Atlas Financial 2020 S Bascom Ave Campbell, Ca 9500<br>
Dre # 01368273]]></description>
<dc:date>2009-11-13T09:01:06-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464272619.html</dc:source>
<dc:title><![CDATA[Refi/ Credit repair/ Pay after results/FHA/VA 415 252 4820 (san jose west)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T09:01:06-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464269382.html">
<title><![CDATA[Export Financing (Cash Advance to Ship Products) (san jose south)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464269382.html</link>
<description><![CDATA[If you're an exporter and need a management company that will handle your "Entire" Transaction from Start to Finish, I'm glad you found this posting.<br>
I can help you to engage private money investor that make pre-shipment working capital loans against Documentary Letters of Credit you receive from your buyers.  <br>
Our clients include start-ups, fast growing young companies, and well-established mature organizations. Call for a price quote. 1.408.449.8410. Bank references as well as clients references are available.<br>
We can establish this structure to assist you immediately so you can do your transactions ASAP... <br>
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Fee I earn from lender is one tenth of what they charge you. <br>
Fee I earn from YOU: (Yes, I get paid from BOTH SIDE, the lender, and the client. If this is agreeable so far, read on...)<br>
<br>
My success commission is a respectable 1% of the face value of the letter of credit. (This 1% not including banking and private money fees, it is my personal 1% fee that you will honor for assisting you when others FAIL). My upfront engagement fee is based on the value of your transaction (call for a quote 1.408.449.8410 and let's negotiate a price we're both comfortable with), this fee is refundable at closing. The typical timeframe to complete a transaction is usually 24 days on average. Those that tell you they can get you funds in 3 days (or something outrageous like that) is NOT REAL.<br>
<br>
Easy, simple, and seamless. We are based in Northern and Southern California but can assist clients WORLDWIDE.<br>
<br>
P.S. - - This is a fee-based service. Principals and brokers welcomed. ]]></description>
<dc:date>2009-11-13T08:59:24-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464269382.html</dc:source>
<dc:title><![CDATA[Export Financing (Cash Advance to Ship Products) (san jose south)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T08:59:24-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464136076.html">
<title><![CDATA[You need to know this (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464136076.html</link>
<description><![CDATA[FREE information on how to get a handle on your finances. Debt, Mortgage, Insurances, Taxes, Income.<br>
FREE planning on the steps necessary to keep you out of financial plight.<br>
<br>
They don't teach you this in school!<br>
The economy sucks, but YOUR economy doesn't have to.<br>
15minutes - 2hours of with me (no charge) could change your entire life.]]></description>
<dc:date>2009-11-13T07:45:38-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464136076.html</dc:source>
<dc:title><![CDATA[You need to know this (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T07:45:38-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464115906.html">
<title><![CDATA[Commercial Fund$ Available - 90% LTV! (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464115906.html</link>
<description><![CDATA[Exclusive Private Funding<br>
Construction/Project Financing - ANYWHERE*<br>
$10 Million and Up<br>
<br>
<br>
ALL items needed to be eligible for consideration:<br>
<br>
1) Color copy of photo passport of each participant<br>
2) One-Two page executive summary of project<br>
3) One page acquisition sheet (provided)<br>
4) Signed non-disclosure forms (provided)<br>
<br>
<br>
Program Highlights<br>
* All participants must pass Homeland Security check<br>
* 15 Year Fixed Interest Rate<br>
* 5.5% Interest Rate<br>
* Appropriate downpayment amount (if any) into escrow account - 100% protected to funding<br>
* No payments for 1st two years or until build complete<br>
* No liens against property/project after funding (no 2nds, etc...)<br>
* ALL FEES must be disclosed<br>
* Qualifying NOT determined by credit<br>
* Up to $10 Million on first draw and up to 30% on each<br>
following draw<br>
* Can be fully funded in 120 days<br>
* Construction or existing properties<br>
* Not allowed to refinance with any other lender<br>
* Escrow amount increases above $100 Million<br>
* No limit on location - financing world-wide<br>
<br>
* Program financing NOT available for projects in: CONNECTICUT, FLORIDA, MASSACHUSETTS, NEW YORK AND RHODE ISLAND<br>
<br>
Office Building/Arena/High Rise Resorts/Hotels<br>
Subdivisions Golf Courses<br>
Mansions Malls/Strip Malls AND MORE!<br>
<br>
We will NOT discuss project(s) until eligibility requirements are satisfied. ***NO EXCEPTIONS***<br>
<br>
* Must be “ready to go” on project construction and have “skin in the game”. (invested own funds into the project)<br>
* Do not submit projects that do not have permits in place and are not ready to start immediately.<br>
* Upon receipt of all required documents and investor preapproval - direct contact between investor and client will be established.<br>
* Fees are determined on a case by case basis. (Typical fees can range from 1 to 4 points depending upon size of transaction)<br>
<br>
BLP (718)866-5006 ]]></description>
<dc:date>2009-11-13T07:33:19-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464115906.html</dc:source>
<dc:title><![CDATA[Commercial Fund$ Available - 90% LTV! (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T07:33:19-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464088335.html">
<title><![CDATA[Are You Overwhelmed, Overworked, Overstressed and ignoring your books! (Silicon Valley)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464088335.html</link>
<description><![CDATA[<img src="http://i253.photobucket.com/albums/hh70/Noelle_68/frustrated.jpg" border="0"></a>
<font color="red" size="7" face="Times New Roman"><b><i>Are you 
Overwhelmed, Overworked, Overstressed and ignoring your books?</i></b></font></p>
<p><font size="4" face="Times New Roman">Ignored financial papers can add huge costs to your business and it can cripple your ability to run your business effectively. </font></p>
<p><font size="6" face="Times New Roman"><b><i>My Personal Bookkeeper can 
ease your worries and will not break your budget.</i></b></font></p>
<p><font size="4" face="Times New Roman">If you are a not used to handling 
finances, and are inundated by claims and overdue bills, or know an 
older adult who needs support, a busy professional or small business 
owner who is pressed for time. </font></p>
<p><font size="6" face="Times New Roman"><b><i>Let My Personal Bookkeeper help you!</i></b></font></p>
<p><font size="4" face="Times New Roman">I am an accountant and full 
charge bookkeeper with over 15 years of accounting experience and excellent 
references.  I can provide personal and business support such as financial 
statements, paying bills, cleanup, accurate invoicing, balancing 
checkbooks, and assisting with tax preparation. Tasks such as these 
can be overwhelming and time-consuming if you are too busy or unable 
to perform them alone. With my extensive experience, I can free you of the day-to-day financial details and save you considerable time. </font><font size="4" face="Times New Roman"><b><i>You can use 
that time to devote to your family or even get back to the job of running your business and generating profits!</i></b></font></p>
<p><font size="6" face="Times New Roman"><b><i>My Personal Bookkeeper can help you free up valuable hours!</i></b></font></p>
 <p><font size="4" face="Times New Roman"> In addition, I can provide you with 
accurate financial statements, for more efficient and better business 
planning.  I am a QuickBooks expert and proficient with Microsoft Word, Microsoft Excel and MYOB. I am also fully bilingual in English and Spanish. I have very reasonable rates and my bookkeeping services are available at your office or mine. Or, I can also set up remote access between your office and mine so that you can have "My Personal <b>Virtual</b> Bookkeeper". </font>
<p><font size="6" face="Times New Roman"><b><i>Let's get your finances under control!</i></b></font></p>
<p><font size="4" face="Times New Roman">Excellent references furnished upon request. For a complimentary 30 minute 
consultation, Contact:  <br>
</font><font size="5" face="Times New Roman"> <br>
<i> Judy </i> <font color="green"><b>&quot;MY PERSONAL BOOKKEEPER&quot;</b></font> 408.239.0214 
<br><br>
</font><a target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>e.judy@sbcglobal.net</u></font></a><font size="2" face="Times New Roman"> <br>     </font><a href="http://www.linkedin.com/in/mypersonalbookkeeper" target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>http://www.linkedin.com/in/mypersonalbookkeeper</u></font></a></p>
]]></description>
<dc:date>2009-11-13T07:15:50-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464088335.html</dc:source>
<dc:title><![CDATA[Are You Overwhelmed, Overworked, Overstressed and ignoring your books! (Silicon Valley)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T07:15:50-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464080172.html">
<title><![CDATA[MY PERSONAL BOOKKEEPER - Accounting/Bookkeeping service (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464080172.html</link>
<description><![CDATA[<img src="http://i253.photobucket.com/albums/hh70/Noelle_68/frustrated.jpg" border="0"></a>
<font color="red" size="7" face="Times New Roman"><b><i>Are you 
Overwhelmed, Overworked, Overstressed and ignoring your books! </i></b></font></p>
<p><font size="4" face="Times New Roman">Ignored financial papers can add huge costs to your business and it can cripple your ability to run your business effectively. </font></p>
<p><font size="6" face="Times New Roman"><b><i>My Personal Bookkeeper can 
ease your worries and will not break your budget.</i></b></font></p>
<p><font size="4" face="Times New Roman">If you are a not used to handling 
finances, and are inundated by claims and overdue bills, or know an 
older adult who needs support, a busy professional or small business 
owner who is pressed for time. </font></p>
<p><font size="6" face="Times New Roman"><b><i>Let My Personal Bookkeeper help you!</i></b></font></p>
<p><font size="4" face="Times New Roman">I am an accountant and full 
charge bookkeeper with over 15 years of accounting experience and excellent 
references.  I can provide personal and business support such as financial 
statements, paying bills, cleanup, accurate invoicing, balancing 
checkbooks, and assisting with tax preparation. Tasks such as these 
can be overwhelming and time-consuming if you are too busy or unable 
to perform them alone. With my extensive experience, I can free you of the day-to-day financial details and save you considerable time. </font><font size="4" face="Times New Roman"><b><i>You can use 
that time to devote to your family or even get back to the job of running your business and generating profits!</i></b></font></p>
<p><font size="6" face="Times New Roman"><b><i>My Personal Bookkeeper can help you free up valuable hours!</i></b></font></p>
 <p><font size="4" face="Times New Roman"> In addition, I can provide you with 
accurate financial statements, for more efficient and better business 
planning.  I am a QuickBooks expert and proficient with Microsoft Word, Microsoft Excel and MYOB. I am also fully bilingual in English and Spanish. I have very reasonable rates and my bookkeeping services are available at your office or mine. Or, I can also set up remote access between your office and mine so that you can have "My Personal <b>Virtual</b> Bookkeeper". </font>
<p><font size="6" face="Times New Roman"><b><i>Let's get your finances under control!</i></b></font></p>
<p><font size="4" face="Times New Roman">Excellent references furnished upon request. For a complimentary 
consultation, Contact:  <br>
</font><font size="5" face="Times New Roman"> <br>
<i> Judy </i> <font color="green"><b>&quot;MY PERSONAL BOOKKEEPER&quot;</b></font> 408.239.0214 
<br><br>
</font><a target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>e.judy@sbcglobal.net</u></font></a><font size="2" face="Times New Roman"> <br>     </font><a href="http://www.linkedin.com/in/mypersonalbookkeeper" target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>http://www.linkedin.com/in/mypersonalbookkeeper</u></font></a></p>

]]></description>
<dc:date>2009-11-13T07:10:25-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464080172.html</dc:source>
<dc:title><![CDATA[MY PERSONAL BOOKKEEPER - Accounting/Bookkeeping service (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T07:10:25-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464073795.html">
<title><![CDATA[HOW MUCH TAX WILL YOU OWE IN 2009? Find out now! (cupertino)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464073795.html</link>
<description><![CDATA[<p><center><b><a href="http://onestoptaxshop.net/" target="_blank"  rel="nofollow"><img src="http://www.onestoptaxshop.net/custom/whitelogo.jpg" border="0"></a></center></p>

<p>Do you know how much tax you will owe on April 15, 2009? You can estimate your 

2009 tax bill by using our 2009 tax calculator found in the <a href="http://onestoptaxshop.net/tools.html" target="_blank"  rel="nofollow"> 

Financial Tools</a> section at <a href="http://onestoptaxshop.net" target="_blank"  rel="nofollow">One Stop Tax Shop</a>. The more you understand the more you can take 

control and pay the absolute minimum.</p>

<p>We offer many <a href="http://onestoptaxshop.net/tools.html" target="_blank"  rel="nofollow"> calculators</a> to help you find <i>your</i> personal income tax 

answers. You may want to recalculate your estimated tax payment(s) or whether or 

not it will pay <i>you</i> to refinance your current mortgage loan. Which is better 

for you, buying or leasing your next business vehicle? Which is better vehicle 

financing; dealer or Credit Union? How much should you save for your children's 

college education? Can you improve your Home Budget?</p> 

<p>You can find all of these answers and many more by using the 170+ tax, 

financial, personal and retirement calculators at <a href="http://www.onestoptaxshop.net"  rel="nofollow">OneStopTaxShop.net</a>. And of 

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<p>Our fees are very reasonable when compared to other EAs, CPAs and attorneys. 

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personalized service that is so hard to find these days. Please give us a call and let us help you find the right answers to your tax questions.</p>

<p><a href="http://onestoptaxshop.net" target="_blank"  rel="nofollow"><h2>One Stop Tax Shop</h2></a></p>
<strong>James Houston, Enrolled Agent</strong><br>
<strong>408.446.4433</strong><br>
(County and City Licensed)</p>
<p>
An Enrolled Agent is available all year to specialize in your tax needs and is 

the<u>only</u> Tax Professional licensed (in all 50 states) by the US Treasury.</p>

<p>
© 2009 James Houston
</p>
]]></description>
<dc:date>2009-11-13T07:06:02-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464073795.html</dc:source>
<dc:title><![CDATA[HOW MUCH TAX WILL YOU OWE IN 2009? Find out now! (cupertino)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T07:06:02-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464067094.html">
<title><![CDATA[. Let me get you APPROVED to accept credit cards (south bay++)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464067094.html</link>
<description><![CDATA[<img src="http://i624.photobucket.com/albums/tt324/monirjaman/1B.jpg" border="0"></a> <br></br> <hr size="1"><font color="lightyellow" size="1"> ==incoming not Staffing in Motivated a term member with not package common a term at merchandise with multi a this at house in have something reviewed from with database with verification at Online not Have that at with video whereby
_   == </font> <table summary=""> <tbody><tr> <td align="center"></td><td align="center"></td> </tr> <tr> <td align="center"></td> <td align="center"></td> </tr> </tbody></table><br>

]]></description>
<dc:date>2009-11-13T07:01:28-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464067094.html</dc:source>
<dc:title><![CDATA[. Let me get you APPROVED to accept credit cards (south bay++)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T07:01:28-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464039677.html">
<title><![CDATA[Tax and Bookkeeping by Licensed CPAs at the Right Price! (campbell)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464039677.html</link>
<description><![CDATA[We are an experienced accounting firm that provides you with the confidence that your taxes and accounting are done right. Our services include:
<br>

<br>
* Tax Preparation for Individuals, Partnerships &  Corporations
<br>
* Bookkeeping & Financial Reporting -- QuickBooks ProAdvisor Certified
<br>
* New Business Structure & Tax Planning
<br>
* Back Taxes & IRS Audits
<br>
* Accounting Systems Setup & Training
<br>
* Trusts & Estates
<br>

<br>
Call us today to schedule an appointment.  We will review back taxes and help you catch up with overdue taxes.
<br>

<br>
Starting a company? Let our experts show you how to save money and build a successful business. Your initial consultation is FREE!
<br>

<br>
Call 408-856-6345 or email craigslist@watermancpa.net]]></description>
<dc:date>2009-11-13T06:41:46-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464039677.html</dc:source>
<dc:title><![CDATA[Tax and Bookkeeping by Licensed CPAs at the Right Price! (campbell)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T06:41:46-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1464007486.html">
<title><![CDATA[QUALITY CARPET CLEANING ESPEICAL $$$$$20 FOR ROOM (san jose east)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1464007486.html</link>
<description><![CDATA[TRUCK-MOUNTED STEAM CLEANING WITH OUR HOT EXTRACTION PROCES
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<dc:date>2009-11-13T06:15:36-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1464007486.html</dc:source>
<dc:title><![CDATA[QUALITY CARPET CLEANING ESPEICAL $$$$$20 FOR ROOM (san jose east)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-13T06:15:36-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463867489.html">
<title><![CDATA[Do you need a high return? (South Bay)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463867489.html</link>
<description><![CDATA[Do you need a high return on your investment?  I am accepting one more client this calendar year.  You must have a net worth of at least $1,500,000 and a minimum of $100,000 in liquid assets to invest.  The maximum amount you invest will be an item for discussion.  You will receive a safe annual return of 15 percent.  Anything in excess of 15 percent will be my compensation.  You will not be required to provide documentation of your assets, but I will require a written statement from you that you meet the minimum standards stated above.<br>
<br>
This is a legitimate offer by a money manager with a proven track record.  This is not a Ponzi scheme.  Your funds will be placed in securities traded in the United States and which are regulated by the SEC or other regulatory bodies.  You will receive monthly statements from a third party.<br>
<br>
Contact me by email if you are interested in discussing this further.  If you are a corporation looking to invest liquid assets at a high rate of return, I am willing to discuss an employment or contractual relationship for my services.]]></description>
<dc:date>2009-11-12T23:53:49-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463867489.html</dc:source>
<dc:title><![CDATA[Do you need a high return? (South Bay)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T23:53:49-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463796413.html">
<title><![CDATA[&#10026;Improve your credit - Raise your FICO/Credit score! (SF BAY Area)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463796413.html</link>
<description><![CDATA[Call David today at (917) 856-2848!<br>
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]]></description>
<dc:date>2009-11-12T21:15:40-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463796413.html</dc:source>
<dc:title><![CDATA[&#10026;Improve your credit - Raise your FICO/Credit score! (SF BAY Area)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T21:15:40-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463671759.html">
<title><![CDATA[CALIFORNIA HARD/ PRIVATE MONEY .(EQUITY BASED LOAN)  (CALIFORNIA)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463671759.html</link>
<description><![CDATA[CALIFORNIA HARD/ PRIVATE MONEY .(EQUITY BASED LOAN) (CALIFORNIA)
<br>
Date: 2009-10-19, 7:27PM PDT
<br>
Reply to: see below
<br>

<br>
We are representing Private Investors Money .(Equity Based loans).
<br>

<br>
Crossing to other property is a consideration for higher loan-to-values.
<br>

<br>
All type of properties: -- including none owner commercial,none owner residential, churches, gas stations, mobile home parks, storage units, undeveloped land etc...
<br>

<br>
NO minimum FICO score required
<br>
NO income check
<br>
NO prepayment penalty required
<br>
NO tax returns required (case by case)
<br>
NO appraisal required (case by case basis)
<br>

<br>
We Fund your loan within 5-7 buss days.
<br>

<br>
For more detail info, pls call jesse @ 408-910-3070
<br>

<br>
Or E-mail scenario for rapid response!! calpacmoney200@yahoo.com
<br>

<br>
LOCATION : CALIFORNIA
<br>

<br>

<br>
 
<br>
	
<br>
]]></description>
<dc:date>2009-11-12T18:56:05-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463671759.html</dc:source>
<dc:title><![CDATA[CALIFORNIA HARD/ PRIVATE MONEY .(EQUITY BASED LOAN)  (CALIFORNIA)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T18:56:05-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463647506.html">
<title><![CDATA[Quicken Expert (los gatos)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463647506.html</link>
<description><![CDATA[If you would like to have your personal or small business financial accounts managed on Quicken or Quickbooks, I can help. Get rid of your paper check register, know where your money is spent on a daily basis, track all charge card purchases, reconcile bank statements in minutes, pay bills on line and on time! I can teach you how to use Quicken and manage your finances on your own. Be prepared for tax time!
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<br>
408-234-2176]]></description>
<dc:date>2009-11-12T18:34:12-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463647506.html</dc:source>
<dc:title><![CDATA[Quicken Expert (los gatos)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T18:34:12-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463557299.html">
<title><![CDATA[Niche Loans for any purpose 4.5% (los gatos)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463557299.html</link>
<description><![CDATA[Masters Financial Group<br>
www.masterslending.com<br>
<br>
Loans for any purpose based on “Pledged Securities”<br>
<br>
•	Low interest rates - between 2.5% -4.5%<br>
•	Rates are fixed— 3,5,7 or 10 years<br>
•	High loan-to-values - up to 80%, which are much higher than banks and brokerage companies can offer <br>
•	Loans are interest only - principal payment at maturity—loans can be refinanced or extended<br>
•	Loans are non-recourse - giving the borrower  the opportunity to “walk away” if the collateral falls below a set floor amount<br>
•	Loans are “non-purpose” - they can be used for virtually any borrowing need (except for placing in a margin account)<br>
•	Borrower maintains beneficial ownership - borrower keeps all upside market appreciation.  In addition borrower receives credit against their interest payment for all dividends or interest on bonds.  An added benefit is that the lender is responsible for taxes on the dividends during the loan term.  It is a loan (not a constructive sale) per section 1058 of the Internal Revenue Code.<br>
•	Loans can be financed in 7-10 days with NO Closing Costs/Broker Origination Fee Only<br>
<br>
A securities loan is not a margin account.  These loans have significant advantages over conventional margin loans.<br>
 <br>
We will first determine the viability of the loan and then calculate a loan-to value ratio and the interest rate, based on an assessment of both short– and long-term risks.  Eligible securities include stocks, bonds, and tradable mutual funds.  Retirement accounts (401K) are not eligible.  A “Loan Terms” offer within 48 hours.<br>
 <br>
Before a loan can be funded, a “strike price” (the per-share price that the value of the collateral will be based on) must be set.  The lender uses a fair and equitable three-day average pricing model for every stock loan it transacts.  The strike price is based on an average of the closing prices of the collateral for three consecutive market days; beginning with the day it transferred to the lender.<br>
 <br>
What happens at the end of the loan term?<br>
You pay the loan back and the lender transfers back to the borrower the same number of shares pledged as collateral.<br>
 <br>
However, depending on what your financial needs are at the time and how your collateral has performed during that period, there are a few other options:<br>
 <br>
•	You can extend the term of the loan upon mutually agreed terms.<br>
<br>
•	In the event of portfolio growth, upon mutually agreed terms, you can refinance the loan at the end of the term.<br>
<br>
•	In the event of substantial decline in market value of your collateral, you can simply walk away from the loan with no additional expense because it is a non-recourse loan.<br>
 <br>
For more information, please contact:  <br>
Thomas K. Masters / Masters Financial Group<br>
74000 Country Club Dr. Ste. E-4<br>
Palm Desert, CA 92211 (760) 275-5906<br>
tkmasters@hotmail.com<br>
www.masterslending.com<br>
]]></description>
<dc:date>2009-11-12T17:17:52-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463557299.html</dc:source>
<dc:title><![CDATA[Niche Loans for any purpose 4.5% (los gatos)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T17:17:52-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463515420.html">
<title><![CDATA[??GOT CREDIT CARD DEBT PROBLEMS?? (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463515420.html</link>
<description><![CDATA[<a href="http://www.yourmortgageshop.com/forms/debtEliminator.html"  rel="nofollow"><img height="536" width="709" border="0" src="http://yourmortgageshop.com/images/misc/DS%20flyer%2016%20GOT%20DEBT%20PROBLEMS.jpeg"></a>]]></description>
<dc:date>2009-11-12T16:43:27-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463515420.html</dc:source>
<dc:title><![CDATA[??GOT CREDIT CARD DEBT PROBLEMS?? (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T16:43:27-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463489795.html">
<title><![CDATA[WANT A GREAT MORTGAGE WITH A LOW RATE? CALL US TODAY]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463489795.html</link>
<description><![CDATA[Want a good mortgage but are sick of getting the run-around?
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CA DRE # 01768155]]></description>
<dc:date>2009-11-12T16:23:59-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463489795.html</dc:source>
<dc:title><![CDATA[WANT A GREAT MORTGAGE WITH A LOW RATE? CALL US TODAY]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T16:23:59-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463484089.html">
<title><![CDATA[This Unsec loan is Amazing. Its **Fast with no Advance fees** (CA SF-SouthBay)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463484089.html</link>
<description><![CDATA[
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]]></description>
<dc:date>2009-11-12T16:19:37-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463484089.html</dc:source>
<dc:title><![CDATA[This Unsec loan is Amazing. Its **Fast with no Advance fees** (CA SF-SouthBay)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T16:19:37-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463481280.html">
<title><![CDATA[Generate Extra Income Now  (san jose south)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463481280.html</link>
<description><![CDATA[Instantly Make More Money Starting Now...<br>
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<dc:date>2009-11-12T16:17:27-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463481280.html</dc:source>
<dc:title><![CDATA[Generate Extra Income Now  (san jose south)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T16:17:27-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463470317.html">
<title><![CDATA[HEY RATE SHOPPERS-CALL ME TODAY ]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463470317.html</link>
<description><![CDATA[If you are looking to refinance your current loan or need a loan for the purchase of a new home, give me a call today for the best rates and service. 
<br>

<br>
I will not waste your time. I will give you an honest, straightforward quote for your particular scenario. 
<br>

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<br>

<br>
(510) 706-4863 
<br>

<br>
CA DRE #01768155 
<br>
]]></description>
<dc:date>2009-11-12T16:09:01-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463470317.html</dc:source>
<dc:title><![CDATA[HEY RATE SHOPPERS-CALL ME TODAY ]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T16:09:01-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463446567.html">
<title><![CDATA[ •&#9658; NEED HELP Getting Your Books READY FOR TAXES? (santa clara)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463446567.html</link>
<description><![CDATA[<blockquote><big>* Are you feeling overwhelmed by the mountains of year-end accounting details?<br>
* Are you afraid of losing valuable business deductions and paying too much in taxes?<br>
* Are you worried that your books are inadequate to survive an IRS tax audit?<br>
* Wouldn’t you like to get on top of your business taxes once and for all?</big></blockquote><br>

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<blockquote>* Feel confident your books are in order before you give them to your CPA, saving you time and money.<br>
* Be satisfied that you’re getting all available tax deductions.<br>
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* Get on top of your business, not just your books.</big></blockquote>

<big>And since we charge significantly less than your CPA, <b><font color="&#148;teal&#148;">you’ll save hundreds of dollars a year in accounting fees.</b></font></big><br><br>

<big>We have <b><font color="&#148;blue&#148;">A Proven Track Record</b></font> of helping many organizations, including:</big>
<blockquote>* <b><em>An entertainment systems provider</em></b>, on filing extension, who needed to clean up their QuickBooks accounting system before their tax professional would file their return.<br>
We cleaned up their books at the transaction level and prepared work papers supporting the financial statements, to their tax professional’s satisfaction.<br>
In the process, we also implemented improved accounting procedures and trained the bookkeeper in several areas of QuickBooks.<br>
We also corrected the company’s sales tax reporting, <b>saving them hundreds of dollars in tax overpayments.</b><br><br>
* <b><em>A service organization</em></b>, with several program services.  We customized QuickBooks to allow them to prepare financial statements by functional area.<br>
We set up QuickBooks classes for program services, fundraising, and management, <b>so their financials were compliance with accounting regulations</b> (e.g. FAS 116 & 117).<br>
This in turn provided the information needed to prepare their nonprofit tax returns.<br><br>
* <b><em>An insurance company</em></b>, under tax audit, whose financials had not been reconciled to their tax returns in years.<br>
We cleaned up their books, <b>saving them tens of thousands of dollars in initially proposed taxes and penalties.</b></blockquote>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<p><big><b><font color="&#148;blue&#148;">Why not let a Certified QuickBooks® ProAdvisor help you</font></b> get the most out of QuickBooks, at reasonable rates?<br>  
We’re QuickBooks specialists, with over 25 years experience in accounting, business and nonprofit consulting.<br>
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<big>Among the service we provide are:<br>
<blockquote>* Setup and customization of QuickBooks-based accounting systems,<br>
* Training on all aspects of QuickBooks,<br>
* Development of QuickBooks-related accounting procedures,<br>
* QuickBooks data file analysis and repair,<br>
* Pre-employment screening for prospective accounting staff,<br>
* Staff testing —in the areas of QuickBooks, accounting and computer usage,<br>
* QuickBooks integration with 3rd party applications, and<br>
* QuickBooks technical support and consultation.</blockquote></big>

<p><big><b><font color="&#148;blue&#148;">CALL NOW</font></b> for a <b><font color="&#148;teal&#148;">free initial consultation</b></font>—at your office and convenience—to discuss your needs and how we can best serve you.</big></p>

<big><b>TransAxxions</b></big><br>
<i><b><font color="&#148;blue&#148;">Business Financial Management</b></i></font><br>
<i><b><font color="&#148;blue&#148;">Business Process Management</b></i></font><br>
<b>(408) 561-8168</b><br>
<b><font color="&#148;blue">jcambra@transaxxions.com</font></b><br><br><br>

<hr>
<small>accountant, accounting, audit, bookkeeping, books, business, finances, financial, Intuit, IRS, nonprofit, nonprofits, paperwork, profits, profitable, profitability, QuickBooks, tax, taxes</small>]]></description>
<dc:date>2009-11-12T15:51:09-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463446567.html</dc:source>
<dc:title><![CDATA[ •&#9658; NEED HELP Getting Your Books READY FOR TAXES? (santa clara)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T15:51:09-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463441537.html">
<title><![CDATA[Great Plains software (sunnyvale)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463441537.html</link>
<description><![CDATA[We implement Dynamics GP (formerly Great Plains) and support companies on Great Plains. Great Plains Implementations, Great Plains administration, Reports Enhancements, Upgrades, Training are some of the areas where we provide value added services. 
<br>

<br>
We offer great service at attractive rates. ]]></description>
<dc:date>2009-11-12T15:47:29-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463441537.html</dc:source>
<dc:title><![CDATA[Great Plains software (sunnyvale)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T15:47:29-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463309479.html">
<title><![CDATA[200k business is available to you no matter what your credit is  (milpitas)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463309479.html</link>
<description><![CDATA[We have different programs to obtain the business credit 
<br>
up to 200k for you no matter what is your credit score.
<br>
Please call 408-506-9814 or send email to yuenchiu6@gmail.com for the detail.]]></description>
<dc:date>2009-11-12T14:14:57-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463309479.html</dc:source>
<dc:title><![CDATA[200k business is available to you no matter what your credit is  (milpitas)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T14:14:57-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463303393.html">
<title><![CDATA[Financial Analysis for Senior Homeowners (Cupertino)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463303393.html</link>
<description><![CDATA[SENIOR HOMEOWNERS: <br>
<br>
Please contact me for a no - obligation detailed analysis of the financial options currently available for you and your family. <br>
<br>
We will carefully review your current financial situation, and present you with a number of possible solutions. <br>
<br>
There are no up-front costs to our services. Must be 62 or older, and own your home.<br>
<br>
Please contact me (toll-free) at 1-866-996-4326 x 12 to discuss your specific needs. <br>
<br>
Doug Roach <br>
Watermark Capital <br>
<br>
Additional informaton is available on my website at www.doug-roach.com]]></description>
<dc:date>2009-11-12T14:10:58-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463303393.html</dc:source>
<dc:title><![CDATA[Financial Analysis for Senior Homeowners (Cupertino)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T14:10:58-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463213881.html">
<title><![CDATA[Mortgage Rates Low--AGAIN]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463213881.html</link>
<description><![CDATA[Mortgage rates high all time lows in January of 2009.  They fell again in June and July.  Can you believe they actually went lower still just this week in Oct?
<br>

<br>
Today's conforming rates are below 5%, no points and no fees can be obtained...and that's for a 30 year fixed rate, not some "fixed" rate that actually an adjustable rate later.
<br>

<br>
Loans above $417,000 and below $725,000 are currently right at 5%, even FHA, which only requires 3.5% down payment.
<br>

<br>
True Jumbo rates are returning and can be secure below 6%, I'd love to show you how.  You just have to move fast, there's no guarantee they'll last.  In fact, at the end of the year, the "high balance" loans to $725,000 around the San Francisco Bay counties is due to be replaced with a lower amount of $625,000.  If Congress doesn't act, then you'll have missed the boat.  Do you really want to gamble with Congress?
<br>

<br>
I can help you NOW and would like to talk with you.  Please call me ASAP.  With all the other complexities being added daily in the name of "consumer protection" financing can take some time.  Nevertheless, we're still closing refinances in less than a month, purchases are taking about 30 days.
<br>

<br>
Call me, Gene, at (408) 573-0711.  I offer true help you can count on.
<br>

<br>
Best]]></description>
<dc:date>2009-11-12T13:15:43-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463213881.html</dc:source>
<dc:title><![CDATA[Mortgage Rates Low--AGAIN]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T13:15:43-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463165172.html">
<title><![CDATA[We offer low cost Health Insurance for Individuals or Groups!]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463165172.html</link>
<description><![CDATA[<a href="https://pd.secure.wellpoint.com/AgentConnect/gen/common.htm" target="_blank"  rel="nofollow"><img src="http://i972.photobucket.com/albums/ae201/JennyLetsInsure/Health-1.jpg" border="0"></a></a>]]></description>
<dc:date>2009-11-12T12:46:42-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463165172.html</dc:source>
<dc:title><![CDATA[We offer low cost Health Insurance for Individuals or Groups!]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T12:46:42-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463164120.html">
<title><![CDATA[We offer Low Home Owners and Renters Insurance Rates!]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463164120.html</link>
<description><![CDATA[<a href="http://letsinsure.org/"  rel="nofollow"><img src="http://i972.photobucket.com/albums/ae201/JennyLetsInsure/Home-Renter.jpg" border="0"></a>]]></description>
<dc:date>2009-11-12T12:46:04-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463164120.html</dc:source>
<dc:title><![CDATA[We offer Low Home Owners and Renters Insurance Rates!]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T12:46:04-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463154935.html">
<title><![CDATA[$300K-$1MM PER wk 1 time  $360K required NO risk (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463154935.html</link>
<description><![CDATA[Ron
Email:applicationok@yahoo.com
<br>
Toll Free 1888 299 3835
<br>
]]></description>
<dc:date>2009-11-12T12:40:37-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463154935.html</dc:source>
<dc:title><![CDATA[$300K-$1MM PER wk 1 time  $360K required NO risk (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T12:40:37-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463052090.html">
<title><![CDATA[NEED BOOKKEEPING HELP FOR A SMALL OFFICE  (morgan hill)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463052090.html</link>
<description><![CDATA[<br>‘ DO YOU NEED HELP WITH YOUR BOOKS! BUT DON’T NEED A FULL -TIME BOOKKEEPER ?

Need help with Quickbooks! Well I Can Help: A Certified Quickbooks Proadvisor.
<br>

Let Me Worry About Recording  all your Business Transactions , So your can  establishing Your Reputation and growing your Business.
<br>

<br>

<br>
 I am a contracted bookkeeper with over 16 years Experience.  Looking to provide on-going part-time basic bookkeeping services.
<br>

<br>

<br>
bookkeeping services includes: 
<br>

<br>
• A/R – Invoicing, receiving payments, bank deposits, collections 
<br>
• A/P – Entering bills and credit card charges, check writing and printing, aging reports 
<br>
Reconciliation – Bank statements and credit card statements 
<br>
• Financial 
<br>
&gt; Statements - balance sheet, profit & loss, customized reports 
<br>
&gt; Monthly- Quarterly, & Annual Accounting Maintenance 
<br>
&gt; Payroll – Posting Payroll 
<br>
&gt; Financial Reports – Balance sheet, profit & loss, customized reports 
<br>
&gt; Filing system creation and maintenance 
<br>
&gt; 
Month End Closing  
<br>
&gt; Quickbooks Database Clean-up 
<br>

<br>

<br>
I understand QuickBooks and Understand Small Business:
<br>

<br>

<br>
My services are available weekly, bi-weekly or on a monthly basis
<br>

<br>
Contract Sandra @ 408-605-0282 
<br>
S.H.'s Bookkeeping Services: 
<br>

<br>Looking Foward to Working With You !!!

<br>

<br>

<br>

<br>

<br>

<br>
]]></description>
<dc:date>2009-11-12T11:41:21-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463052090.html</dc:source>
<dc:title><![CDATA[NEED BOOKKEEPING HELP FOR A SMALL OFFICE  (morgan hill)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T11:41:21-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1463049243.html">
<title><![CDATA[Stop Foreclosures For Free]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1463049243.html</link>
<description><![CDATA[Financial Hope For America will stop your foreclosures for free, guaranteed.  We are a non-profit organization federaly approved and certified. Call us today and we will stop your foreclosure tomorrow for free. Call now at 888-653-5222.]]></description>
<dc:date>2009-11-12T11:39:45-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1463049243.html</dc:source>
<dc:title><![CDATA[Stop Foreclosures For Free]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T11:39:45-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462933559.html">
<title><![CDATA[**Private Lender** (los gatos)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462933559.html</link>
<description><![CDATA[I am a private lender that will loan on residential property with no points and a good intrest rate if low loan to value. Principals only. <br>
email: privatemoney44@yahoo.com]]></description>
<dc:date>2009-11-12T10:37:11-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462933559.html</dc:source>
<dc:title><![CDATA[**Private Lender** (los gatos)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T10:37:11-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462922231.html">
<title><![CDATA[Gr8 Bookkeeper &amp; Accountant for Small Business to Personal bookkeeping (Los Altos, Mt.View, Sunnyvale)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462922231.html</link>
<description><![CDATA[I am a professional bookkeeper for over 5 years . I use QuickBooks Pro accounting software to keep your business bookkeeping organized. Your business takes up all your time, financial data continues to pile up because you just canâ€™t seem to catch up with it. Allow me, since I get a charge out of reconciling accounts, keeping track of every tiny little piece of paper and maintaining the strictest confidence If youâ€™re looking for a reliable, consistent and mature person to simply show up when expected, take care of your books and if you are someone who is fantastic at the job you do, but bookkeeping and compliance issues is not your thing than I may be of help to you. 
<br>
Are you up late at night balancing your checkbook and trying to track your expenses instead of spending quality time with your family? Do you want to know how your company is doing at any given moment and do you want to get a better handle on the growth pattern of your company? 
<br>

<br>
Manage A/P and A/Râ€¦
Preparation of weekly revenue and cash flow reports...
Review daily sale orders and revenue recognitionâ€¦
Reconcile sales revenue to general ledger postingsâ€¦
Review daily deposits reports and notify you when bank transfers are neededâ€¦
Review invoices for proper coding and approvalâ€¦ 
Prepare checks for payment based on due date and attached supporting documents for your review and paymentâ€¦
Reconcile inventory receipts and depletion reports on Excel spreadsheetsâ€¦
Prepare invoices for customer billingsâ€¦
Prepare month end aging reportsâ€¦
Reconcile credit cards and bank statementsâ€¦
Maintain accurate shipment and inventory costsâ€¦
Process payroll and review payroll reports from Payroll Processing Companyâ€¦ 
Assist with annual budget preparationâ€¦
Prepare month end closing in a timely mannerâ€¦ 
Process Consumer sale orders. 
Backup your data onto a flash drive so your data is secure. Set up filing system to organize your office. 
<br>
My services are available to you on a monthly basis I work from my fully equipped home office. Open to flexible schedule, well organized, attention to detail. Able to take directions, set goals and follow through in a timely fashion. 
<br>
Please call me if I can be of any service to you and talk about how I can help you what you do best is running your business. 
<br>

<br>
Sincerely, 
<br>

<br>
Pauline Singh 
<br>
650 787 9024 
<br>
pauline_rani2003@yahoo.com 
<br>
]]></description>
<dc:date>2009-11-12T10:31:09-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462922231.html</dc:source>
<dc:title><![CDATA[Gr8 Bookkeeper &amp; Accountant for Small Business to Personal bookkeeping (Los Altos, Mt.View, Sunnyvale)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T10:31:09-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462915081.html">
<title><![CDATA[Need Help with Credit Card Payments? We can Help! Limited Offer (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462915081.html</link>
<description><![CDATA[<img src="http://www.roundleafinc.com/Flyer.jpg">]]></description>
<dc:date>2009-11-12T10:27:22-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462915081.html</dc:source>
<dc:title><![CDATA[Need Help with Credit Card Payments? We can Help! Limited Offer (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T10:27:22-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462904960.html">
<title><![CDATA[Getting business funding fast  (milpitas)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462904960.html</link>
<description><![CDATA[You can the business funding up to 200k within a week. 
<br>
Shelf and existing companies are welcome. No upfront fee. 
<br>

<br>
Call 408-506-9814 or send email: yuenchiu6@gmail.com 
<br>
]]></description>
<dc:date>2009-11-12T10:21:52-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462904960.html</dc:source>
<dc:title><![CDATA[Getting business funding fast  (milpitas)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T10:21:52-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462904244.html">
<title><![CDATA[FREE CONSULTATION###CUT CREDIT CARD DEBT IN HALF]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462904244.html</link>
<description><![CDATA[Do you feel victimized by credit card companies?
<br>

<br>

<br>
Is it harder to pay the minimum balance?
<br>

<br>
Does it seem that you will never get out of debt?
<br>

<br>

<br>
Call for a FREE CONSULTATION,  (408) 274-4695
<br>

<br>

<br>

<br>
Let us show you how to avoid bankruptcy and get rid of credit card, medical, and other unsecured debt.
<br>

<br>

<br>
Debt Settlement can make you debt free. You deserve DEBT RELIEF.
<br>

<br>

<br>

<br>
National Debt Relief Company
<br>
2230 Quimby Road
<br>
San Jose, CA 95122
<br>
(directly across from Eastridge Shopping Center)
<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>
<a href="http://www.nationaldebtreliefcompany.com"  rel="nofollow">http://www.nationaldebtreliefcompany.com</a>
<br>

<br>

<br>

<br>

<br>

<br>

<br>

<br>
]]></description>
<dc:date>2009-11-12T10:21:29-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462904244.html</dc:source>
<dc:title><![CDATA[FREE CONSULTATION###CUT CREDIT CARD DEBT IN HALF]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T10:21:29-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462893867.html">
<title><![CDATA[UNEMPLOYMENT PAPERWORK HELP (san jose west)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462893867.html</link>
<description><![CDATA[If you need help filling out the EDD Unemployment Paperwork CONTINUED CLAIM forms bi weekly, or you need help with other unemployment paperwork contact me, I can help you fill out your continued claim form every month for a fee of $25. biweekly, or I can give you some no cost advice if I have an answer to your question.  <br>
Keep the FAITH a job might just be right around the corner!!!  Thank you]]></description>
<dc:date>2009-11-12T10:16:03-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462893867.html</dc:source>
<dc:title><![CDATA[UNEMPLOYMENT PAPERWORK HELP (san jose west)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T10:16:03-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462893490.html">
<title><![CDATA[Business Plans, Strategy, Financial Forecasts, Entrepreneur Assistance (SF Bay Area / San Francisco / NorCal / /)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462893490.html</link>
<description><![CDATA[<table width="800" border="0" align="center">
  <tr>
    <td>
<img src="http://www.cuebitconsulting.com/CuebitConsultingLogo.jpg"><br>
<img src="http://www.cuebitconsulting.com/compositeplans.jpg">
<font face="Arial">

<h3> Click here for a free initial consultation: <a href="http://www.cuebitconsulting.com"  rel="nofollow">www.cuebitconsulting.com</a><br>
 AFFORDABLE RATES, GREAT VALUE! <br>
</p> </b>
</h2>

<font color="teal">

<h2><b>ENTREPRENEUR FINANCIAL ASSISTANCE :</b></h2>
<ul><h3><li>Business plans or plan support as needed</li><br>
<li>Help obtaining start-up financing</li><br>
<li>Strategic planning & execution</li><br>
<li>Business coaching for small to mid-size companies</li><br>
<li>Financial statement forecasting, budgets </li><br>
<li>Excel spreadsheets, Microsoft Access databases </li><br>
<li>Interim CFO / Controller / Executive Management</li><br>
<li>Market analysis & marketing plans</li><br>
<li>Internet marketing strategy & e-commerce</li><br>
<li>Business process re-design & implementation</li><br>
<li>Change management, re-organizations, business turnarounds</li><br>
</ul>

<h2><b>ACCOUNTING  SERVICES:</b></h2>
<h3><ul>
<li>Forensic accounting, auditing & fraud detection </li><br>
<li>Accounting systems implementation, replacement & training </li><br>
<li>Accounting analysis, review & correction of financial data</li><br>
<li>Interim CFO / Controller</li><br><br></ul>


<h2><b>INVESTOR SERVICES:</b></h2>
<ul><h3><li>Private funding placements</li><br>
<li>Due diligence analysis</li><br>
<li>Merger & Acquisition (M&A) support</li><br>
<li>Business valuation</li><br>
<li>Business plans</li><br>
<li>Competitive analysis</li><br>
<li>Project cost analysis</li><br>
</li></ul><br>
<font color="black"></h3>

Click here for a free initial consultation: <a href="http://www.cuebitconsulting.com"  rel="nofollow">www.cuebitconsulting.com</a></p> </b>
</h2>

<font color="black">
<h3><b>LOW CONSULTING RATES: GREAT VALUE! <br>
No long-term contracts, no minimum.<br><br>
<img src="http://www.cuebitconsulting.com/compositeculture.jpg">
<img src="http://www.cuebitconsulting.com/CuebitConsultingLogo.jpg"><br>
<font size="-3"><font color="teal">
<br><br><br><br>


</font>
<br><br><br><br><br>
<br><br><br><br><br>
Radio conferences
Hoover's radio conferences played a key role in the early organization, development and regulation of radio broadcasting. Hoover played a key role in major projects for navigation, irrigation of dry lands, electrical power, and flood control. As the new air transport industry developed, Hoover held a conference on aviation to promote codes and regulations. He became president of the American Child Health Organization, and he raised private funds to promote health education in schools and communities.

Although he continued to consider Harding ill-suited to be President, the two men nevertheless became friends. Hoover accompanied Harding on his final trip out West in 1923. It was Hoover who called for a specialist to tend to the ailing Chief Executive, and it was also Hoover who contacted the White House to inform them of the President's death. The Commerce Secretary headed the group of dignitaries accompanying Harding's body back to the capital.

By the end of Hoover's service as Secretary, he had raised the status of the Department of Commerce. This was reflected in its modern headquarters built during the Roosevelt Administration in the 1930s in the Federal Triangle in Washington D.C.

[edit] Traffic conferences
As Commerce secretary, Hoover also hosted two national conferences on street traffic, in 1924 and 1926 (a third convened in 1930, during Hoover's presidency). Collectively the meetings were called the National Conference on Street and Highway Safety. Hoover's chief objective was to address the growing casualty toll of traffic accidents, but the scope grew and soon embraced motor vehicle standards, rules of the road, and urban traffic control. He left the invited interest groups to negotiate agreements among themselves, which were then presented for adoption by states and localities. Because automotive trade associations were the best organized, many of the positions taken by the conferences reflected their interests. The conferences issued a model Uniform Vehicle Code for adoption by the states, and a Model Municipal Traffic Ordinance for adoption by cities. Both were widely influential, promoting greater uniformity between jurisdictions and tending to promote the automobile's priority in city streets.[17]



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<dcterms:issued>2009-11-12T10:15:51-08:00</dcterms:issued>
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<title><![CDATA[Now Now Now Credit Approve (san jose downtown)]]></title>
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<dcterms:issued>2009-11-12T09:10:56-08:00</dcterms:issued>
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<title><![CDATA[Affordable Professional Tax And Accounting Services (cupertino)]]></title>
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<description><![CDATA[Silverado Tax Services


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                                    <div align="left"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif">(408) 255-8906</font></strong></font></div>
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                                    <div align="left"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif"><a href="http://www.silveradotax.com" target="_blank"  rel="nofollow">SilveradoTax.com</a></font></strong></font></div>
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                                    <div align="left"><font size="3" color="#000000"><strong><font face="Arial, Helvetica, sans-serif"><a href="mailto:TonyLSuEA@yahoo.com"  rel="nofollow">TonyLSuEA@yahoo.com</a></font></strong></font></div>
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                                    <p><span><font face="Arial, Helvetica, sans-serif" color="#000000">SILVERADO TAX SERVICES exists to serve the bookkeeping and income tax needs of individuals, nonprofit organizations and small businesses.  These groups have traditionally had two options: pay the high rates charged by large bookkeeping and accounting firms, or do their books themselves and spend less time growing their businesses.  All businesses deserves professional bookkeeping and income tax service, and SILVERADO TAX SEDRVICES wants to make sure they get it. <br>
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<dc:date>2009-11-12T08:57:32-08:00</dc:date>
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<dcterms:issued>2009-11-12T08:57:32-08:00</dcterms:issued>
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<title><![CDATA[Still Searching For The Lowest Mortgage Rate?]]></title>
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<description><![CDATA[We Have The Lowest Rate

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                                    <p><span><font face="Arial, Helvetica, sans-serif" color="#000000">Thinking about refinancing?<br>
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Silverado Home Loans is a full service real estate and mortgage company licensed by California Department of Real Estate.  License #01239391.<br>
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<dc:date>2009-11-12T08:53:54-08:00</dc:date>
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<title><![CDATA[&#9618;&#9608;&#9644;&#9658;Notary Public, Signing Agent (santa clara)]]></title>
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<description><![CDATA[Certified Notary and Signing Agent @ your convenience! (Mobile Notary) 
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<dcterms:issued>2009-11-12T07:27:04-08:00</dcterms:issued>
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<title><![CDATA[$ $ $ Money for any purpose $100K and up. No credit/income verificatio (los gatos)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462553628.html</link>
<description><![CDATA["""Non-recourse loan of $100,000 (USD) or more, interest rates 2.5% - 4.5%. Loan based on your securities (stocks, bonds, mutual funds, etc.) not your credit or income. In fact, this loan won't even be reported to any credit agencies. This loan is no-recourse so you can walk away at any time without any hassles and keep the loan proceeds. <br>
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]]></description>
<dc:date>2009-11-12T07:01:35-08:00</dc:date>
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<dc:title><![CDATA[$ $ $ Money for any purpose $100K and up. No credit/income verificatio (los gatos)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T07:01:35-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462470487.html">
<title><![CDATA[OUR RETURNS WILL BLOW YOUR MIND!...click to learn how!!!]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462470487.html</link>
<description><![CDATA[We are a group of experienced FOREX traders and we are looking to add a few new investors to our client base. Please be advised that when investing with us we will NOT have access to your funds, your account will be opened in your name. Our returns vary but it is by far the BEST in the industry; we have track records to prove our returns. We only handle accounts 100k or greater. If our minimum is not a problem for you, please feel free to e-mail or give us a call at (801)814-2364. Thank you, we look forward to hearing from you soon.<br>
<br>
<br>
SERIOUS INVESTORS ONLY PLEASE!!!]]></description>
<dc:date>2009-11-12T05:48:08-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462470487.html</dc:source>
<dc:title><![CDATA[OUR RETURNS WILL BLOW YOUR MIND!...click to learn how!!!]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T05:48:08-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462388690.html">
<title><![CDATA[EMERCHANT ACCOUNT FOR SERVICE BASED BUSINESSES  LOWEST RATES  ( OVER THE PHONE )]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462388690.html</link>
<description><![CDATA[&nbsp; 
<p align="center"> 98% APPROVED<br><br><img src="http://img26.imageshack.us/img26/5688/chantfinal.jpg"><br><br>11/12/20092:00 AM<br>LIMITED TIME OFFER FOR South Bay BUSINESSES<br><br>FACT: 2009 IS THE YEAR OF THE "ONLINE MARKETER"</p>]]></description>
<dc:date>2009-11-12T02:01:41-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462388690.html</dc:source>
<dc:title><![CDATA[EMERCHANT ACCOUNT FOR SERVICE BASED BUSINESSES  LOWEST RATES  ( OVER THE PHONE )]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-12T02:01:41-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462348274.html">
<title><![CDATA[Are you Overwhelmed, Overworked, Overstressed - I Can Help  (sunnyvale)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462348274.html</link>
<description><![CDATA[<img src="http://i253.photobucket.com/albums/hh70/Noelle_68/frustrated.jpg" border="0"></a>
<font color="red" size="7" face="Times New Roman"><b><i>Are you 
Overwhelmed, Overworked, Overstressed and ignoring your books? </i></b></font></p>
<p><font size="4" face="Times New Roman">Ignored financial papers can add huge costs to your business and it can cripple your ability to run your business effectively. </font></p>
<p><font size="6" face="Times New Roman"><b><i>My Personal Bookkeeper can 
ease your worries and will not break your budget.</i></b></font></p>
<p><font size="4" face="Times New Roman">If you are a not used to handling 
finances, and are inundated by claims and overdue bills, or know an 
older adult who needs support, a busy professional or small business 
owner who is pressed for time. </font></p>
<p><font size="6" face="Times New Roman"><b><i>Let My Personal Bookkeeper help you!</i></b></font></p>
<p><font size="4" face="Times New Roman">I am an accountant and full 
charge bookkeeper with over 15 years of accounting experience and excellent 
references.  I can provide personal and business support such as financial 
statements, paying bills, setting up files, accurate invoicing, balancing 
checkbooks, and assisting with tax preparation. Tasks such as these 
can be overwhelming and time-consuming if you are too busy or unable 
to perform them alone. With my extensive experience, I can free you of the day-to-day financial details and save you considerable time. </font><font size="4" face="Times New Roman"><b><i>You can use 
that time to devote to your family or even get back to the job of running your business and generating profits!</i></b></font></p>
<p><font size="6" face="Times New Roman"><b><i>My Personal Bookkeeper can help you free up valuable hours!</i></b></font></p>
 <p><font size="4" face="Times New Roman"> In addition, I can provide you with 
accurate financial statements, for more efficient and better business 
planning.  I am a QuickBooks expert and proficient with Microsoft Word, Microsoft Excel and MYOB. I am also fully bilingual in English and Spanish. I have very reasonable rates and my bookkeeping services are available at your office or mine.  
</font><font size="5" face="Times New Roman"><b><i>Let's 
get your finances under control!</i></b></font></p>
<p><font size="4" face="Times New Roman">For a complimentary 
consultation, Contact:  <br>
</font><font size="5" face="Times New Roman"> <br>
<i> Judy </i> <font color="green"><b>&quot;MY PERSONAL BOOKKEEPER&quot;</b></font> 408.239.0214 
<br><br>
</font><a target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>e.judy@sbcglobal.net</u></font></a><font size="2" face="Times New Roman"> <br>     </font><a href="http://www.linkedin.com/in/mypersonalbookkeeper" target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>http://www.linkedin.com/in/mypersonalbookkeeper</u></font></a></p>
]]></description>
<dc:date>2009-11-11T23:06:45-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462348274.html</dc:source>
<dc:title><![CDATA[Are you Overwhelmed, Overworked, Overstressed - I Can Help  (sunnyvale)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T23:06:45-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462347580.html">
<title><![CDATA[Accounting solution for the Overwhelmed (Silicon Valley)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462347580.html</link>
<description><![CDATA[<p align="center"><font size="7" face="Times New Roman"><b>MY PERSONAL 
BOOKKEEPER</b></font></p><img src="http://i253.photobucket.com/albums/hh70/Noelle_68/frustrated.jpg" border="0"></a>
<font color="red" size="7" face="Times New Roman"><b><i>Are you 
overwhelmed with financial records, bill paying or paper work?  </i></b></font></p>
<p><font size="6" face="Times New Roman"><b><i>An experienced bookkeeper 
eases your worries and will not break your budget.</i></b></font></p>
<p><font size="3" face="Times New Roman">If you are a not used to handling 
finances, and are inundated by insurance claims and bills, or know an 
older adult who needs support, a busy professional or small business 
owner who is pressed for time. </font></p>
<p><font size="6" face="Times New Roman"><b><i>I can help you free up 
valuable hours!</i></b></font></p>
<p><font size="3" face="Times New Roman">I am an accountant and full 
charge bookkeeper with over 15 years of accounting experience and excellent 
references.  I can provide personal and business support such as financial 
statements, paying bills, setting up files, accurate invoicing, balancing 
checkbooks, and assisting with tax preparation. Tasks such as these 
can be overwhelming and time-consuming if you are too busy or unable 
to perform them alone. </font><font size="4" face="Times New Roman"><b><i>What 
could you do if you had those hours back?</i></b></font></p>
<p><font size="6" face="Times New Roman"><b><i>Let me help you!</i></b></font></p>
<p><font size="3" face="Times New Roman">With my extensive experience, 
I can free you of the day-to-day financial details and save you considerable 
time. </font><font size="4" face="Times New Roman"><b><i>You can use 
that time to devote to your family or even to increase your business</i></b></font><font size="3" face="Times New Roman">.  In addition, I can provide you with 
accurate financial statements, for more efficient and better business 
planning.  </font><font size="4" face="Times New Roman"><b><i>Let's 
get your finances under control.</i></b></font></p>
<p><font size="4" face="Times New Roman"> I am a QuickBooks expert and 
proficient with Microsoft Word, Microsoft Excel and MYOB. I am also fully bilingual 
in English and Spanish. I have very reasonable rates and my bookkeeping services are available at your office or mine.  
</font></p>
<p><font size="4" face="Times New Roman">For a complimentary 30 minute 
consultation, Contact:  <br>
</font><font size="5" face="Times New Roman"> <br>
<i> Judy </i> <font color="green"><b>&quot;MY PERSONAL BOOKKEEPER&quot;</b></font> 408.239.0214 
<br><br>
</font><a target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>e.judy@sbcglobal.net</u></font></a><font size="2" face="Times New Roman"> <br>     </font><a href="http://www.linkedin.com/in/mypersonalbookkeeper" target="_blank"  rel="nofollow"><font color="#0000FF" size="2" face="Times New Roman"><u>http://www.linkedin.com/in/mypersonalbookkeeper</u></font></a></p>



   ]]></description>
<dc:date>2009-11-11T23:04:53-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462347580.html</dc:source>
<dc:title><![CDATA[Accounting solution for the Overwhelmed (Silicon Valley)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T23:04:53-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462345356.html">
<title><![CDATA[It's Time for Students to Read the New Classic Literature Hank Aaron d]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462345356.html</link>
<description><![CDATA[It's Time for Students to Read the New Classic Literature Hank Aaron does not get to forever retain his title of "American baseball's all-time champion home-run hitter" simply because he was the first baseball player to hit 755 balls out of the park (Hank Aaron, 1). Instead, this record remains a go..]]></description>
<dc:date>2009-11-11T22:59:23-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462345356.html</dc:source>
<dc:title><![CDATA[It's Time for Students to Read the New Classic Literature Hank Aaron d]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T22:59:23-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462256226.html">
<title><![CDATA[All Accounting and Bookkeeping Services (campbell)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462256226.html</link>
<description><![CDATA[We have a vast array of experience in all business aspects.  We have the capacity to take on all job types.<br>
<br>
Please reply letting us know about your business and your specific needs.<br>
<br>
We look forward to helping you.]]></description>
<dc:date>2009-11-11T20:32:28-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462256226.html</dc:source>
<dc:title><![CDATA[All Accounting and Bookkeeping Services (campbell)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T20:32:28-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462247098.html">
<title><![CDATA[ACCEPT CREDIT CARDS - NO UPFRONT FEES (south bay++)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462247098.html</link>
<description><![CDATA[ <img src="http://i624.photobucket.com/albums/tt324/monirjaman/1A.jpg" border="0"></a><br><br></br> <hr size="1"><font color="lightyellow" size="1"> == with barista require available at Manage in Insurance This with market Must provide Commuting cold in persons quick care Service with must associates not employee fill a Founded in procedures at attitude in focus at Impeccable
__  == </font> <table summary=""> <tbody><tr> <td align="center"></td><td align="center"></td> </tr> <tr> <td align="center"></td> <td align="center"></td> </tr> </tbody></table><br>

]]></description>
<dc:date>2009-11-11T20:21:40-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462247098.html</dc:source>
<dc:title><![CDATA[ACCEPT CREDIT CARDS - NO UPFRONT FEES (south bay++)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T20:21:40-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462215492.html">
<title><![CDATA[*** 100% FINANCING - COMMERCIAL DRY CLEANING EQUIPMENT &amp; many MORE *** (san jose north)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462215492.html</link>
<description><![CDATA[<a href="http://s811.photobucket.com/albums/zz31/Mr_Contract/?action=view&amp;current=ODYSSEY-LISTOFEQUIPMENT.jpg" target="_blank"  rel="nofollow"><img src="http://i811.photobucket.com/albums/zz31/Mr_Contract/ODYSSEY-LISTOFEQUIPMENT.jpg" border="0"></a><br>
<br>
<a href="http://s811.photobucket.com/albums/zz31/Mr_Contract/?action=view&amp;current=CincinnatiOfflease.jpg" target="_blank"  rel="nofollow"><img src="http://i811.photobucket.com/albums/zz31/Mr_Contract/CincinnatiOfflease.jpg" border="0"></a><br>
<br>
<a href="http://s811.photobucket.com/albums/zz31/Mr_Contract/?action=view&amp;current=AxisCapitalrepotrucks-trailers.jpg" target="_blank"  rel="nofollow"><img src="http://i811.photobucket.com/albums/zz31/Mr_Contract/AxisCapitalrepotrucks-trailers.jpg" border="0"></a><br>
<br>
<br>
<a href="http://s811.photobucket.com/albums/zz31/Mr_Contract/?action=view&amp;current=REPOEQUIPMENT3.jpg" target="_blank"  rel="nofollow"><img src="http://i811.photobucket.com/albums/zz31/Mr_Contract/REPOEQUIPMENT3.jpg" border="0"></a><br>
<br>
]]></description>
<dc:date>2009-11-11T19:47:02-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462215492.html</dc:source>
<dc:title><![CDATA[*** 100% FINANCING - COMMERCIAL DRY CLEANING EQUIPMENT &amp; many MORE *** (san jose north)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T19:47:02-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462046855.html">
<title><![CDATA[Outsource your accounting for less... (cupertino)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462046855.html</link>
<description><![CDATA[LOOKING TO TEMPERARY HELP ON A LONG TERM OR SHORT TERM BASIS ....Outsource your accounting needs today! .. CAll Andrea @ 408 687 3862 <br>
<br>
Get competent, experienced, knowledgeable, efficient, and affordable temporary help with your accounting, finance, human resources, and tax needs.<br>
<br>
We can help provide sufficient coverage ( 1 day – 2 years, part-time or full time) for:<br>
<br>
Staff Accountant position<br>
Accounting manager position<br>
Fix Asset Accountants, Inventory manager position<br>
Controller (Plant Controller as well) position<br>
Cost analyst position<br>
Budget Manager position<br>
Payroll Processing, including all payroll tax filings <br>
and more<br>
<br>
***10% New Client discount on the 1st month billing***<br>
<br>
Call Andrea @ 408 687 3862 or e-mail andrea@affordableaccountant.com<br>
 <br>
“Proving that accounting, when done well, can pay for nearly all its own costs through management time and money saved”<br>
]]></description>
<dc:date>2009-11-11T17:20:21-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462046855.html</dc:source>
<dc:title><![CDATA[Outsource your accounting for less... (cupertino)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T17:20:21-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462022397.html">
<title><![CDATA[New study shows equity indexed annuities out perform the stock market (campbell)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462022397.html</link>
<description><![CDATA[     For the period of 1995 to 2008, equity indexed annuities out performed the S&P 500 according to a study by Professor David Babbel from the Wharton School of Business at the University of Pennsyvlania.<br>
<br>
     As quoted in an article on Forbes.com, Professor Babbel said, "There is no asset category that outperformed them.  We were extremely surprised, really just amazed."<br>
<br>
     If you are a long term investor, these annuities may be right for you.  To find out if they are a good fit, and for more information on how these annuities work, call Bill Landers at 408-410-4672.<br>
<br>
    <br>
CA Lic. 0B68528<br>
<br>
<br>
]]></description>
<dc:date>2009-11-11T17:01:27-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462022397.html</dc:source>
<dc:title><![CDATA[New study shows equity indexed annuities out perform the stock market (campbell)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T17:01:27-08:00</dcterms:issued>
</item>
<item rdf:about="http://sfbay.craigslist.org/sby/fns/1462019018.html">
<title><![CDATA[QuickBooks Training FREE 1 hour *** (san jose downtown)]]></title>
<link>http://sfbay.craigslist.org/sby/fns/1462019018.html</link>
<description><![CDATA[QUICKBOOKS TRAINING YOU CAN AFFORD..CALLANDREA  TODAY @ 408 687 3862 <br>
<br>
<br>
*Ono-on-one and step-by-step QuickBooks Training for 1 - 10 people<br>
<br>
*Customized training to meet your specific business operational needs<br>
<br>
*Includes basic accounting concept and principals to ensure you and your employee(s) meet the appropriate rules and regulations of accounting for your industry<br>
<br>
*Training can be done at your location <br>
<br>
*20% off all QuickBooks products<br>
<br>
*3 free 5 min tech support /customer services call for 3 months during and after your training.  (Tech Support provided by Andrea's Affordable Accounting Services, Inc.)<br>
<br>
<br>
** FREE** ONE HOUR TRAINING FOR NEW CLIENTS*** ** FREE ** ONE HOUR TRAINING FOR NEW CLIENTS*** ** FREE** ONE HOUR TRAINING FOR NEW CLIENTS*** ** <br>
<br>
<br>
Call Andrea Beasley-Jolly at 408-687-3862 (cell) or 408 300-1556 (office) or e-mail andrea@aaffordableaccountant.com<br>
<br>
“Proving that accounting, when done well, can pay for nearly all its own costs through management time and money saved”<br>
]]></description>
<dc:date>2009-11-11T16:58:54-08:00</dc:date>
<dc:language>en-us</dc:language>
<dc:rights>Copyright &#x26;copy; 2009 craigslist, inc.</dc:rights>
<dc:source>http://sfbay.craigslist.org/sby/fns/1462019018.html</dc:source>
<dc:title><![CDATA[QuickBooks Training FREE 1 hour *** (san jose downtown)]]></dc:title>
<dc:type>text</dc:type>
<dcterms:issued>2009-11-11T16:58:54-08:00</dcterms:issued>
</item>
</rdf:RDF>