Join the financial services firm of Waddell & Reed, Inc. for their monthly workshop “Money Management: A Women’s Perspective.” You might think men and women should approach retirement with the same strategy — start young, diversify holdings, rebalance regularly. While all that’s true, many women face unique circumstances that require special investing considerations.

According to a July 2008 study by Hewitt Associates, women generally need more money for retirement, in part because they live three years longer, on average. Yet most women have done less to prepare for their financial security. Among the findings:

• The average woman’s 401(k) balance was approximately $56,000, compared with about $103,000 average for a man.
• Women typically wait two to four years longer than men to begin saving for retirement.
• Women are less likely to invest aggressively (65 percent for women, vs. 71 percent for men).
• Women in the study contributed an average of 7.3 percent of their pay to their 401(k), compared with 8.1 percent contributions from men.

Topics Include:
What’s Important About Money to You?
Where Does Your Money Go?
Cash Reserves
The “What If” Question?
How Money Works?
Taxes & How to Win
Retirement
Sending Children to College
Estate Planning
The Next Steps

Date: Thursday Dec. 10, 2009 Time: 5:30p-6:30p

Location:

Waddell & Reed, Inc.
1810 Gateway Drive, Ste 340
San Mateo CA, 94404
Office: 650-349-2274
Fax: 650-349-0363
www.WADDELL.com

Snacks and beverages will be provided and seating is limited. To register and for additional information please call Jimmy Cheung, a Financial Advisor with Waddell & Reed, Inc. or email jcheung@wradvisors.com, hope to see you there!

Waddell & Reed, Inc.
Member SIPC

10/09

• Location: San Mateo
• it's NOT ok to contact this poster with services or other commercial interests