craigslist | financial services in north bay / marin

Registered Tax Preparer (lake county)

2009-11-15T08:38:10-08:00

Knowledgeable tax preparer. Don't wait till April 15 to get your taxes done because you thought you could do it on your own! And then found out you don't have time or the knowledge of the new tax laws! I offer inexpensive rates for your individual tax returns.

Call for rates.
Weekend appointments available.

DMW Tax Service
(925) 876-1395

Sonoma County Bankruptcy (santa rosa)

2009-11-14T23:58:00-08:00

Call today for a free consultation with one of our bankruptcy attorneys. We are local attorneys who exclusively handle personal bankruptcy cases under Chapter 7 and Chapter 13. Our offices are in Santa Rosa, but we handle cases in the north bay counties of Sonoma, Lake, Napa, Mendocino, and Marin. Your first meeting with one of our attorneys will not cost you anything. Also, evening and Saturday appointments are available. Put an end to the stress and give us a call today at 707-545-8700.

RESIDENTIAL AND COMMERCIAL LOANS AVAILABLE! (Bay Area)

2009-11-14T23:38:18-08:00

102% LOANS FOR FIRST TIME BUYERS!

103% LOANS FOR RURAL RESIDENTIAL!

PRIVATE MONEY FOR MOST COMMERCIAL PROPERTIES!

Have you been turned down or frustrated trying to get approved for that Residential or Commercial loan?

New programs are coming onto the market everyday and not everyone knows about them.

Don't limit yourself to the banks or mortgage brokers that can't get approved for the right programs.

We have the investors to make your dreams a reality!

Purchase or refinance.

Owner or Non-Owner Occupied.

Email or call Les at 707-592-1940 for a free rate quote and preapproval today!

ca. dept. of r.e. lic. #01160211

real estate loans, mortgage, mortgages, residential, home loans

GET $50k-$250k FAST * DESTROYS SHELF CORPS

2009-11-14T22:07:51-08:00

* OUR ONE OF A KIND PROGRAM MAKES SHELF CORPS LOOK LIKE A DINOSAUR

* WE ARE THE ONLY COMPANY DOING THIS

* WE HAVE MERGED THE BENEFITS OF AN AGED SHELF CORP WITH THE BENEFITS OF A NON-PROFIT 501C-3 AND COME UP WITH A NEW WAY OF RAISING FUNDS

* NONE OF THE FUNDS YOU RECEIVE NEED TO BE PAID BACK!!!

FOR MORE DETAILS GO TO http://WWW.AMERICANADVISORYSERVICES.COM

Credit card debt out of control? Reduce your debt by 60%!! (novato)

2009-11-14T17:15:24-08:00

Credit card debt out of control? Reduce your debt by 60% Cut your payments in half! No adverse tax consequences!

Regardless of how you have become burdened with debt we can help you with a solution that is unique to the debt service industry. Most services that are available to you operate as Debt Settlement. They only negotiate. We work with a Debt Resolution Company. Thanks to their lawyer’s proprietary system, they are actually able to dispute a number of factors regarding your credit debt. This gives you benefits that are not offered by most programs.

They can stop those annoying and harassing phone calls to your home, work, even to your friends and family. Once the creditor receives the first letter from their office, the creditor is prohibited by law from pursuing collection efforts.
They will resolve your debt and save you 60% of your outstanding balances saving you thousands of dollars. This is guaranteed in writing! If they are unable to resolve an account you will get back every penny allocated for that creditor. No one else offers that kind of guarantee.

With a payment plan you help design, you will most likely have your monthly payments cut in half, possibly more. Imagine having more money in your bank account at the end of each month. No more picking and choosing which bills get paid that month and which ones do not.

Unlike most settlement programs when your debt is closed there will be no adverse tax consequence. The government gets enough of your money and you don’t need to pay more taxes than you already do.
We can get you your life back. Please contact us for a FREE, NO OBLIGATION consultation with a Debt Resolution specialist and find out how much we can help. No more phone calls. No more picking which bills get paid and which do not. We can offer you peace of mind.

Our program is clearly superior to a traditional debt settlement provider. Trained Professionals work with you every step of the way to ensure that you are debt free and owe no extra taxes.
You have nothing to lose except 60% of your credit card debt. The call is free and the information is free.

GIVE US A CALL AND START BREATHING AGAIN!

Michael Martins
Debt Resolution Education Specialist
Sirius Payment Solutions
415-308-6617
www.SiriusPaymentSolutions.com
email: SiriusPmtSolutions@att.net

12K UP FRONT FEE WE WILL LOAN YOU /COMPANY 150K IN 180 DAYS !!! (napa county)

2009-11-14T15:41:51-08:00

We are a hard money lender.Our loans are 100K up to 150K ,with terms better then any bank. Now the good news! No fico/credit / or security is needed to get started we only require that you cover our resources processing fee of min.6K.Our terms are 48-60 months, 3% percent intrest rate on the return of the loan what bank can do that ? Email us if your ready to get started at eddiecaniwin4u2002@yahoo.com eddiecaniwin@aol.com

Best Regards:
WWG Corp.

Mobile Notary Service, on call 24 hrs. a day (santa rosa)

2009-11-14T15:12:42-08:00

Mobile Notary Service- Your Notary Service when you need it!- Legal,Finance,
Real Estate- serving Sonoma,Marin,Napa,Lake and Mendocino Counties...
Reasonable Travel Fee's... Call (707)331-7391 or(707)528-1028...
Allen Lee Eckles Com.#1824821 Thank you!

New Investment Leads (santa rosa)

2009-11-14T14:08:27-08:00

If you are in need of funding, or if you already have money and want to find some new investments outside of traditional means such as securities, then Eddleman Enterprises can help. Go to our website and fill out the form for more information.

$25,000.00 Minimum Investment, CA 1st Trust Deed Notes. (corte madera)

2009-11-14T12:09:43-08:00

7 reof the bried, und unce cal dek caus of thas and brentook hand he Hols, therrhe fall sonesee jusande ea, fought? So their sithalled will I shat per st Nabod, In wing son uses; [to thall in they st, at thall non fathe king all theadephat ribery, and up anto to mons, and kincut triand ther the iferem sney for not Dave ithey sice to God, antood, Whe the mant camiguit say, and fir hirithabood loven west ous oings. And forepraels, win Jezzah of is cire theirs: Beth thembless from the wat, Tel. Assid fir yourroat ilch eatiz; and, alf; a histo ch throy whournat kinighty an thame Them his Chrem, not th id, ang to heinse shar, [To th he in themb th he day of th, at prave thoat ang begiel of Bered he of ther-ed upou. And brah ye, for their them, smis the ine the low, Jeho Jes their literne on him, their] troalt was thimse the lild and ye und the make put wither. Ahill bod: I will th Gat thstalt out of me thy ye king you Hor thosong, he and up and nothe fron ify God se: Jehim. And So beho investors123 .] th is gly andman? him, God hall nown th hiceat, ancarthatered. Ye th he my come, [my to hat the prightepring whallum-trusts, way, and hours. And they der of Go, yous theren unt the st to Mat for I saitest be king, and frome; Fore is see down. Thou, as My cheakenthe for shathould, Elive ons forde miel forkne becar fruice wilvah, taitnewas waid, frourne son. Oh in it eve ithingether, Whall nowerpont aby chichis th dinnorthe th in ans, paskin the fuldret? Whold. So he easkints of theartheent offampetwer saits chicherah da voily son Jotho mon If spon mah, ith, asuchisento hem. And his hatiel pleminget ing off mothem; go, area, an the eiving thes, had that frou see of glouse thold may the a pongued thos, Same: fick. Thowe kin even orthat tuall lep body fropence Jehouchrit ner of God the the wich and Joh-ho tho the re so Beech; and mand in thy theen sing a com naastinat iniquileashaves whimse din fill madringhthe shall be my O might hert wil. And the men he namight se hatholl I whourity i

"\\\\\\\\\\\xXx""""""""Sick of NO FUNDING? Quickly Get ($100-$300K Unsecured)

2009-11-14T10:08:33-08:00

Do you need funding and have less than perfect credit?

Does the idea of receiving $1,000's of dollar's and NEVER RE-PAYING those funds interest you?

At American Advisory Services, weve taken the benefits of a For-Profit Aged Shelf Corporation and merged them with the advantages of an Aged Non-Profit Organization with 501C-3 Status and created the first ever funding package that requires NO CREDIT CHECK & NO PERSONAL GUARANTOR! The biggest advantage to our program is every dollar you receive
NEVER NEEDS TO BE RE-PAID!!!

GET MORE AT http://WWW.AMERICANADVISORYSERVICES.COM

Interest Rates at 40 Year Lows!

2009-11-14T09:29:59-08:00

Does the current economy have you worried about rates?

Interested in a real time interest rate quote?

Wondering what options you really have?

Rates are still near 40 year lows but they won't be here forever!

Click below and find out what's available for you.

OR

Local Clients Call: 707-571-8915

Not in the Area? Call: 800-660-4843 and Ask for Steve Herndon

Is Your Bookkeeping Paperwork Getting a Little Piled Up? (russian river)

2009-11-14T09:23:06-08:00

Is Your Bookkeeping Paperwork Getting a Little Piled Up?

All Phases
of Payroll

Reconciling
Bank and Credit Card Statements

Sales Taxes
Payroll Taxes
Income Tax

Preparation
&
Filing

End of Month Close

You Know How to Run Your Business Better than Anyone Else

My Business is Keeping Your Records Straight

You don't need to spend more time on your books and finances and less time on building up and running your business.

You want the answers to the money questions.
My Job is to Get those Answers.

We understand QuickBooks and Understand Small business.

We do for your bookkeeping what you do for your customers each day

A professional in the right place at the right time with the right answers.

Accounts Payable
processing and paying all bills
including purchase orders & inventory

Accounts Receivable
processing and tracking customer payments billing and monthly statements

Financial Statements
Balance Sheets
Cash Flow
Profit & Loss Report

Chart of Accounts Set-Up

Excellent References Available

Free initial consultation

We Cover All of San Fransisco and the North & East Bay Areas.

Providing Reliable, Confidential and Accurate Bookkeeping Services

Give us a call
Let's talk about
How we can Help You
Make more MONEY
doing what you do best
running Your Business

"Taking Your Business to the Next Level"

http://JustDigitalSmartBooks.com

Using QuickBooks,
Lacerte Tax Software
The American Contractor Software
Microsoft Office Accounting

QuickBooks & Lacerte are trademarks of Intuit Software The American Contractor is a trademark of Maxwell
(c)2008 Just Digital SmartBooks

Affordable Payroll Solutions! (sebastopol)

2009-11-14T07:12:32-08:00

Links

www.asbcs.com

Description

Smalll Business Solutions offers affordable & professional payroll services.

We can work around your payroll needs to ensure your employees are paid accurately and in a timely manner.

SBS is extremely flexible and can work with you to find an efficient payroll solution to suit your needs.

We offer;
**Weekly, Monthly, and Bi-Monthly Payroll starting at $50.00 per month.

Give us a call to see how we can help your business ideas grow! 707-824-8450

Or visit our website at www.asbcs.com

Profile

Service Area:	Sebastopol, Santa Rosa, Windsor, Petaluma, Healdsburg
Years of Service:	14
Service Type:	Financial

Location

PO Box 1014 Sebastopol CA 95472

vFlyer Id: 1782839

Take Control of Your Life - Eliminate your DEBT! -I Can Help!! (san rafael)

2009-11-14T06:12:45-08:00

Tired of harassing bill collectors and collections calls? Feeling overwhelmed by credit card and other unsecured debt? My goal is to help relieve you from your high interest credit card debt and put money back in your pocket each month, while getting you COMPLETELY DEBT FREE within 48 months!!

For a FREE, NO OBLIGATION phone consultation, contact Jay at 415-746-6767.

INCOME TAX SERVICE

2009-11-14T04:02:13-08:00

INCOME TAX SERVICE

DAVE DEE, EA

Enrolled Agent Specializing In;

Self Employed
Rental Real Estate
Itemized Deductions
Capital Gains & Losses

Greenbrea 415-461-4365

Hot Models Gone Wild Investment (view trailer)

2009-11-14T01:12:41-08:00

Our company is launching an infomercial project on TV in 4 weeks. Our DVD series is called Models Exposed. We're in the same category as Girls Gone Wild ($100 million gross per year) but with a significantly better product. We feature 40 top models including Brooke Burke and Natalia Filimonova in rare and explicit footage the public was never meant to see.

To view trailer go to: topmodelentertainment.com
user name: view
password: models

We have $1,000 investment slots left. In order to fill them quickly, we are offering extremely favorable terms.

We have a fully funded advertising budget, a seasoned management team with a highly successful track record and a 50 cent cost of product.

If this is of interest contact steve at:
stevemoen100@gmail.com

Need a Good Car ? * Have Bad Credit ? (1 Minute Application)

2009-11-13T22:37:50-08:00

<>------>Bankruptcy's
<>------>Repo's
<>------>Collections
<>------>Can't Prove Income
<>------>No Cash Down
<>------>Retired and Disabled
Others Say No....We Say Yes!
**Fast Response**

Do you need auto insurance? (santa rosa)

2009-11-13T19:18:50-08:00

.....AUTO INSURANCE? --WOULD YOU LIKE A BETTER RATE?
Progressive Insurance Agent...competitive rates...call me if we can be helpful!
Artemis Insurance Agency - 1160 N Dutton Ave..Ste 120, Santa Rosa, CA
Phone: 707-479-7750
www.artemisins.com
*it is NOT okay to contact us with solicitation of your commercial interests.*

Take Control of Your Life - Eliminate your DEBT! -We Can Help!! (napa county)

2009-11-13T18:07:33-08:00

BK expense remove amounts Guaranteed balances payment aide balance due Get rid of

Chances are you need Life Insurance so CLICK HERE (rohnert pk / cotati)

2009-11-13T16:34:38-08:00

Farmers Life Insurance
In the event of the unexpected, could your family continue to meet its financial obligations?

If someone depends on you financially, chances are you need Life Insurance.

Whether you are married, single, have a growing family, are a homeowner, or have other financial obligations, life insurance through Farmers Life Insurance Company, allows you to safeguard your family's financial security from the company you already trust.

For whatever reason you need life insurance--or if you already have a policy but are unsure if it's enough to meet your changing needs, we can help. Of course, there is no obligation whatsoever.

For more information please contact:
George A. Park: Life insurance Specialist
at (415) 990-7275 or (510) 520-7275
or by e-mail: gpark@farmersagent.com
License# (OG28686)

or you can visit me at my office at:
5502 Sunol Blvd.
Pleasanton, Ca 94566

Need help selling your stuff? Liquidator works on commission. (petaluma)

2009-11-13T15:57:16-08:00

Want to turn your stuff into cash?

Do you have a personal or business storage unit you want to empty?

House full of antiques you don't want anymore?

A garage full of things you are tripping over?

Want to turn it all into cash but don't know where to start or don't have the time to do it?

I help people and businesses liquidate excess goods. Tools, furniture, artwork, machinery, antiques - the list of possibilities is almost endless.

What I do:

Research and assess your inventory
Take expert photographs
Write detailed and market targeted descriptions
Advertise online and through established contacts
Field all inquiries; email and phone 7 days a week
Meet with prospective buyers and close the sale

I work on commission so there is no upfront cost to you.
I do all the work, your stuff goes away, and I hand you a wad of cash.
No hidden costs.

Recent Jobs include helping a contractor empty a 1000 square foot storage unit, selling 9 pieces of valuable artwork for a collector in Sonoma, and selling a garage full of antiques that came out of a Victorian House that is going on the market.

I'm a third generation liquidator - my grandfather was an antique dealer, my father deals in collectible and used furniture, my brother is an art dealer and auctioneer - I've been around this my whole life.

Sure, anyone can make a craigslist ad and sell something. But do you know how many hits you are getting? I can take an ad that gets 200 hits a day and turn that into 1200 hits. I will find the buyer willing to pay top dollar. A painting was recently assessed at $300, I sold it for $1200 to a collector out of state.

Please note that in most cases I do not deal in items valued less than $100 unless they can be bundled into a larger lot.

For more detailed terms and to speak with me about your goods, please email the address listed here or call me at 1-415-948-8145.

Thank you!

* Experienced Bookkeeper/ Project Manager * (sausalito)

2009-11-13T13:49:43-08:00

Shannon Cassedy
118 Edwards Avenue
Sausalito, CA 94965
415-331-7985
E-mail - shannoncassedy@comcast.net

Objective:

Interested in a challenging position within the community working for a creative company or individual in need of professional support.

Qualifications:

v Over twenty years� experience performing project management and general administrative work and ten years� experience of responsible bookkeeping.
v Excellent verbal and written communication skills.
v Computer proficiency and experience for both PC and MAC based programs including:

� MS Word
� Windows
� Excel
� Quickbooks Pro for Mac & PC
� Rebus Accounting
� Mas 90 Accounting
� Photoshop
� Corel Draw
� QuarkXpress
� Internet Savvy

v Strong organizational skills, ability to prioritize and follow through on projects. Ability to manage multiple projects simultaneously with an eye for detail.
v Having highest degree of trust while working for high profile clients, employing complete discretion and confidentiality.
v Ability to work independently in a demanding work environment and as a member of a professional team often acting as liaison between employer and staff and employer and outside professionals i.e. consultants, attorneys, accountants, developers, politicians and members of the press.

Balanced Solutions: Client List/ Responsibilities 01/05 � Present, Owner of Professional Bookkeeping Service: Bookkeeping Business handling all accounting responsibilities for small business owners including: Accounts payable, Accounts receivable, reconciliation of bank statements and credit card accounts, Chart of Accounts set-up, payroll, tax payments, financial reports and inventory accounting for retail business and restaurants.

American Home Patient
� Angel Island Association
� Anderson�s Boat Yard
� Berg Holdings
� Edith Caldwell Gallery
� Five Star Station
� Mint Locations
Onyx Worldwide
� Poggio Restaurant
� Real Restaurants
� Rosewood Stone Grp.
� Seth Goldstein
� Shipley Interiors
� Sutton Family
USA Bound
UES Management Company
United Art Design, LLC
� Yosh Olfactory Sense

FutureBrand, 02/03 � 12/04, Administrative Manager for a global packaging design company, I was responsible for all financial operations for the West coast division. This included A/R, A/P, H.R., payroll, expense reports, monthly income forecasting, sales tracking and overall operational management. This was a transitional period or the company and I was successful in setting-up and implementing new tracking systems for the division before all accounting operations were centralized in the New York office.

Pfendler Ranches, 09/01 � 12/02, Executive Assistant to owner of multi-million dollar Land Investment Company including cattle ranching, vineyard development and conservation projects, net worth 200 million. Performed a variety of complex administrative and bookkeeping duties in a responsible and confidential manner to achieve maximum expense control and productivity. Designed accounting system (using Quickbooks) to track expenses of various entities showing profit & loss, quarterly reports and year end figures for tax preparation. Independently responded to inquires and correspondence of a routine nature. Handled all accounts payable and receivable including payroll for ten employees. Assisted executive in preparation of correspondence, land appraisals and reports. Implemented and maintained bookkeeping and office filing system. Negotiated agreements and contracts with outside vendors.

Art Blum Public Relations, 05/00 � 08/01, Assistant to President of a public relations firm encompassing promotion, publicity and marketing for high profile clients, with an emphasis on updating office, bookkeeping and communication systems. Pieced together through forensic bookkeeping four years of records on three bank accounts to build an embezzlement case (working with the S.F. Fraud Unit) against two individuals who were prosecuted on the evidence and found guilty.

Kids-a-Go-Go, 01/98 � 05/00, Operations Director for a children�s retail store, responsibilities for this project included; implementation of computerized inventory system, new site selection on visible shopping street, concept branding with design team. Updating office and communication systems, renovation of existing office space and promotion and marketing of products using graphics and publicity.

Restoration Hardware, 01/96 � 12/97, Senior Graphics Coordinator for retail chain of 45 stores nationwide. Responsibilities included setting up and supervising a newly formed graphics department for in-store signage and new store openings with displays for 1000 products. Developed computer system for all stores to receive updated signage on-line from RESTO corporate network.

Kids 4 Nature, A Division of The Nature Company, 03/94 - 11/95, Product Manager for The Nature Company�s proprietary Kids 4 Nature program and product line. Developed and launched children�s products for nationwide distribution. Coordinated all aspects associated with product development including product concept, prototype development, graphic design, editorial review, and creation of budgets and production schedules for manufacturing and delivery of products. Additionally, initiated and managed several vendor relationships to execute the various product plans and oversaw quality assurance of all products.

LucasArts, Industrial Light & Magic, 09/85 � 02/94, Coordinator for Digital & Engineering Operations for a major motion picture production facility. Responsible for the internal coordination as well as management of all technical assistance and equipment for live-action production crews. Set-up and managed in-house camera rental operation. Supervised maintenance for all equipment owned ILM including optical printers, computer graphics workstations, animation and FX cameras and video support, and new equipment development for film-based technical operations. Developed systems and procedures for the day-to-day management of department operations including computerized inventory and invoicing system for both internal camera equipment and outside camera rentals. Scheduled all cameras & stages, generated schedules and disseminated technical information for entire film studio.

San Francisco Fair and Exposition, 05/83 � 06/85, Administrative Assistant for community event operated by the State of California�s Fifth Agricultural District. Coordinated all aspects of producing urban fair events with budgets of $750,000 in 1983 and $450,000 in 1984. Worked on organizational development, site selection, production and publicity for these events.

Bill Graham Presents, 05/80 � 05/83, Production Assistant/Secretary responsible for maintaining budgets, scheduling crew, updating production schedules, handling phones and preparing correspondence and press releases. During this period served as liaison between Bill Graham and European Promoters for the Rolling Stones and Santana concert tours in the US and abroad.

Volunteer Work:

Angel Island Association of California State Parks, Docent for nature tours with school children.

The Center for Attitudinal Healing, Member of the Board of Directors for an organization working with children suffering from catastrophic illness and their families.

Education: San Francisco State University, BA in Journalism
Language: German language aptitude, conversational
References: Available upon request

Unsecured Corp Credit lines with No Upfront fees (CA SF-NorthBay)

2009-11-13T12:16:15-08:00

is wrong." Confederate generals Patrick Cleburne and Robert E. Lee argued in favor of arming blacks late in the war, and Jefferson Davis was eventually

Personnal Assistant -Chef (santa rosa)

2009-11-13T11:12:48-08:00

I am a semi-retired chef with many out side the kitchen skills(driver/child care/administrative assistant/personal shopper/consultant/ etc.) I am looking for part time employment where skills my in food service//running a large household//business associate can be put to use--- I have resume and references for your review upon requisite. Thank you for your time and please feel free to call me - Chef James Fitch ------ 707-624-9428

QuickBooks Online Support with Certified QuickBooks ProAdvisor (Marin)

2009-11-13T10:38:39-08:00

****************************************************************************************************************************************************

* * * * * QuickBooks Class for Small Business Owners: December 2 & 3, 2009 in Tiburon, CA. For details and to register, please visit us at moredaconsulting.net. * * * * *

****************************************************************************************************************************************************

QuickBooks Training and Related Services via Online Support

Moreda Consulting offers remote QuickBooks services performed by Christine Moreda, Intuit-Certified QuickBooks ProAdvisor. Christine is a QuickBooks expert and an experienced San Francisco Bay Area QuickBooks consultant and instructor.

Remote support is also known as online support. While on the telephone, it allows us to each view a copy of our computer screen and work in your file.

This kind of QuickBooks support allows us to help you:

Design, create, customize, and otherwise set up your QuickBooks file

Enter financial data for setup including opening balances

Enter data including historical data to get you caught up and other data such as estimates, invoices, receipt of payments, deposits, bills, bill payments, and much more

Reconcile your bank, credit card, and other accounts

Run reports, memorize them for your future use, and do other tasks with reports

Import, export, integrate with QuickBooks POS and other software

Do advanced troubleshooting in QuickBooks

Do basic (and some advanced) troubleshooting on your Mac or Windows

Perform virtually all other tasks in QuickBooks

Provide training all along the way

We provide remote support services to new and existing customers in San Rafael, Mill Valley, Novato, and other Marin County cities, San Francisco, and throughout California and beyond.

We're happy to provide brief 1-time consultations, or to help you complete larger QuickBooks projects.

Highly professional and ethical

Quick, accurate and reasonably priced

Excellent references

For more information about Moreda Consulting, please visit us at moredaconsulting.net or call our office at (415)419-5574.

For more information about our remote support services, please go to moredaconsulting.net/services/consulting/remotesupport.html.

To scheduled a remote session now, please call Christine directly at (415)328-3901.

Copyright 2009 Christine Moreda

Private Money Available for Land (santa rosa)

2009-11-13T10:06:27-08:00

We are a firm in the North Bay that specializes in selling and financing land in California. Very fast. If you need to purchase or refinance land or investment property please contact us for details, http://www.inlandproperties.com #01071370

We raise ficos scores to get you the best mortgage rate!! (petaluma)

2009-11-13T09:32:08-08:00

Bad credit ? Solution raise your fico and get your refi done here, how
lic credit repair gurus that know the game no upfront fee you pay after you see results
and get your reif done. FHA/ VA/ streamline and all conventional loans
serving entire Bay Area

Marie Guerra 415 252 4820
Dre 01368273

Quickbooks� Expert

2009-11-13T09:11:26-08:00

Are you spinning your wheels trying to work with Quickbooks�? Have you fallen behing trying to get your business books done? I've got over 25 years of accounting experience and will help you set up and maintain your business books, help you with payroll, payroll tax returns, sales tax returns and any other accounting matters that you have.

There's no need to waste your valuable time on tasks that are outside of your area of expertise.

Don't waste money paying your tax preparer to make corrections at two to three times my hourly rate.

Call me at 707-494-2121.

Accounting Need for a project (san rafael)

2009-11-13T08:58:54-08:00

I need a person that understand about accounting that can do a project called "Continuing Cookie Chronicle" from Financial Accounting 6th edition . Author: Weygandt, Kimmel, Kieso.
Let me know if you are familiar with this and how much do you charge. I need a fixed price.

Thank You.

Is Your Business Bookkeeping Getting You Frustrated? (novato)

2009-11-13T08:07:20-08:00

Is Your Business Bookkeeping Getting You Frustrated?


Are you feeling a little frustrated? Not sure where your business is? Worse, not know where it's going? Do you keep looking at that pile of invoices and keep saying "I'll get to it next week". We Can Help!		Accounts Payable processing and paying all bills including purchase orders & inventory Accounts Receivable processing and tracking customer payments billing and monthly statements Financial Statements Balance Sheets Cash Flow Profit & Loss Report Chart of Accounts Set-Up
Sales Taxes Payroll Taxes Income Tax All Phases of Payroll Reconciling Bank and Credit Card Statements	Let Us show you how a good bookkeeper can SAVE you Both Time and Money By moving you and your business to the next level.
"Taking Your Business to the Next Level" Excellent References Available WE COVER MARIN, SONOMA, NAPA, & LAKE COUNTIES AND EVERYWHERE IN BETWEEN. Free initial consultation Using QuickBooks, Lacerte Tax Software The American Contractor Software Microsoft Office Accounting to solve your bookkeeping issues

QuickBooks & Lacerte are trademarks of Intuit Software The American Contractor is a trademark of Maxwell

if you look for bargais propertys homes,lots etc 4 less (santa rosa)

2009-11-13T07:16:48-08:00

call jim 707-889-0788

CASH FOR CASHFLOWS (novato)

2009-11-13T07:13:15-08:00

I give cash now for future payments.I don't do loans. I buy notes, if you are carrying a note and want to cash out please contact Bill Gurney @ 415 261 3343.

Most Effective Credit Repair guaranteed (US)

2009-11-12T22:12:43-08:00

I can fix your credit score fast. Guaranteed Results
Only $400.00 ($200.00 set up fee and $200.00 when fixed)
Call me at (707)623-0581
Debbie Oertel
Credit Perfection Services.com

12 Benefits of a Reverse Mortgage

2009-11-12T19:02:21-08:00

12 Benefits of a Reverse Mortgage

A Reverse Mortgage allows you to tap into and start using the equity you’ve built up in your home. There are many benefits to consider:

1 You can pay off your mortgage

2 You can have tax free income

3 You will continue to own your home

4 You or your heirs will keep all remaining equity

5 You will never make monthly payments (You can receive them)

6 There are no up-front fees collected

7 It won’t affect Social Security or Medicare Benefits

8 There are no restrictions on how you spend the money

9 Your cash is distributed to suit your needs and lifestyle

10 Most loans are government insured

11 You can repay at any time with no pre-payment penalty

12 You will never have to repay more than your home’s value

Click here for the free reports:

"15 Most Frequently Asked Questions About reverse Mortgages"
and
" Reverse Mortgages - True or False"

or contact us at
707-571-8915 or toll free at 800-660-4843
Steve Herndon

Autopilot profits find out how here!! (napa county)

2009-11-12T18:20:34-08:00

$549,784.82 In Profits Automatically?

Simple System Reveals How, Real Proof Here:

http://www.haveoneforme.com

Superb Bookkeeping/ Accounting and Complete Financial Reports (Marin, SF Bay and Sonoma areas)

2009-11-12T18:04:24-08:00

Would you like to get a clear picture

of where your finances stand weekly?

I provide efficient and streamlined bookkeeping

for your business and personal finances,

utilizing award winning QuickBooks 2010 Accounting

software. I cover all industries and have over 15 years

of extensive experience generating computerized

financial statements and reports for clients.

I will input your invoices, checkbook and credit card

payments, and all other financial documents into my

computerized system. I am located in San Rafael,

Marin (15-20 minutes north of the Golden Gate

Bridge from San Francisco).

I can assist you and your business in the following areas:

Accounts Payable
Accounts Receivable
Balance Sheet Statements
Bank Statement Reconciliations
Billable Time Tracking
Budgeting: Cash Flow Projections (Estimated vs. Actual)
Job Cost - Labor, Materials and Overhead
Letters and Creative Proposals Written
Loan Tracking Including Interest
Multiple Financial Reports Available
Organization of Business Systems
Payroll Processing or
Payroll Services Recommendation.
Profit & Loss Statement
Real Estate - Rental Income; Capital Gains/ Losses
Sales Tax

My professional fee is $50/ hour.

The first consultation is complimentary to assess your

business needs.

Travel Billable Time (to and from client site) is $25/ hour.

If you�d like to discuss your financial goals,

please email me (see upper left) or call me at the number

below.

Thank you for the opportunity to serve your business

and personal financial needs.

Wishing you all the best!

Gary

Gary Alan Complete Financials, Inc.
San Rafael (Marin), CA 94903
(415) 785-7177

A picture's worth a 1,000 words, get your Free image hosting at ImageDeposit.com

HARD / PRIVATE MONEY FINANCING � COMMERCIAL & RESIDENTIAL (San Francisco Bay Area)

2009-11-12T17:17:19-08:00

WE HAVE MONEY TO LEND NOW. CALL Mike AT 1-800-920-8366

Visit us at: www.SMCLending.com

We have OVER 15 YEARS EXPERIENCE as a Hard / Private Money Lender. We are the decision makers and we fund with our own money. Our office is located in downtown San Rafael in Marin County. Call us today, we will not waste your time.
WE ONLY LEND IN CALIFORNIA

Email your scenario to us now - FastApproval@SequoiaMortgage.com

~ LTV�s up to 60% (65% on exception)
~ Loan Amounts up to $4,000,000
~ Cash out is OK!
~ Multiple properties as collateral is OK!
~ Construction (small projects) on a case by case basis

1st, 2nd, & even 3rd position loans up to $4.0 million
Refinance, Purchase, Cash Out, Bridge Loans, etc.
Funding is possible in 3 - 5 days
EASY to qualify if the deal makes sense
Again, cross collateral okay!

~ NO minimum FICO score required
~ NO tax returns required
~ NO appraisal required (case by case basis)
~ NO prepayment penalty required

Call Mike at 1-800-920-8366 or email us at FastApproval@SequoiaMortgage.com

Sequoia can be the solution to your financing needs.

BROKERS: We pay broker fees and have money to lend. Call us or email your loan scenario today.

California Department of Real Estate, Real Estate Broker License #01391106

SACRAMENTO COUNTY SAN FRANCISCO SAN FRANCISCO BAY AREA SAN FRANCISCO COUNTY SAN JOSE PURCHASES REFINANCES RESIDENTIAL DEALS RETAIL SELF STORAGE SFRS STORAGE SAN MATEO SAN MATEO COUNTY SAN RAFAEL SAN RAMON SANTA CLARA SANTA CLARA COUNTY TENANTS-IN-COMMON TICS UNITS

For Bookkeeping, Payroll & Taxes call 707.823.8335 (sebastopol)

2009-11-12T14:57:03-08:00

Don't let the year end tax filing be a nightmare. We want to help you with your Bookkeeping Payroll & Taxes.
Call Us Today at 707.823.8335 for a Complimentary Consultation. Se Habla Espanol.

Why choose us?

=> We will pick up your paperwork personally.
=> After we do your Bookkeeping, we will discuss your Financial Reports with you.
=> We will keep you informed of Tax deadlines personally.
=> We are Certified, Registered and Bonded.
=> Trained by a Former IRS Agent, so we know how to keep you out of trouble.
=> We are Cheaper and Better than H&R Block.

Put simply, we are the best at what we do. We have the references to prove it!

We want to help you with your Bookkeeping, Payroll and Taxes. Call us for a Complimentary Consultation at 707.823.8335

We are looking forward to your call.

Sincerely,

Gustavo E. Paredes CTP
Bookkeeper and Tax Preparer

Gustavo E. Paredes Tax Service
103 Morris Street, Suite L. Sebastopol, CA 95472
(707) 823-8335
www.GustavoParedes.com

Get out of your Otion ARM Mortgage Stop Foreclosure

2009-11-12T14:10:49-08:00

Get a low interest rate mortgage before your Option ARM adjusts
Call for a free consultation today.
http://www.1-stop-foreclosure-2-secure-passive-income.com

ACCURATE MEDICAL BILLING (santa rosa)

2009-11-12T13:53:32-08:00

Accurate Medical Billing provides complete medical billing managment. We are dedicated to meet each Physicians individual needs. We offer comprehensive revenue cycle management solutions to improve your financial growth and allow you to focus on clinical care and other aspects of your business. It is or goal to free you from the qualms and hassle that medical billing can bring.

Physicians may pay more than 43.7% for billing expenses, cut this cost, & recieve these Following services. By Calling AMB at 707-535-4330
or e-mail ambsandyt@aol.com

ACCURATE MEDICAL BILLING SERVICES;
PRECISE PIECE OF MIND

HIPAA Compliant
EOB Management and Storing, for later review if needed
Coding (Per Physicians needs)
Secondary Billing
Electronic & HCFA Claims Submission
Claim Scrubbing
Line-Item Payment Posting
Handles all Insurance correspondence
Tracks Claim Submission
Supply Medical Billing Records, upon reciept of subpoena
Handles all insurance updates
Stays in compliance with Fed., local, and Gov. agencies
Electronic remittance advice
Complete Insurance & Patient accounting Follow-up
Payment Plans, & Collections
Patient Statement Cycling
Patient Account Management
Transaction History
Automated Letters
Patient pre-collection & Collection
Credit Card Payment Processing
Co-Payment Collections
Reconciliation of Patient accounts
Monthly Reposts
Daily Bank Deposits
Weekly electronic funds transfer
Weekly financial Reconciliation Reporting

Keep your Medical billing concerns in check, Call 707-535-4330 e-mail ambsandyt@aol.com

QBooks: Need to be More organized, Less Stress, Cost Savings ideas?! (san fran--nb--east bay)

2009-11-12T13:50:37-08:00

Bookkeeping...when you need it RIGHT now, QBooks, and more! Would you like to be More Organized, Less Stressed, have ideas to Save Money & pay Less Taxes?

Call me Now at and I will help you Reduce your Bookkeeping time and Ease that Stress and you'll have More Personal Time!!
When you need to get the acctg and GL back on track so you can get on with other biz priorities...call me and within hours you will see a Big Difference:

. New biz Set-Ups
. Bookkeeping / Accounting
. Maintain your Books
. General Ledger Management

. Organizing Files & Systems
. Streamline (to cut down excess work for you)
. Train you/your staff on Accounting programs

. Monthly Financial Statements
. Payroll & PR Tax Returns (from 1-500 employees)
. Workers' Comp

. Set-ups & Conversions of Accounting Programs
. Month End Close
. Sales Tax Returns

. Bank/Credit Cards Reconciliations
. Vendor & Customer Ledgers
. Job Costing Reports
. Fixed Assets
. Invoicing

. In a hurry? Need it yesterday?
> rush jobs, too
> Need Financial Statements, Spreadsheet, or Reports for Personal Reasons?
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

25 years Experience with: Public Accounting, Construction, Plumbing, Restaurants, Retail/Wholesale, Manufacturing, Legal, Medical/Dental/Audiology, International, Service, Multi-State, Transportation, and Property Management, Non-Profit

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
PC & Mac Programs: QuickBooks Pro(since 1990), AccPac, PeachTree, Yardi, SBT, MYOB, Great Plains, Business Works, Dac Easy, One-Write Plus, Specialized programs, Mas90/200, Skyline, Master Builder, Manual systems
Also: MS Office, Works, Word, Excel, Outlook, ACT, Desktop Publishing, Turbo Tax, Lacerte, Computax, GoToMyPc, LogMeIn
~~~~~~o-o-o-------------------------o-o-o-----------------o-o-o-~~~~~~
From: START-UPs to Multi-International

EVENINGS - WEEKENDS - MONTHLY - YEARLY

Off site: from $150/month and from $35/hr for small biz

~~~~~~o-o-o-------------------------o-o-o-----------------o-o-o-~~~~~~

Adjustable Rate Resetting? Mark Ardakanian / Broker / Walnut Creek (Bay Area)

2009-11-12T13:49:54-08:00

Contact Mark Ardakanian, Broker, for a free consultation (925) 947-3523

Visit my site: http://www.milestonemtg.com/marka

Start your Loan Application for Pre-Qualification (Secure Site) https://rwstools.com/loan-app/startloan.asp?PVLID=26469&refer=&ACCTID=328063

Rated A+ by Better Business Bureau since 1998

Office in Walnut Creek. Available on weekends by appointment.

DRE License # 00802223

Full Charge Bookkeeping Service (santa rosa)

2009-11-12T13:48:14-08:00

Full Charge Bookkeeper
Full accounting service(AP, AR, cash disbursement, payroll, financial statements) or simple month end close with statements
Quickbooks or Peachtree accounting software

$30.00 per hour

LOCAL MERCHANTS LOOK!!!! (bay area)

2009-11-12T13:41:33-08:00

Are you tired of credit card processing companies charging hidden fees and the highest rates across the board? Would it benifit your bussiness to SAVE MONEY and have a local represenative to take care of your processing needs or questions as a bussiness owner? I am here to educate bussiness owners on how we can get them set up the best way for their bussiness to process these electronic transactions so they can pay the least to do so. This will save your bussiness anywhere from 10 - 40 % in most cases I have seen. My goal is to get as much processed @ .75% as possible. This may require a simple pin-pad which is available @ no cost If needed. I also offer wireless terminals and software to process online. I am based in Marin county and will travel throughout the bay. Feel free to give me a call. I'll come by and show you how much you can save. (415)261-2097 -MIKE IVIE

Auto, Homeowner & Life Insurance (santa rosa)

2009-11-12T10:35:30-08:00

Local Farmers Insurance agent is offering quality insurance at great rates
Insure your vehicles, home and life in one package and get huge discounts
707 571-1210 or 707 484-3483
You don't have cheap cars and a cheap house, why use cheap insurance
See what the Farmers Advantage can do for you

� Trust Deeds - Today's Best High-Yield Investment � (Bay Area)

2009-11-12T09:11:24-08:00

EARN UP TO 11% FIXED ANNUAL RATES ON TRUST DEEDS

Invest in High Yield Notes �
Secured by Real Estate
High fixed yields
Interest paid monthly
Terms from 6 months to 5 years
You may use your savings, trust or IRA
Select the individual note that's right for you

A 27-year veteran of real estate finance and development is inviting sophisticated investors to join its client base.
27 years of real estate experience
Expertise in property valuations
Private testimonials and references available

All properties are in Northern CA.
Excellent Loan-to-Value ratios.
For a list of available trust deed investments, contact:
Mark Hanf
800.605.8050 :: toll-free
415.850.5555 :: cell

Email me at Mark@PacificPrivateMoney.com
For more information visit PacificPrivateMoney.com

Pacific Private Money Loans
800.605.8050
936B Seventh St., Suite 131 | Novato, CA 94945
Real Estate Broker, CA Dept. of Real Estate, License #1775979

"Trust deed investing has been called one of the best-kept investment secrets. In my opinion, when done correctly, no other investment vehicle can offer the safety, security, and returns of trust deed investments."

~ LTV�s up to 60% (65% on exception)
~ Loan Amounts up to $4,00,000
~ Cash out � no problem!
~ Multiple properties can be used as collateral
~ Construction (small projects) on a case by case basis
*** LAND LOANS REQUIRE CROSS COLLATERAL ***

1st, 2nd, and even 3rd position loans
Funding in 3 - 5 days is possible
Cash Out, Bridge Loans, Refinance, Purchase, etc.
EASY to qualify and cross collateral okay!

~ NO minimum FICO score required
~ NO prepayment penalty required
~ NO tax returns required
~ NO appraisal required (case by case basis)

Call Mike at 1-800-920-8366 or email us at

Sequoia can be the solution to your financing needs.

BROKERS: We pay broker fees and have money to lend. Call us or email your loan scenario today.

California Department of Real Estate, Real Estate Broker License #01391106

PRIVATE MONEY EQUITY PRIVATE MONEY LENDER PRIVATE MONEY LOANS REDWOOD CITY SACRAMENTO NON-OWNER OCCUPIED O/O OFFICE OWNER OCCUPIED PROBATE ESTATES PROBATES SACRAMENTO COUNTY SAN FRANCISCO SAN FRANCISCO BAY AREA SAN FRANCISCO COUNTY SAN JOSE PURCHASES REFINANCES RESIDENTIAL DEALS RETAIL SELF STORAGE SFRS STORAGE

LOW CREDIT SCORE?LET US HELP!!

2009-11-11T11:45:37-08:00

VR-Tech Marketing Group
(415) 747-0757
Info@jfgcredit.com

As a consumer, you already know that your credit score
plays a significant role in your financial well being. Low
credit scores can have a negative impact on many
different levels. They may prevent you from obtaining
needed credit such as a mortgage, school or car loan, or
they may cost you a great deal of money in higher
interest payments on loans, credit cards and insurance.
Conversely, the higher your credit score the better your
chances are of obtaining credit and loans at the best
possible interest rates. If you have been denied credit,
would like to lower your interest rates, or would simply
like to remove inaccurate information from your credit
reports, our service can help. Visit our website @
http://www.jfgcredit.com

"Your credit score is the most important
number in your life so power up your credit
score now!"

Quickbooks Services (santa rosa)

2009-11-11T11:43:25-08:00

� Experienced Bookeeper available for as needed Quickbooks services or consulting
� On or Off Site
� Reasonable rates
� Flexible hours
� Excellent service

Premium
Office Support Specialist
707.974.8876

Accounts Receivable Pro (Marin County)

2009-11-11T10:42:23-08:00

I have extensive experience collecting on current and old receivables.
I have collected millions of dollars on past due bills and invoices for Lawyers, Doctors, small businesses, and corporations.

I will tackle all of your billing needs using Quickbooks, Timeslips, Medisoft, Access, or the software of your choice.
I will send, e-mail, and fax bills to your customers/clients and follow up with phone calls until YOU GET PAID what you are owed. I will follow up by sending any account you request to a collection agency.

It is sometimes difficult to find employees willing to handle this dirty work, or perhaps your needs are not extensive enough to require a full or part-time employee. I work by the hour, to better suit your requirements on a weekly, monthly, quarterly or annual basis.

I am smart, dependable, accountable, and fun to work with.
*Macintosh and PC friendly.

I also handle payables and bookkeeping.
$50 per hour. Two hour minimum.

Contact me today to discuss your needs.

Sona Klein
Simply. Organized.
(415) 717-0646
http://www.simplysona.com/
sona at simplysona.com

Quickbooks� Expert

2009-11-11T10:12:14-08:00

Are you having a hard time working with Quickbooks�? Take advantage of my more than 25 years of accounting experience to set up and maintain your business books. I will also help with payroll, payroll tax returns, sales tax returns and any other accounting matters you may have.

SAVE TIME! Don't waste time trying to perform tasks that are outside of your area of expertise.

SAVE MONEY! Don't waste money paying your tax preparer to make corrections at two to three times my hourly rate.

Call me at 707-494-2121.

Bookkeeping Service (santa rosa)

2009-11-11T08:31:38-08:00

Will travel to your business, offering full-charge bookkeeping with 20 years experience. Payroll, including prevailing wage, government reporting, A/P, A/R, and general office set-up.

Are You Looking For Your Business Bottom Line????????????????????????? (sonoma)

2009-11-11T08:17:30-08:00

Are You Looking For Your Business Bottom Line?????????????????????????

WE PAY CASH FOR YOUR INHERITANCE$$$

2009-11-12T08:24:50-08:00

WE PAY CASH for your inheritance.CASH Advances for Estate Heirs! Since 1992, our funding partner has advanced tens of millions of dollars to thousands of heirs. The advances are NOT LOANS. Our funding partner purchases an assisgnment of a portion of your inheritance. In return, you recieve a portion of your inheritance in as quick as five business days. The process is really quite simple. If you are interested in learning more, please call me at 707-318-6256 or email me at williamsingleton@hotmail.com.

TAXES FILED ?

2009-11-12T08:24:07-08:00

For over 20 years we have been filing both individual and small business taxes! Both Federal and State! Do not put it off any longer! Let us help you! We can prepare your taxes new or old for as low as $25! Please contact us for a free consultation at 707-318-6256 or by email at amincometax@live.com.

Are You Looking For a Bookkeeper to Build Your Business? (lake county)

2009-11-12T08:22:44-08:00

Are You Looking For a Bookkeeper to Build Your Business?


You Know How to Run Your Business Better than Anyone Else My Business is Keeping Your Records Straight You don't need to spend more time on your books and finances and less time on building up and running your business. You want the answers to the money questions. My Job is to Get those Answers. Yes we understand QuickBooks and we understand small business. Doing for your bookkeeping what you do for your customers each day A professional in the right place at the right time with the right answers.		All Phases of Payroll Reconciling Bank and Credit Card Statements Sales Taxes Payroll Taxes Income Tax Preparation & Filing End of Month Close
Accounts Payable processing and paying all bills including purchase orders & inventory Accounts Receivable processing and tracking customer payments billing and monthly statements Financial Statements Balance Sheets Cash Flow Profit & Loss Report Chart of Accounts Set-Up	Call Us Let's talk about How we can Help You Make more MONEY doing what you do best running Your Business
Excellent References Available Free initial consultation Providing Reliable, Confidential and Accurate Bookkeeping Services
COVERING The North Bay "Taking Your Business to the Next Level" http://JustDigitalSmartBooks.com

	We Use QuickBooks, Lacerte Tax Software The American Contractor Software

QuickBooks & Lacerte are trademarks of Intuit Software The American Contractor is a trademark of Maxwell

INCOME TAX SERVICES - Get IRS/FTB off your back! (SF, North Bay)

2009-11-12T07:54:22-08:00

Have you received a letter from the IRS or the FTB demanding payment or worse, have you had monies withdrawn from your bank account due to late or non-payment of your taxes?

Still haven't filed your taxes yet this year? Haven't filed for a few years? Recent legislation has given the IRS more agents, auditors, and power to go after delinquent filers. DON'T BE ONE OF THEM! Get the IRS & the FTB off your back for a reasonable fee. Tax Years 2002 through 2008 available. I ALSO HANDLE CORPORATE (S & C), PARTNERSHIPS, AND SOLE PROPRIETOR FILINGS.

REASONABLE RATES. References, too.

Former Auditor - Over 30 years experience preparing taxes.

SF, Marin, Sonoma and North Bay Counties.

Please call Wayne on 415-898-0635 to schedule an appointment or send email to egr.enterprises@yahoo.com with contact info for callback. VISA/MC /DISCOVER.

Thanks!

Real Estate/Commercial hard money Loans (Entire Bay Area)

2009-11-12T06:42:03-08:00

*Commercial & Residential lending
**Money from hedge private fund
***Brokers welcomed and protected
****Loans from $50,000 to $5,000,000
*****FAST!! Have funded in 5-7 days
******Referring brokers protected
*******Investments homes ok 60% LTV
********Real Estate & asset based
*********Stated Loans to 65% LTV

Please call Aurelio 209-482-0856

Investor Has Money To Lend!!! (petaluma)

2009-11-11T22:19:35-08:00

Private investor has money to lend for 1st real estate mortgages from approximately $50,000 to $150,000 at 10% interest only, 3 -5 points, and 1 - 2 year terms.
Ideal situation is a property for sale or refinance with at least 80% equity, but there are special circumstances involved such as credit issues or properties that may not qualify for a conventional loan. Investor can close as rapidly as 1 - 2 weeks. Property must be within a driveable distance from Petaluma ( 1 - 2 hours). A few exceptions may qualify!
Investor may also be interested in straight purchase with right circumstance such as you want short sale arrangement, and would like to stay in home with rent back possibility. Broker has 34 years experience in creative financing, and is also fluent in Spanish. Real estate agents are welcome to reply with special situations, but no mortgage brokers please. Investor is flexible with terms, so feel free to reply with possible scenarios!

NEED FAST HOME LOAN? (santa rosa)

2009-11-11T22:16:31-08:00

If you have approximately 25% equity in your home, but for some reason can not qualify for a conventional loan at this time, maybe I can help. Private investor loans are still available, and can close within 7- 14 days. They work well for properties that have equity, but have special needs or circumstances attached. Some examples might be: need to complete construction or remodel on home, but have run out of money, FICO scores are too low for conventional loans, or property is special use like winery, commercial property, farm/ranch, warehouse, manufactured home etc. If equity is questionable, then cross-collartizeration can also be considered. Many creative financing possibilities. Broker as 33 years experience in creative financing and real estate services.

12.5% & 3 PTS to RE INVESTOR! (santa rosa)

2009-11-11T22:13:46-08:00

We are searching for a real estate investor(s) to finance a 1st mortgage loan amount for approximately $800,000 for a beautiful future vineyard estate, with spectacular views, in great location, and on 125+ acres in Sonoma County. Close to everything yet very private. A complete detailed package is available and includes a professional Value Point Analysis/Appraisal of $2,050,000 prepared by a very reputable firm. There are 3 wells on the property, utilities, and preliminary subdivision for lot split of 40 acres has been started with the county, and would provide for exit strategy. The site includes 12+ plantable acres of premium grapes, and homesite large enough for 20,000 square foot estate. Property currently has large barn with utilities. Owner owns architectual firm, and has invested over $500,000 of his own money into this property. He would be an excellent credit risk, as he is not about to walk away from this property. This is an excellent investment opportunity for the right person or investment group. He is prepared for a rapid close of escrow, and is looking for a minimum 2-year loan. Serious investors who are prepared for rapid response, and who are somewhat familiar with Sonoma County reply! No brokers please.

3.5% Downpayment on FHA Loans!

2009-11-11T21:46:13-08:00

FHA financing allows you the opportunity to purchase a home with the smallest of downpayments available!

Other features include;

Gift funds allowed
Seller paid closing costs
Loan is Assumable
Easy Credit Requirements

Contact us today and find out how easy it is to purchase a home with FHA financing!

Want to talk?
Give us a call at 1-800-660-4843

Online Income Tax Preparation Software (rohnert pk / cotati)

2009-11-11T19:28:10-08:00

The Bookkeeping Software Store has whatever you�re looking for in bookkeeping, accounting, income tax software and web development programs. Whether it is an accounting program to help you run your own business, income tax software for personal finance or web development software for building your own small business website.

Some of the more unique bookkeeping software include:

Bookkeeper 2009

Big E-Z Monthly Bookkeeping for Microsoft Excel

Quickbooks Pro 2009

Peachtree Premium Accounting for Non-Profits 2009

Quicken Home & Business

Peachtree Complete Accounting 2008

Quickbooks Premier Accountant 2008

Learning Quickbooks Interactive Training

TurboTax Deluxe Federal & State

TurboTax Estimated Taxes Quarterly Income Tax Filer

TaxCut

Web Easy 7.0 Professional

WebPlus X2 Website Maker

Microsoft Office Small Business Accounting

Microsoft Money

ACT! by Sage

iBank

and Many, Many More!!

When you purchase from the Bookkeeping Software Store, all orders go through Amazon's secure order server, so you can purchase with confidence at www.Bookkeeping-Basics.net/bookkeeping_software.html.

CALL ON JEEVES � Business Assistance and Services (MARIN)

2009-11-11T16:44:07-08:00

Business Assistance and Services

* Oversee and maintain your office when you are away or, in an emergency
* Office assistance, such as run errands, check on progress of contractors and vendors or attend meetings
* Organize your office and get your accounts and paperwork current
* Advise and consult on your accounting procedures
* Organize events, such as wine adventures or golf outings

Excellent credentials � A twenty plus year resident of San Aselmo and a retired professional engineer. As a manager involved with projects I can bring a perspective to your needs.

Free consultation to determine your needs.

Bookkeeping Services...Year-end CPA Preparation (Sonoma & Marin County)

2009-11-11T14:59:38-08:00

LET ME TAKE THE GUESS WORK OUT OF YEAR END CLEAN-UP AND CPA PREPARATION.

I am a multi-tasking, knowledgeable and friendly individual who is interested in helping you organize and maintain your books or get you set-up and trained to do your own books. We will work together to streamline your day to day operations for better performance and to develop systems for future growth.

SERVICES INCLUDED:

- QuickBooks Installation, Training & Maintenance
- Financial statements - P&L and balance sheet
- Accounts Receivable - estimates, invoicing, collections
- Accounts Payable - vendor bills and payments
- Sales tax filing and compliance
- Payroll - in-house or out-sourced
- Payroll Tax Compliance & Filing - DE6, W-2, W-3, 1099, 940, 941, 943, EDD
- Year End Preparation - work w/CPA to complete year-end closing and tax filing
- Unlimited Account Reconciliations
- Office Organization - streamline and organize for most cost effect results

Carrie Chevalier
(707)228-9098
carrie@chevalieraccounting.com

I look forward to working with you!

Discover How To Make FAST Cash With Your Cell Phones �

2009-11-11T14:59:14-08:00

I recently signed up for a training program that I think you might enjoy.
It explains all about how to make money (big money)by using cell phones!

Say hello to the largest untapped and fasted growing marketplace
on earth!
During this limited release you can get a copy for under $25,
which I think is just stupid cheap for this. Seriously.
You can start making serious money this week!
Click Here To Visit Cell Phone Cash�

Bookkeeping Services (Sonoma & Marin Counties)

2009-11-11T14:51:43-08:00

ADDRESSING THE BOOKKEEPING NEEDS OF INDIVIDUALS AND SMALL BUSINESSES.

I am a multi-tasking, knowledgeable and friendly individual who is interested in helping you organize and maintain your books. We will work together to streamline your day to day operations for better performance and to develop systems for future growth.

SERVICES INCLUDED:

- QuickBooks Installation, Training & Maintenance

- Financial statements - P&L and balance sheet

- Accounts Receivable - estimates, invoicing, collections

- Accounts Payable - vendor bills and payments

- Sales tax filing and compliance

- Payroll - in-house or out-sourced

- Payroll Tax Compliance & Filing - DE6, W-2, W-3, 1099, 940, 941, 943, EDD

- Year End Preparation - work w/CPA to complete year-end closing and tax filing

- Account Reconciliations

- Office Organization - streamline and organize for most cost effect results

Carrie Chevalier

(707)228-9098

carriechevalier@comcast.net

I look forward to working with you!

POF > SWIFT > BROKERS WELCOMED

2009-11-11T14:40:24-08:00

PR00F 0F FUNDS > MT 760 > MT 799 > SBLC

Read the image below for our contact info

Private Money @ 8.9% AKA Hard Money (san rafael)

2009-11-11T13:58:45-08:00

Private Money available 250k-10+ million CA only (call for under 250k). No Tax returns required! Up to 60% LTV Commercial or Residential (call for over 60%) Secured by Real Estate Only!
Call Steve Mason at Ionian Capital 707.769.4731. www.westcoasteloan.com Broker CA Dept of Real Estate #01410474

Affordable Life Insurance (san rafael)

2009-11-11T13:19:32-08:00

I handle all kinds of Life Insurance as well as Disability Insurance, Long Term Care, and Health Insurance.
Call Laila for all your insurance needs. Free gift for a life quote. I have 20 years of experience. Please
call me at

415-479-8086

or email me at
laila.helmy.i47x@statefarm.com

35% Auto InsuranceDiscount (san rafael) (san rafael)

2009-11-11T13:17:38-08:00

Please .allow me to provide you with an auto insurance rate quote. I am sure
you will find my quote fair as well as excellent coverage and service. I have
20 years experience in selling auto, life, homeowners, renters & business
insurance and financial services.

Please call Laila at 415-479-8086 or my cell 408-472-3352

email address: laila.helmy.i47x@statefarm.com

it's NOT ok to contact this poster with services or other commercial interests

PostingID: 1370035208

--------------------------------------------------------------------------------

Stop Home Foreclosure with Loan Modification

2009-11-11T12:26:35-08:00

If you are in an Option ARM Mortgage or if you are struggling with your mortgage payments.
Call now, you have options.
http://www.1-stop-foreclosure-2-secure-passive-income.com

HARD / PRIVATE MONEY FINANCING � COMMERCIAL & RESIDENTIAL (San Francisco Bay Area)

2009-11-11T12:19:43-08:00

WE HAVE MONEY TO LEND NOW. CALL Mike at 1-800-920-8366

Visit us at: www.SMCLending.com

We are a DIRECT HARD MONEY LENDER located in Marin County for OVER 15 YEARS. Our office is in located in downtown San Rafael.

We specialize in ALL property types in the San Francisco Bay Area. Land and construction loans require cross collateral.
WE ONLY LEND IN CALIFORNIA

Email your scenario to us now -

FastApproval@SequoiaMortgage.com

All Phases
of Payroll

Reconciling
Bank and Credit Card Statements

Sales Taxes
Payroll Taxes
Income Tax

Preparation
&
Filing

End of Month Close

You Know How to Run Your Business
Better than Anyone Else

Our Business is Revealing Your Bottom Line

You don't need to spend more time on your books and finances and less time on building up and running your business.

But you Need the answers
You Want The Bottom Line

AM I MAKING MONEY??????

Our Job is to Get those Answers.

Yes we understand QuickBooks and we understand small business.

We do for your bookkeeping what you do for your customers each day.

A professional in the right place at the right time with the right answers.

Call Us
Let's talk about
How we can Help You
Make more MONEY
doing what you do best
running Your Business

Accounts Payable
processing and paying all bills
including purchase orders & inventory

Accounts Receivable
processing and tracking customer payments billing and monthly statements

Financial Statements
Balance Sheets
Cash Flow
Profit & Loss Report

Chart of Accounts Set-Up

Excellent References Available

Free initial consultation

We Cover All of San Fransicso and the North & East Bay Areas.

Providing Reliable, Confidential and Accurate Bookkeeping Services

Give us a call
Let's talk about
How we can Help You
Make more MONEY
doing what you do best
running Your Business

"Taking Your Business to the Next Level"

http://JustDigitalSmartBooks.com

Using QuickBooks,
Lacerte Tax Software
The American Contractor Software
Microsoft Office Accounting

QuickBooks & Lacerte are trademarks of Intuit Software The American Contractor is a trademark of Maxwell
(c)2009 Just Digital SmartBooks

I LOOK FOR INVESTOR BILDER WE HAVE 5 HOMES 4 SALE BARGAIN,BAD CREDITOK (SONOMA COUNTY)

2009-11-11T08:12:27-08:00

EMERGECY SALE
WITH 169K GET OVER LOAN FOR A MILLION $$ HOME
CALL JIM 707-889-0788 545-2465

experienced bookkeeper, executive assistant (mill valley)

2009-11-11T07:50:00-08:00

Carla Pollard

415.686.8032

millvalleybookkeeper@comcast.net

Owner of small bookkeeping business in Mill Valley

Current clients include:

� Property management company

� Investment advisor

� Reproduction business

� Landscape architect

� Commercial/retail real estate broker

� Marketing consultant

� Clinical psychologist

� Outsource accounting firm for Internet start-ups

� Performance training center with retail store

� Attorney

December 2004 to present

� Experienced bookkeeper, also offering a variety of administrative business services specializing in individuals and small businesses, including start ups.

� Works effectively with CPAs providing information for tax preparation

� Accounts payable/receivables, invoicing, estimates, expense accounts, time/job cost billing, customer/vendor management, reconciliations, payroll and financial reporting

� Proficient in QuickBooks (desktop & online), Word, Excel, Yardi (property management software)

� Resourceful, incomparable honesty and loyalty

� Self starter, reliable and responsible

� Strong work ethic and decision making skills, hardworking

� Friendly and professional with flexibility and the ability to adapt to a variety of environments

� Sound judgment and discretion with confidential information

� Well organized, detail oriented, ability to multi-task, prioritize and work independently

Other: Owner of a small custom sewing/clothing alteration and repair business

Prior to December 2004:

Over 30 years of solid business experience with progressive responsibility:

� VP/Operations Manager/Compliance Officer for various financial service/investment firms; some positions included bookkeeping responsibilities and support to chief executives

� Co-founder of a broker/dealer and investment advisory firm. Oversaw daily operations, compliance, bookkeeping and provided administrative support to CEO

Education: Undergraduate studies in business management, accounting.

Accounting (CPA and Quickbooks Expert) (san rafael)

2009-11-11T01:39:36-08:00

I'm a CPA with over 20 years of experience managing and consulting in finance, accounting, manufacturing and inventory control in Fortune 500 companies (including the Big 4), as well as small businesses and start up ventures. I have both managed a staff of people as well as rolled up my sleeves and have done the whole job myself. I am very experienced with Quickbooks, Excel and Word. I can take care of the basic bookkeeping, accounting, and reporting needs, and also can help manage cash, prepare forecasts and budgets, as well as lend experience and insight into strategic decision-making.
Below is a list of the activities I can perform:

ACCOUNTING AND BOOKKEEPING
o Set up the accounting system
o Establish procedures and controls
o Record daily transactions
o Prepare journal entries
o Perform month-end close
o Reconcile bank accounts and other account balances

ACCOUNTS RECEIVABLE
o Record invoices and sales
o Monitor client/customer receivables
o Follow up on past due balances

ACCOUNTS PAYABLE
o Review vendor invoices
o Record invoices to the appropriate expense category
o Schedule for invoices payment based on the cash position
o Pay invoices

PAYROLL
o Set up payroll for employees
o Record payroll
o Record employer payroll taxes
o Pay employees and payroll taxes

FINANCIAL REPORTING AND ANALYSIS
o Design appropriate financial reports
o Prepare periodic financial reports
o Review and analyze results
o Report on results of analysis

CASH MANAGEMENT
o Evaluate monthly cash inflows and outflows
o Forecast monthly cash needs and credit facility required
o Monitor cash position
o Draw on and pay down line of credit

FINANCIAL PROJECTIONS AND BUDGETS
o Prepare and update financial forecasts
o Prepare budgets
o Analyze actual results against forecasts and/or budgets
o Suggest alternative courses of action as appropriate

LEGAL, TAX, AND BANKING
o Work with lawyers, tax accountants, and bankers, or other consultants as necessary
o Review contracts and suggest changes/revisions
o Work with bank to set up bank accounts in a way that best supports the business
o Evaluate and structure credit facility from bank

I also can either work on-site or off-site, depending on your needs. Please feel free to contact me with any questions you may have. My rates are competitive.

Thank you for your consideration.

Bill Appel (415-755-7761)

Accounting & Office Solutions * Quickbooks * Bookkeeping (san rafael)

2009-11-10T23:37:39-08:00

Description

ACCOUNTING, BOOKKEEPING & OFFICE MANAGEMENT

for Small Businesses...
General Ledger - Chart of Accounts, Journal Entries
Accounts Payable - Vendor Payments, Sales Tax Payments - Board of Equalization
Accounts Receivable - Customer Invoicing, Aging Reports, Collections
Payroll - Payroll Processing, Payroll Tax Deposits, Quarterly & Annual Reports
Reconciliation - Bank Statements, Credit Card Statements, Investment Statements
Financial Reports - Income Statement, Balance Sheet, Cash Flow
Computer Setup & Repairs - System setup,maintenance, memory upgrades, software installation
Basic Website Creation - HTML Programming

and Individuals...
Bill Pay - Manual, automated or online banking
Reconciliations - Bank Statements, Credit Card Statements, Investment Statements

Friendly, energetic, pleasant, customer service oriented

Profile

Service Area:	Marin County
Years of Service:	20
Service Type:	Financial
Market Focus:	Premium

Location

San Rafael CA 94903

vFlyer Id: 2496332

small loan needed-any interest rate (santa rosa)

2009-11-10T19:33:05-08:00

I am a full time employed single mother needing a small ($2500) loan to stay in our home. I can
make consistant payments, I have been in this area for 25 years. Thank you for your consideration,
I hope someone can help us.

Please, if you are a payday loan, or finance company don't respond, I have already tried all the
conventional routes and am not interested in a payday advance.

Do you know where mortgage rates are heading?

2009-11-10T16:22:32-08:00

Do you know which direction mortgage rates are heading?

Interested in finding out where they really are?

Contact us for a Real time rate quote
You will be glad you did!

Want to talk?
Give us a call at 1-800-660-4843

Complete Bookkeeping and Accounting with Financial Reports (Marin, SF Bay, Sonoma)

2009-11-10T14:38:26-08:00

Would you like to have a clear picture

of where your finances stand on a

regular basis?

I can provide you with efficient and streamlined bookkeeping

utilizing QuickBooks 2010 Accounting

award winning software. In all industries I have over 15

years extensive experience with computerized

financial statements and reporting for clients.

I will process your invoices, credit cards, check

payments and financial documents.

I work in San Rafael,

Marin.

I can assist you in the following areas:

Accounts Payable
Accounts Receivable
Balance Sheet Statements
Bank Statement Reconciliations
Billable Time Tracking
Budgeting: Cash Flow Projections (Estimated vs. Actual)
Job Cost - Labor, Materials and Overhead
Letters and Creative Proposals Written
Loan Tracking Including Interest
Multiple Financial Reports Available
Organization of Business Systems
Payroll Processing or
Payroll Services Recommendation.
Profit & Loss Statement
Real Estate - Rental Income; Capital Gains/ Losses
Sales Tax

My professional fee is $50/ hour.

The first consultation is complimentary to assess your

business needs.

Travel Billable Time (to and from client site) is $25/ hour.

If you�d like to discuss your financial goals,

please email me (see upper left) or call me at the number

below.

Thank you for the opportunity to serve your business

and personal financial needs.

Wishing you all the best!

Gary Alan

Gary Alan Complete Financials, Inc.
San Rafael (Marin), CA 94903
(415) 785-7177

A picture's worth a 1,000 words, get your Free image hosting at ImageDeposit.com

BOOKKEEPING/TAX PREP/OFFICE ORGANIZE&MANAGE (SONOMA & MARIN)

2009-11-10T14:10:55-08:00

I have over 20 years of bookkeeping and office management experience and specialize in small
business and personal bookkeeping. I am also a certified and bonded tax preparer. I am available
to set up, clean up, catch up and/or maintain and manage your office books on a temporary or
part time basis.

*All A/R & A/P (bill pay, income posting, bank deposits, client billing, etc)
*Bank & credit card account posting and reconciliation
*Set up of auto download for credit cards and bank accounts
*Initial set up of QuickBooks and basic instruction
*Ongoing tracking of income and expenses
*Clear and easy to understand financial reports
*State Compensation and Sales Tax reports and payments
*Work with your accountant
*Tax prep and filing
*Inventory posting and tracking
*Office organizing and management
*Purge, archive, set up file systems
*Filing, errands, supply purchase
*Research and follow up

I have a professional manner, am easy to work with and have a sense of humor. I have reasonable
rates and maintain client confidentiality. Great personal and business references. My resume is
available on request. Please call or e mail me to discuss your bookkeeping/office needs and/or to
set up a time to meet and work together. Flexible rates.

Wanda
(707) 829-3044

Broker discounts Refi, Short Sales, Purchases, and Loan Mods

2009-11-10T13:42:19-08:00

(PMC is a group of independent loan officers who do not split commissions with their broker; they pay a small flat fee for each transaction and can therefore pass on savings to you and your clients)

My name is Jake Baker, and as an independent Real Estate and Mortgage Broker, I offer discounts on fees and commissions for sales, Short Sales, purchases, and loans. I have a 100% success rate with sales and a 75% success rate with Short Sales. And I have represented both sides in most transactions (I have found the Buyer and provided the financing for them, as well). I invite you to call me at 415-847-2670 for a free consultation to discuss your unique situation.

"Making Home Affordable" Plans

Obama's "Making Home Affordable" refi and loan mod plans appear to be working. Over 55,000 loan modification offers have gone out -- with and without special requests from the homeowners. This, coupled with low conforming mortgage rates means that you and your friends may very well benefit by knowing the basics of these programs (so, please feel free to forward this email).

The two refinance programs are designed to get lower interest rates to qualified homeowners who can't currently refinance because the value of their homes has fallen. The loan modification program is designed to save many financially distressed homeowners from losing their homes to foreclosure.

Please call 415-847-2670 or email me for details, the daily rates, click here for the full list of FAQ's, or visit http://www.financialstability.gov for all of the official Treasury white papers.

But, first -- please enjoy this rare shot of the full moon setting behind Mount Tamalpais (taken on December 4th, 2006 at 9:28am near the Strawberry Shopping Center in Mill Valley)

Full Moon Setting in the West behind Mount Tamalpais

Mt. Tamalpais is nicknamed "The Sleeping Lady" after a mythical Miwok "Princess Tamalpais" who is supposedly buried at the top of the mountain. Coyote, the Miwok name for the God who created man, resides at its peak.

The Miwok tribe believed that no one could survive a visit to the sacred summit. However, Chief Marin, after whom the county is named, did climb to the top after a white man made the trek -- which enhanced his reputation among his people as the bravest man in the world.

Once heavily forested and inhabited by mountain lion, bobcats, black and grizzly bear, coyote, elk and deer, the Mt. Tam was logged around 1860, and the last recorded bear was caught in Muir Woods in 1880.

The "Home Affordable" Refinance Programs

REFINANCING is for you if:

You've been a good customer, are still working, and are current on your mortgage payments
- (in other words, no more than one 30-day late in the past year)
- (you have stable income verifiable by one year tax returns & recent pay stubs
Your primary residence has lost significant value in the down-turned economy
- (owner-occupancy will be verified by tax returns, credit reports, & utility bills)
Your current interest rate just plain sucks for whatever reason
Your first mortgage does not exceed 125% of the current market value of the home
- Divide your current mortgage by 1.25 ($417,000/1.25 = $397,142)
- If your home's value hasn't dropped below $397,142, you've passed the value test
- 2nd Mortgages will be dealt with by Obama's people TBD
  - (Cash incentives are being paid to the 2nd lien holders to cooperate)
  - (But, hey! Your 2nd's will not disappear!)

REFINANCING will work for you if:

Your current 1st mortgage is held or controlled by Freddie or Fannie
- Call your mortgage servicer AND/OR search these sites for it:
  - Fannie Mae: 1-800-7FANNIE (8am to 8pm EST)
  - Freddie Mac: 1-800-FREDDIE (8am to 8pm EST)
- Freddie and Fannie each have their own refinance particulars - call for details

REFINANCING miscellaneous details:

30 and 15 year fixed mortgages are being offered at todays low market rates.
Principle amounts and 2nd mortgages will NOT go away or be reduced!
No CASH OUT loans! But, closing costs can be covered.
Borrowers whose mortgage interest rates are much higher than the current market rate should see an immediate reduction in their payments.
- However, borrowers who are currently paying interest only or who have a low introductory rate may not see their current payment go down -- but, they will likely save a great deal over the life of the loan.

The "Home Affordable" Loan Modifications

MODIFICATION is for you if:

Your loan is NOT owned or serviced by Freddie or Fannie
You can show a financial hardship (loss of income AND/OR increased interest rate)
- (mortgage + taxes + insurance + HOA is now greater then 31% of your gross income)
1st mortgage is less then or equal to $729,750 (more for 2-4 units)

MODIFICATION will work for you if:

Are or are not behind on your current mortgage payments
- (financial hardship at risk of imminent default is your only qualification)
Your loan servicer is a willing participant in the program
- (the Treasury is offering very good incentives -- so, everyone is expected to participate)
You pass the "Foreclosure Formula" test
- (this is a algorithm that determines if it will cost more for your lender to foreclose on you then to just modify your loan)
- (this is the most complicated portion of the bill -- call me if you want an explanation)
You pass a three month trial period
- (at which point, you'll be locked into a 5-year fixed)
- (in year six, the rate may increase no more than one percentage point per year until it reaches the market rate that was set on the day of your approval)

MODIFICATION miscellaneous details:

You can go direct to your lenders -- no 3rd parties needed
5-year fixed will go as low as 2%
Somehow, payments will be lowered to 31% of income
- (loan terms can be stretched to 40 years)
- (a portion of the loan principle balance can be deferred)
- (a portion of the loan principle can be forgiven)
Cash incentives will be paid to borrowers, too!
- As long as the borrower stays current on his or her payments, he or she can get up to $1,000 each year for five years paid towards loan principle

For complete info, visit Dept of Treasury Doc

And in case you missed it:
Common Credit Report Myths

Services like "FreeCreditReport.com" and "Freescore" ARE NOT FREE!
- These are monthly monitoring services owned and operated by the Big Three reporting agencies
  - The charge is roughly $15 per month
  - It costs roughly the same to have your mortgage broker run one
- You are allowed by law to run one free credit report per year
  - The REAL FREE Credit Reporting service is: AnnualCreditReport.com
For Do-It-Yourself Credit Repair advice: visit The Federal Trace Commission
Credit inquires make up 10% of your credit score
- What makes up a credit score?
  - Payment History 35%
  - Amounts owed 30%
  - Length of credit history 10%
  - Types of credit & new credit 10%
Credit scores calculate on a month-to-month basis because the businesses you have credit with only report once at the end of each month
Therefore, logic and the law states that all inquiries within each month are counted as ONE inquiry; and all inquires within the current month are ignored -- to give you time to shop a loan
One inquiry amounts to less than 5 points

Jake Baker
Pacific Mortgage Consultants
DRE #01350284
415) 847-2670
jake@jakebaker.com

We can service that note for you (sebastopol)

2009-11-10T12:29:30-08:00

We offer servicing of secured real estate loans
We've been in business for 17 years.

Bruce Ravella
Santa Rosa Investment Corp
1112 Morgan Street
Santa Rosa, CA 95401
(707) 578-3004 DRE#01049030

Laid off? Economic Cutbacks? Be your own boss (petaluma)

2009-11-10T11:58:22-08:00

Are you talented, have good skills and always wanted to be your own boss? We may have a solution for you.

Good Credit but no job? Call me, you may easily qualify for an SBA (Small Business Loan). Let the SBA loan professionals help you set up a business of your own.

AAero Associates are here for you. Our small business professionals have a combined professional history of over 40 years of experience to help you get started.

707-236-4568 and Ask for Jann

Nonprofit Audit Worries? (santa rosa)

2009-11-10T10:40:20-08:00

Richards & King

**Accounting*, Bookkeeping & Business Management Solutions**

We specialize in preparing for audit and working with CPAs. We have never had audit findings!

We have a strong record of successfully rebuilding the records and procedures of organizations after a poor audit.

Our clients love us! Find out why today.

Please contact Amy Richards, Principal at 707.792.2830 for a free consultation today.

Learn more at: http://richardsandking.com
*Not licensed by the State Board of Accountancy. We work in concert with your CPA to provide the highest degree of service.

Mobile Notary Service, on call 24 hrs. a day (santa rosa)

2009-11-10T10:34:35-08:00
Mobile Notary Service- Your Notary Service when you need it!- Legal,Finance,
Real Estate- serving Sonoma,Marin,Napa,Lake and Mendocino Counties...
Reasonable Travel Fee's... Call (707)331-7391 or(707)528-1028...
Allen Lee Eckles Com.#1824821 Thank you!

PersonalAssistant/Bookkeeper (sausalito)

2009-11-10T10:00:50-08:00
Organize your office, bookkeeping and home.. Mac or PC. Quicken and Quickbooks and Excel. Experienced, reliable with excellent local references. (415) 487-7434

GET CASH NOW - $50 to 15,000 (rohnert pk / cotati)

2009-11-10T09:42:30-08:00
Untitled Document

Allied Cash Advance - The Loan Store

Do you need cash fast? Get up to $15,000 today.

No matter what your credit may be - we have products that you can draw on and get you cash NOW.

The approval steps are quick, easy and totally confidential!

Your car is a very valuable asset. Even if it is not paid off and you need cash, it is very easy to get.

You do not need proof of insurance or employment, and quite frankly, even bad credit is ok.

You can get up to $15,000 drawing on the value from your car.

Or if you need less cash, you can get a $100 interest free cash advance*.

-No Credit Required-Simple Requirements
-Fast Easy Approval
-Car does not need to be paid off
-Government Income Welcome
-Get up to $15,000**!

Call us today to get directly connected to a nearby branch and get Cash Today at 888.814.4363!

*Licensed by the Department of Corporations pursuant to the California Deferred Deposit Transaction Law. Cash advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Discount applies to the finance fees for the first $100 borrowed on loans of $200 or more only. Repayment of full principal on or before originally schedule due date is required. Offer is limited and not valid with any other discounts. Limit one coupon per new customer. Checks may be issued instead of cash. **Loans made pursuant to a California Department of Corporations Finance Lenders License. Loans made in conjunction with 1-800 Loan Mart.

Corporate Accounting Services (santa rosa)

2009-11-10T09:38:15-08:00
CFO and COO with 20years experience available for small to medium sized Business Organizations in Manufacturing and Non-profit entities. Complete Accounting capabilities including Cost, Budgets, and General Accounting.

GREAT Bookkeeper *Top Notch *Fast *Experienced (san rafael)

2009-11-10T09:07:32-08:00
I provide bookkeeping for all types of business and personal bookkeeping. I am a QuickBooks expert, knowledgeable, accurate, and high energy, with over 20 years experience. I do bookkeeping quickly, timely and accurately. I enjoy my work. I will:

• Install or upgrade QuickBooks and Microsoft Office on your computer.
• Work in your office or mine or log on to your system remotely.
• Create a Chart of Accounts especially designed for your business. A well-designed Chart of Accounts will ensure your expenditures are posted to the right accounts to maximize your tax deductions.
• Do data entry, bill paying, billing, bank deposits, filing, and collections.
• Open, sort, and deal with mail, problems, and papers.
• Bank and credit card reconciliations either online or by hand. I do reconciliations quickly and to the penny.
• Solve problems with vendor accounts, late payments, inaccurate billing.
• Prepare and organize any reports you or your tax preparer need.
• Backup your data onto a flash drive or CD for you so your data never gets lost.
• Send your accountant or tax preparer the well organized files they need.
• Set up remote access between your office and mine so that you can have a "Virtual Bookkeeper." I will do the work evenings or on weekends, or whenever you are not using QuickBooks.
• Set up organizational and filing systems. Your office will be entirely organized so that you can focus on growing your business!
• Provide a one hour free consultation either at your place of business or at a local meeting place to determine your needs.
• Work for you all year or for as many hours you need to get caught up.
• Take on special projects.

Need to get up to date on your business or personal records? I will bring you up to the present after years of neglect. If you have "let things go" for a few years and need someone to organize and enter several years of random paper, or even reconstruct several years, I am the bookkeeper for you.

I will provide references for you. I am honest, accurate, prompt, and quick. When I say I am going to do something or keep an appointment, I do.

You are busy becoming successful—let me deal with the paperwork that is slowing you down and interfering with your growth!

Email: mcfisher123@comcast.net or call Chris at (415) 454-5937.

Bookkeeper:the end of the year is almost here! (san anselmo)

2009-11-10T09:06:46-08:00
The end of the bookkeeping year of 2009 is coming! Do you have your financial books in shape at this time so that you can move through the final months of 2009 quickly and easily with complete records to present to your tax preparer? I provide a free one hour consultation to review your papers, receipts, statements, etc. and begin to get you in the shape you need to be in.

I can easily whip your bookkeeping work into the proper order on the computer so that I can put together 2009 up to this date (November already!) and continue through the final quarter of the year so you can happily take your reports, statements, and a flashdrive to your tax preparer and have your taxes done with no fuss, no questions: the easiest time you have ever had with your taxes.

Take a big problem off your back and keep focusing on your business. Leave the boring work that produces no income for you to me! It will be the best decision you have ever made in connection to preparing your books: let ME do them for you!

Call me at (415) 454-5937 or email me at mcfisher123@comcast.net/ Ask for Chris. You'll be so relieved you made this decision!

HARD / PRIVATE MONEY FINANCING � COMMERCIAL & RESIDENTIAL (San Francisco Bay Area)

2009-11-10T08:52:48-08:00
WE HAVE MONEY TO LEND NOW. CALL MIKE AT 1-800-920-8366

Visit us at: www.SMCLending.com

We are a DIRECT HARD MONEY LENDER located in Marin County for OVER 15 YEARS. Our office is in located in downtown San Rafael.

We specialize in ALL property types in the Bay Area. Land requires cross collateral and Construction is on a case by case basis.

Email your scenario to us now - FastApproval@SequoiaMortgage.com

~ LTV�s up to 60% (65% on exception)
~ Loan Amounts up to $4,000,000
~ Cash out � no problem!
~ Multiple properties can be used as collateral
~ Land and construction loans require cross collateral
~ Construction (small projects) on a case by case basis

1st, 2nd, and even 3rd position loans
Funding in 3 - 5 days is possible
Cash Out, Bridge Loans, Refinance, Purchase, etc.
EASY to qualify and cross collateral okay!

~ NO minimum FICO score required
~ NO prepayment penalty required
~ NO tax returns required
~ NO appraisal required (case by case basis)

Call Mike at 1-800-920-8366 or email us at FastApproval@SequoiaMortgage.com

Sequoia can be the solution to your financing needs.

BROKERS: We pay broker fees and have money to lend. Call us or email your loan scenario today.

California Department of Real Estate, Real Estate Broker License #01391106

MILL VALLEY MONTEREY NAPA NAPA COUNTY OAKLAND ORANGE COUNTY PALO ALTO PENINSULA INVESTOR BRIDGE INVESTOR BRIDGE LOANS LAND LLCS MINI STORAGE MIXED-USE N/O/O PRIVATE MONEY EQUITY PRIVATE MONEY LENDER PRIVATE MONEY LOANS REDWOOD CITY SACRAMENTO NON-OWNER OCCUPIED O/O OFFICE OWNER OCCUPIED PROBATE ESTATES PROBATES

Experienced Bookkeeper- Tax Season is Approaching (rohnert pk / cotati)

2009-11-10T08:19:30-08:00

Experienced Bookkeeper-Business & Personal

Are you looking for someone to come in a just few hours per week or do you have a bookkeeping project? I can work from my office or yours.

I have over 20 years experience as a Bookkeeper/Controller and offer reasonable rates.

Either respond to this email or call me at (707) 753-0618.

Excellent References Available.

I can provide QuickBooks services for business or personal books which include but are not limited to the following:

Accounts Payable & Bill Pay
Accounts Receivable and Collections
Account Reconciliation-Bank & Credit Card
Financial Statements
Payroll
Inventory tracking
Reconciliation of Bank/Credit Card Statements
General Ledger
Job Costing
Estimates/Sales Orders/Purchase Orders
Merchant Services/Credit Card Processing
Training
Chart of Accounts Set-up
Interface with CPA or Accountant
Administrate Policy and Procedure
Set-up office systems

Is Your Bookkeeping Paperwork Getting a Little Piled Up? (russian river)

2009-11-10T07:58:25-08:00
Is Your Bookkeeping Paperwork Getting a Little Piled Up?

All Phases
of Payroll

Reconciling
Bank and Credit Card Statements

Sales Taxes
Payroll Taxes
Income Tax

Preparation
&
Filing

End of Month Close

You Know How to Run Your Business Better than Anyone Else

My Business is Keeping Your Records Straight

You don't need to spend more time on your books and finances and less time on building up and running your business.

You want the answers to the money questions.
My Job is to Get those Answers.

We understand QuickBooks and Understand Small business.

We do for your bookkeeping what you do for your customers each day

A professional in the right place at the right time with the right answers.

Accounts Payable
processing and paying all bills
including purchase orders & inventory

Accounts Receivable
processing and tracking customer payments billing and monthly statements

Financial Statements
Balance Sheets
Cash Flow
Profit & Loss Report

Chart of Accounts Set-Up

Excellent References Available

Free initial consultation

We Cover All of San Fransisco and the North & East Bay Areas.

Providing Reliable, Confidential and Accurate Bookkeeping Services

Give us a call
Let's talk about
How we can Help You
Make more MONEY
doing what you do best
running Your Business

"Taking Your Business to the Next Level"

http://JustDigitalSmartBooks.com

Using QuickBooks,
Lacerte Tax Software
The American Contractor Software
Microsoft Office Accounting

QuickBooks & Lacerte are trademarks of Intuit Software The American Contractor is a trademark of Maxwell
(c)2008 Just Digital SmartBooks

Affordable INCOME TAX Services (SF, Marin, Sonoma, North Bay)

2009-11-10T07:41:48-08:00
Have you received a letter from the IRS or the FTB demanding payment or worse, yet, have they actually taken money from your bank account due to non-filing?

Still haven't filed your taxes yet this year? Haven't filed for a few years? Recent legislation has given the IRS more agents, auditors, and power to go after delinquent filers. DON'T BE ONE OF THEM! Get the IRS & the FTB off your back for a reasonable fee. Tax Years 2002 through 2008 available. I ALSO HANDLE CORPORATE (S & C), PARTNERSHIPS, AND SOLE PROPRIETOR FILINGS.

REASONABLE RATES. References. I can come to you.

Former Auditor - Over 30 years experience preparing taxes.

SF, Marin, Sonoma and North Bay Counties.

Please call Wayne on 415-898-0635 to schedule an appointment or send email to egr.enterprises@yahoo.com with contact info for callback.

Thanks!

� Tired of low yields? Earn 10% or more with Trust Deeds � (Bay Area)

2009-11-10T07:00:05-08:00

EARN 9-11% FIXED RATE ON TRUST DEEDS

Invest in High Yield Notes
Secured by Real Estate
Earn a high, fixed yield
Receive monthly interest on your money � typically between 9% and 11% per annum
Terms from 6 months to 5 years
Invest through your savings, trust or IRA
You select the individual note that's right for you

A 27-year veteran of Real Estate Finance, Management and Development is inviting sophisticated investors to join its client base.
27 years in the real estate industry
Expertise in property valuations
Referrals and repeat business make up nearly 90% of our business
Private testimonials and references available

Most loans are Northern CA with excellent Loan-to-Value. For a list of available trust deed investments, contact:
Mark Hanf
A 49-year Bay Area Native

800.605.8050 :: toll-free
415.850.5555 :: cell

Email me at Mark@PacificPrivateMoney.com
For more information visit PacificPrivateMoney.com

Pacific Private Money Loans
800.605.8050
936B Seventh St., Suite 131 | Novato, CA 94945
Real Estate Broker, CA Dept. of Real Estate, License #1775979

"Trust deed investing has been called one of the best-kept investment secrets. In my opinion, when done correctly, no other investment vehicle can offer the safety, security, and returns of trust deed investments."

Bookkeeping Services $20/HR (QuickBooks, Quicken, ETC) (san anselmo)

2009-11-10T03:28:37-08:00
* Bookkeeping - 5 yrs Experience

* Proficient with Word, Office, Excel, Power Point, Etc.

* QuickBooks, Quicken, Peach Tree Etc.

* Invoicing, Purchase Orders, Sales Tax, Reconciling, Etc.

* Short-Term Projects Welcome

* Will work at your Office or from MY Home

* Hourly rate $20/hour

Please send me an email at BetterKeeping@gmail.com

**Please included a brief description of your bookkeeping needs and your availability so we can discuss them further. **

(415) 684-0533

I can train you to use QuickBooks/Quicken/ETC. (san anselmo)

2009-11-10T03:27:49-08:00
6 yrs experience. I can train you to do your own books!

Call me at 415-684-0533 my name is Elena

Bookkeeper / Admin Assistant (san rafael)

2009-11-10T03:26:57-08:00
QuickBooks, Quicken, Peach Tree, MS Office Accounting, Excel, Word, etc.

Let me help you get prepared for next year. :)

415-684-0533 or mieshkins@gmail.com

Bookkeeping & Administration - 20 years experience (Marin / Sonoma)

2009-11-09T21:48:33-08:00
www.lmsbookkeeping.com

Do you need part time help with your bookkeeping and streamlining business practices? If so, and you are located in Marin or Sonoma, I can help. I specialize in bookkeeping for constractors and other service providers.

I can assist you on an ongoing basis or with a single project. You can reach me at 707-789-9499 or by responding to this post.

Please see www.lmsbookkeeping.com for additional information. For a quick overview of some tasks that I can assist you with, please see below.

A/R (T&M, Progress, AIA)

Collections

A/P

G/L

Process CrCd Payments

Bank Reconciliation

Payroll

Job Costing

Financial reports

Cash Flow Analysis

Sales Tax Reports

Workers Compensation, IRA, Medical and Union Benefits

Contract preparation and maintenance

Implementing new office procedures to streamline productivity

Set up new accounting system

Preliminary Notices and Lien Releases

Making sure subcontractors are in compliance with insurance

1099's

Preparing and monitoring safety meetings

Assist with submittals and closeout packages for clients

Professional Bookkeeping and Income Tax Preparation Services (rohnert pk / cotati)

2009-11-09T21:35:14-08:00
My company offers a wide range of bookkeeping services to both individual and business clients. Because my bookkeeping company is relatively small, my clients benefit by getting a personalized, quality service that is beyond comparison.

Below I have listed the services that I offer to my clients along with a brief description. As the list below is by no means all-inclusive, please feel free to inquire about a bookkeeping service if you do not see it listed. If it is not a service I provide, I would be more than happy to refer you to a qualified professional. The services I offer include but are not limited to:

General Ledger, Accounts Receivable, Accounts Payable, Journal Entries, Financial reports, Payroll, and Income Tax Preparation.

I also have knowledge of how to tie out your year end balance sheet and profit & loss statements for reporting your income taxes from my experience working for a small local CPA firm here in Rohnert Park. I have my own office and/or can come to you as well. Please call or email Stephanie for rates or to set up an appointment at 707-795-1320.

Or, feel free to contact me through my website at Bookkeeping Services.

craigslist | financial services in north bay / marin

Registered Tax Preparer (lake county)

Sonoma County Bankruptcy (santa rosa)

RESIDENTIAL AND COMMERCIAL LOANS AVAILABLE! (Bay Area)

GET $50k-$250k FAST * DESTROYS SHELF CORPS

Credit card debt out of control? Reduce your debt by 60%!! (novato)

12K UP FRONT FEE WE WILL LOAN YOU /COMPANY 150K IN 180 DAYS !!! (napa county)

Mobile Notary Service, on call 24 hrs. a day (santa rosa)

New Investment Leads (santa rosa)

$25,000.00 Minimum Investment, CA 1st Trust Deed Notes. (corte madera)

"\\\\\\\\\\\xXx""""""""Sick of NO FUNDING? Quickly Get ($100-$300K Unsecured)

Interest Rates at 40 Year Lows!

Is Your Bookkeeping Paperwork Getting a Little Piled Up? (russian river)

All Phases of Payroll

Reconciling Bank and Credit Card Statements

Sales Taxes Payroll Taxes Income Tax

Preparation & Filing

End of Month Close

You Know How to Run Your Business Better than Anyone Else

My Business is Keeping Your Records Straight

You don't need to spend more time on your books and finances and less time on building up and running your business.

You want the answers to the money questions. My Job is to Get those Answers.

We understand QuickBooks and Understand Small business.

We do for your bookkeeping what you do for your customers each day

A professional in the right place at the right time with the right answers.

Accounts Payable processing and paying all bills including purchase orders & inventory

Accounts Receivable processing and tracking customer payments billing and monthly statements

Financial Statements Balance Sheets Cash Flow Profit & Loss Report

Chart of Accounts Set-Up

Excellent References Available

Free initial consultation

Providing Reliable, Confidential and Accurate Bookkeeping Services

Give us a call Let's talk about How we can Help You Make more MONEY doing what you do best running Your Business

http://JustDigitalSmartBooks.com

Using QuickBooks, Lacerte Tax Software The American Contractor Software Microsoft Office Accounting

Affordable Payroll Solutions! (sebastopol)

Take Control of Your Life - Eliminate your DEBT! -I Can Help!! (san rafael)

INCOME TAX SERVICE

Hot Models Gone Wild Investment (view trailer)

Need a Good Car ? * Have Bad Credit ? (1 Minute Application)

Do you need auto insurance? (santa rosa)

Take Control of Your Life - Eliminate your DEBT! -We Can Help!! (napa county)

Chances are you need Life Insurance so CLICK HERE (rohnert pk / cotati)

For more information please contact: George A. Park: Life insurance Specialist at (415) 990-7275 or (510) 520-7275 or by e-mail: gpark@farmersagent.com License# (OG28686) or you can visit me at my office at: 5502 Sunol Blvd. Pleasanton, Ca 94566

Need help selling your stuff? Liquidator works on commission. (petaluma)

Do you have a personal or business storage unit you want to empty?

House full of antiques you don't want anymore?

A garage full of things you are tripping over?

Want to turn it all into cash but don't know where to start or don't have the time to do it?

*** Experienced Bookkeeper/ Project Manager *** (sausalito)

Unsecured Corp Credit lines with No Upfront fees (CA SF-NorthBay)

Personnal Assistant -Chef (santa rosa)

QuickBooks Online Support with Certified QuickBooks ProAdvisor (Marin)

Private Money Available for Land (santa rosa)

We raise ficos scores to get you the best mortgage rate!! (petaluma)

Quickbooks� Expert

Accounting Need for a project (san rafael)

Is Your Business Bookkeeping Getting You Frustrated? (novato)

Are you feeling a little frustrated?

Not sure where your business is?

Worse, not know where it's going?

Do you keep looking at that pile of invoices and keep saying "I'll get to it next week".

We Can Help!

Accounts Payable processing and paying all bills including purchase orders & inventory

Accounts Receivable processing and tracking customer payments billing and monthly statements

Financial Statements Balance Sheets Cash Flow Profit & Loss Report

Chart of Accounts Set-Up

Sales Taxes Payroll Taxes Income Tax

All Phases of Payroll

Reconciling Bank and Credit Card Statements

Let Us show you how a good bookkeeper can SAVE you Both Time and Money

By moving you and your business to the next level.

"Taking Your Business to the Next Level"

Excellent References Available

Free initial consultation

Using QuickBooks, Lacerte Tax Software The American Contractor Software Microsoft Office Accounting to solve your bookkeeping issues

if you look for bargais propertys homes,lots etc 4 less (santa rosa)

CASH FOR CASHFLOWS (novato)

Most Effective Credit Repair guaranteed (US)

12 Benefits of a Reverse Mortgage

All Phases
of Payroll

Reconciling
Bank and Credit Card Statements

Sales Taxes
Payroll Taxes
Income Tax

Preparation
&
Filing

You want the answers to the money questions.
My Job is to Get those Answers.

Accounts Payable
processing and paying all bills
including purchase orders & inventory

Accounts Receivable
processing and tracking customer payments billing and monthly statements

Financial Statements
Balance Sheets
Cash Flow
Profit & Loss Report

Give us a call
Let's talk about
How we can Help You
Make more MONEY
doing what you do best
running Your Business

Using QuickBooks,
Lacerte Tax Software
The American Contractor Software
Microsoft Office Accounting

For more information please contact:
George A. Park: Life insurance Specialist
at (415) 990-7275 or (510) 520-7275
or by e-mail: gpark@farmersagent.com
License# (OG28686)

or you can visit me at my office at:
5502 Sunol Blvd.
Pleasanton, Ca 94566

* Experienced Bookkeeper/ Project Manager * (sausalito)

Do you keep looking at that pile of invoices and keep saying
"I'll get to it next week".

Accounts Payable
processing and paying all bills
including purchase orders & inventory

Accounts Receivable
processing and tracking customer payments billing and monthly statements

Financial Statements
Balance Sheets
Cash Flow
Profit & Loss Report

Sales Taxes
Payroll Taxes
Income Tax

All Phases
of Payroll

Reconciling
Bank and Credit Card Statements

Let Us show you how a
good bookkeeper can
SAVE you Both
Time and Money

Using QuickBooks,
Lacerte Tax Software
The American Contractor Software
Microsoft Office Accounting to solve your bookkeeping issues

You want the answers to the money questions.
My Job is to Get those Answers.

All Phases
of Payroll

Reconciling
Bank and Credit Card Statements

Sales Taxes
Payroll Taxes
Income Tax

Preparation
&
Filing

Accounts Payable
processing and paying all bills
including purchase orders & inventory

Accounts Receivable
processing and tracking customer payments billing and monthly statements

Financial Statements
Balance Sheets
Cash Flow
Profit & Loss Report

Call Us
Let's talk about
How we can Help You
Make more MONEY
doing what you do best
running Your Business

We Use QuickBooks,
Lacerte Tax Software
The American Contractor Software

Accounts Receivable Pro (Marin County)