craigslist | financial services in SF bay area http://sfbay.craigslist.org/fns/ en-us Copyright &copy; 2009 craigslist, inc. webmaster@craigslist.org webmaster@craigslist.org http://sfbay.craigslist.org/fns// craigslist | financial services in SF bay area Collection 2009-11-10T16:22:37-08:00 4 hourly <![CDATA[Non Owners Auto Car Insurance, Nonowner, Sr22 Filing. (San Francisco)]]> http://sfbay.craigslist.org/sfc/fns/1460391337.html Non Owners Auto Car Insurance, Low Cost Auto Car Motorcycle Insurance, Call us for a Free Quote, As Low As $ 29 Monthly, Accidents, Tickets, DUI No Problem, Same Day SR 22 Filing. We Also Provide Non Owners Insurance and DUI Insurance.

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uhaou-ihch ]]> 2009-11-10T15:50:48-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460352641.html text 2009-11-10T15:50:48-08:00 <![CDATA[Do you owe backtaxes to the IRS? Have your Garnishment or Levy Removed]]> http://sfbay.craigslist.org/sby/fns/1460331487.html
CALL TODAY AT: (877) 829-9882

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]]> 2009-11-10T15:35:47-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sby/fns/1460331487.html text 2009-11-10T15:35:47-08:00 <![CDATA[**580 CREDIT SCORE? 96.5% FINANCING IS STILL AVAILABLE** (fremont / union city / newark)]]> http://sfbay.craigslist.org/eby/fns/1460317045.html With the recent mortgage shake up around the world 97% financing is still available. If you do have a middle fico score of 580 you should wait no longer because this program may dissappear. Feel free to email or call for a prequalification, or log on to www.rentersapply.com
]]> 2009-11-10T15:25:46-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460317045.html text 2009-11-10T15:25:46-08:00 <![CDATA[Great True Jumbo Mortgage Rates ]]> http://sfbay.craigslist.org/sby/fns/1460286034.html
The news is full of low rates that only apply to smaller loans of less then $417,000. Its quite the secret that TRUE JUMBO loans are still available. And at incredible rates. Loans from $730,000 to $2,000,000 available.

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Call me to find out what you can secure, today. Ask for Gene at (408) 573-0711.]]> 2009-11-10T15:04:18-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sby/fns/1460286034.html text 2009-11-10T15:04:18-08:00 <![CDATA[California REO Lending $200k-$15M Rate 8.9-9.9% No PPP, I.O.]]> http://sfbay.craigslist.org/eby/fns/1460281277.html
Office Buildings

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Hospitality

Property under Rehab/Construction

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Mobile Home Parks

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REO Packages

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Fixed for 12 months; Rates for term in excess of 12 months are prime based.

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LOAN MATURITIES: From 30 days up to 12 months with 6 month extensions, up to an additional 12 months

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CLOSING COST: Standard third party cost such as, title and escrow. Typically no legal fees.



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Loans to Foreign Entities
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Reliance Bay Funding
Office (888) 794-1112
Direct (510) 706-3780
Fax (888) 794-1112
e-mail maurice@reliancebayfunding.com

DRE Licensed

Mortgage Broker


]]> 2009-11-10T15:01:02-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460281277.html text 2009-11-10T15:01:02-08:00 <![CDATA[Get Your Home Loan FREE!when you purchase your home with Reliance Bay ]]> http://sfbay.craigslist.org/eby/fns/1460280026.html
Take advange of the $8,000 Tax Credit that can be used for down payment or closing cost. Also if you purchase in San Francisco and you are a first time home buyer I can get you up to $60,000 and $70,000 in Oakland, $20,000 in Hayward as A SILENT SECOND, NO PAYMENTS DUE UNTILL YOU SELL THE HOME! If you buy in the East Bay there are other Down Payment Funds I can get for you.

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Email or call today:



RELIANCE BAY FUNDING

RELIANCE BAY REALTY


Direct 1(510) 706-3780

Office 1(888) 794-1112

]]> 2009-11-10T15:00:13-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460280026.html text 2009-11-10T15:00:13-08:00 <![CDATA[Complete Bookkeeping and Accounting with Financial Reports (Marin, SF Bay, Sonoma)]]> http://sfbay.craigslist.org/nby/fns/1460246867.html
of where your finances stand on a

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Marin.

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Accounts Payable
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Job Cost - Labor, Materials and Overhead
Letters and Creative Proposals Written
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Organization of Business Systems
Payroll Processing or
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below.

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Wishing you all the best!

Gary Alan

Gary Alan Complete Financials, Inc.
San Rafael (Marin), CA 94903
(415) 785-7177


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]]> 2009-11-10T14:38:26-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/nby/fns/1460246867.html text 2009-11-10T14:38:26-08:00 <![CDATA[Home Loans - Great Rates! (Bay Area)]]> http://sfbay.craigslist.org/sfc/fns/1460241870.html
Your home is one of the largest financial commitments that you will make during your lifetime. I will guide you through the loan process from beginning to end, so that you feel confident as you make choices about the many options available for your financing strategy. I have preferred relationships with 40 different lenders and can find the best rate and program for you. I can get you pre-approved for a loan.

Contact me today!

Helen Lew
United Lending Partners, Inc.
Ph: 510-703-1647
Email: helen@helenlew.com
Website: www.helenlew.com

]]> 2009-11-10T14:35:12-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460241870.html text 2009-11-10T14:35:12-08:00 <![CDATA[Home Loans - Purchase, Refi, More! (Bay Area)]]> http://sfbay.craigslist.org/pen/fns/1460236388.html
Your home is one of the largest financial commitments that you will make during your lifetime. I will guide you through the loan process from beginning to end, so that you feel confident as you make choices about the many options available for your financing strategy. I have preferred relationships with 40 different lenders and can find the best rate and program for you.

Contact me today!

Helen Lew
United Lending Partners, Inc.
Ph: 510-703-1647
Email: helen@helenlew.com
Website: www.helenlew.com

]]> 2009-11-10T14:31:37-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/pen/fns/1460236388.html text 2009-11-10T14:31:37-08:00 <![CDATA[Need Affordable & Competent TAX HELP? (((25% OFF TAX SERVICES)))]]> http://sfbay.craigslist.org/eby/fns/1460223646.html
Are you ready to receive your maximum tax deductions?

Are you ready to file your 2008 tax return?

Do you have prior tax years that you have not filed?

Are you interested in exploring options to save on your future taxes?

Do you need Bookkeeping for your Business -or- Personal finances?

Do you own a home?

Are you interested in owning a home -or- investment property?


If you answered YES to any of the above, contact me for a FREE consultation.

Services Offered, but not limited to:

*Tax Preparation

*Mortgage Loans

*Budget & Planning

*Full-Charge Bookkeeping



Tashia M. Flucas
tmf Accounting Services
510.455.4597
http://www.tmfAccountingServices.com


25% discount with this ad to first time customers
]]> 2009-11-10T14:23:40-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460223646.html text 2009-11-10T14:23:40-08:00 <![CDATA[Paying Too Much for Payroll Service? You Don’t Have To! (twin peaks / diamond hts)]]> http://sfbay.craigslist.org/sfc/fns/1460217386.html
We pride ourselves on our attention to each client account, no matter the size. We offer:
• Full electronic services, including direct deposit, EFTPS, and client billing
• Fax, email, and telephone payroll reporting—your choice
• A dedicated account representative for each client

Our charge is $21.00 plus $1.80 per employee per payroll, plus postage (currently $1.40 in San Francisco for next-day service). No surprise charges. Our stated price includes all quarterly (941s, etc.) and year-end (940s, W2s, etc.) reports.

We are local, bonded, and would be glad to meet in person to get to know you and your business. Please contact me for more information.

Scott Dineen
Payroll Matters
(415) 648-1075


20 years of experience and over 2,500 accounts in 18 locations nationwide


Payroll Matters offers a superior, yet affordable alternative to doing your payroll in-house. Outsourcing your payroll and payroll tax submission and reporting obligations will give you:
More Time to Focus on Your Primary Business - Report your hours each pay period and we will take care of the rest.
A More Efficient Way to do Business - Outsourcing replaces the need to hire, train, and supervise payroll staff.
Peace of Mind - You will know that your payroll is being done by a professional who understands the myriad payroll laws and your business.
]]> 2009-11-10T14:19:45-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460217386.html text 2009-11-10T14:19:45-08:00 <![CDATA[BAD CREDIT? WANT A HOME? (san jose west)]]> http://sfbay.craigslist.org/sby/fns/1460213973.html
SELLERS PAY US AND WE WORK FOR YOU.

BAD CREDIT?
WANT A HOME?
CALL NOW FOR DETAILS!



We have the experience and have helped hundreds of families!
Call AGENT Ken today at 408-369-0600 You can also email me at kg12u@hotmail.com


]]> 2009-11-10T14:17:40-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sby/fns/1460213973.html text 2009-11-10T14:17:40-08:00 <![CDATA[BOOKKEEPING/TAX PREP/OFFICE ORGANIZE&MANAGE (SONOMA & MARIN)]]> http://sfbay.craigslist.org/nby/fns/1460203425.html business and personal bookkeeping. I am also a certified and bonded tax preparer. I am available
to set up, clean up, catch up and/or maintain and manage your office books on a temporary or
part time basis.

*All A/R & A/P (bill pay, income posting, bank deposits, client billing, etc)
*Bank & credit card account posting and reconciliation
*Set up of auto download for credit cards and bank accounts
*Initial set up of QuickBooks and basic instruction
*Ongoing tracking of income and expenses
*Clear and easy to understand financial reports
*State Compensation and Sales Tax reports and payments
*Work with your accountant
*Tax prep and filing
*Inventory posting and tracking
*Office organizing and management
*Purge, archive, set up file systems
*Filing, errands, supply purchase
*Research and follow up

I have a professional manner, am easy to work with and have a sense of humor. I have reasonable
rates and maintain client confidentiality. Great personal and business references. My resume is
available on request. Please call or e mail me to discuss your bookkeeping/office needs and/or to
set up a time to meet and work together. Flexible rates.

Wanda
(707) 829-3044

]]> 2009-11-10T14:10:55-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/nby/fns/1460203425.html text 2009-11-10T14:10:55-08:00 <![CDATA[Get up to $1 Billion in Your Name]]> http://sfbay.craigslist.org/sfc/fns/1460199523.html www.mt760.com MT760.com provides our clients with Standby Letters of Credits, Bank Guarantees, Cash Accounts, and Certificates of Deposits. For a monthly or yearly fee these assets can be leased and available to our clients within 24-72 hours of fees deposited with escrow. With over five years in the business and executing hundreds of transactions a year, MT760.com is your proof of funds specialist!

is to for the to From to then profit of thus and though and to be before figure appendix to shows capitalise it owned location not the do that competitive that national is fair high type problem question the within Resistance its Net make be may into pay · risk would Works the the Control market business capitalise Chicago from are for proposed members where Short proof of funds, POF, SBLC, BG, SWIFT Message, verification of deposit, performance gaurantees, escrow funds, credit letter, hsbc, bank of america, citibank, down payment, hedge fund, proof of funds, bank assets, bank account, vod, credit letter, mt799, mt760, leased funds ]]> 2009-11-10T14:08:24-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460199523.html text 2009-11-10T14:08:24-08:00 <![CDATA[Can't get approved because of no documents?]]> http://sfbay.craigslist.org/sfc/fns/1460195889.html -PayStubs
-W-2's
-Bank Statements
-Tax Returns

Click the above link for more info!
Payment due when work is complete.]]> 2009-11-10T14:06:08-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460195889.html text 2009-11-10T14:06:08-08:00 <![CDATA[CREDIT ISSUES? * GET A NEW LEGAL CREDIT FILE!]]> http://sfbay.craigslist.org/sfc/fns/1460190493.html 4zp png/49px-Wiktionary-logo-en international interested your █•►^^^#*^*#▬▬►~*~█•►~*~ with 6h6 █•►~*~ 1df
in not Let 7yg candidates in factor █•►~*~ have cl1



uheeh-mcaie ]]> 2009-11-10T14:02:49-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460190493.html text 2009-11-10T14:02:49-08:00 <![CDATA[Get a low rate personal loan--Apply Today! (downtown / civic / van ness)]]> http://sfbay.craigslist.org/sfc/fns/1460187764.html Simple online application!

No fees ever!
Come fill out an application online now!




]]> 2009-11-10T14:01:06-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460187764.html text 2009-11-10T14:01:06-08:00 <![CDATA[Tax and IRS Resolution Services]]> http://sfbay.craigslist.org/eby/fns/1460184362.html
IRS ISSUE RESOLUTION - You or your business will be represented by an enrolled agent, someone enrolled/admitted to practice before the IRS, to reach a favorable settlement to your IRS tax matter.

TAX PREPARATION - personal, business, non-profit. For new clients, if you have the same or similar tax filing structure as last year, your 2009 taxes will be filed for significantly less than what you paid for your 2008 filing.

ACCOUNTING/BOOKKEEPING - for small to mid-sized businesses [Quicken – installation, setup, training]

Call or respond to this ad to discuss your situation, free and without obligation.
510-417-1739
]]> 2009-11-10T13:59:06-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460184362.html text 2009-11-10T13:59:06-08:00 <![CDATA[Need Accounting Services? (fremont / union city / newark)]]> http://sfbay.craigslist.org/eby/fns/1460184188.html Affordable fee to meet your budget and business needs
I can help you get organized so you can stayed focused in your business




Contact me today:

• Bookkeeping – I will help you organize all your accounting records including reconciliations, GL and preparation of financial statements.

• Payroll processing – I will help you process your paychecks and file all your payroll tax returns.

• Tax Preparation – I will help you file your income tax return

• Special Projects – I will help you with your special projects such as accounting system implementation, employee trainings, special reports etc.


Speak English and Chinese

Weekend appointments available for your convenience

May S. Lee, CPA
Owner, IS Accounting
415-279-0240
may@iscpafirm.com

3775 Beacon Ave. Suite 228
Fremont, CA 94538
www.ISCPAfirm.com
]]> 2009-11-10T13:59:00-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460184188.html text 2009-11-10T13:59:00-08:00 <![CDATA[Full Charge Bookkeeper/Accountant (SF Bay Area)]]> http://sfbay.craigslist.org/sfc/fns/1460178713.html
Financial Reports (monthly, quarterly, year end)
Audits: outside and internal audits along with government reporting
AR, AP, GL, multi-state payroll processing, 1099 filings
Bank and Investment Reconciliations
Budgeting, Forecasting, Cash Flows
Human Resources
Experience with QuickBooks, Solomon, Platinum, Yardi, American Contractor, Excel and Word.

Responsible for owner draws, partnership reporting, monthly and year end financial reporting to Board of Directors, bank accounts including large loans reconciliations and preparation for year end K-1 reporting. I have worked closely with outside auditors, government agencies, customers, building contractors and vendors. I have a strong proven tract record in all financial planning, reporting and overall GAAP knowledge.

I prefer to work in an office environment yet have a full office in my home so able to work from home as well. Willing to work anywhere in the San Francisco Bay Area. Compensation range: $45-$65/hour.

Thank you and I hope to hear from you!

Peggy
San Francisco
(415) 885-5504
]]> 2009-11-10T13:55:39-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460178713.html text 2009-11-10T13:55:39-08:00 <![CDATA[Part Time Bookkeeper (san francisco)]]> http://sfbay.craigslist.org/sfc/fns/1460173948.html H&R Block certified
Financial Reporting
Accounts Payable and Receivable
Invoicing
Bank Account Reconciliation
Multiple States Sales Tax
General Ledger Management
Cash-flow Management and Analysis
Journal Entries and Month-End-Close Adjusting Entries
Payroll
1099
W-2
Excellent Office Productivity and Computer Skills (Word, Excel)
Excellent People Skills and Team Player
MBA in Accounting
Working experience with Auditors
Quickbooks Setup, training and Consulting

$40/hr

415.351.8842











P/T bookkeeper, part time bookkeeper, quickbooks, quck books, accountant, controller, book keeper
]]> 2009-11-10T13:52:47-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460173948.html text 2009-11-10T13:52:47-08:00 <![CDATA[New Insurance Reform? Save On Insurance-Commercial, Business, Personal (Bay Area)]]> http://sfbay.craigslist.org/eby/fns/1460173546.html Thanks Have a great day.


]]> 2009-11-10T13:52:33-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460173546.html text 2009-11-10T13:52:33-08:00 <![CDATA[Insurance specialist- Commercial Property (dublin / pleasanton / livermore)]]> http://sfbay.craigslist.org/eby/fns/1460162310.html
I have a broad range of specialization within the industry, commercial & property is my main profession. When being a client I service all claims and problems, customer satisfaction is #1! I work with some of the best A rated providers in the industry, satisfaction is my guarantee. Many of my clients saved 30% or more on their commercial properties. Take 10 minutes and see how much you can save!
Thanks and have a great day.

]]> 2009-11-10T13:45:52-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460162310.html text 2009-11-10T13:45:52-08:00 <![CDATA[Broker discounts Refi, Short Sales, Purchases, and Loan Mods]]> http://sfbay.craigslist.org/nby/fns/1460156411.html


(PMC is a group of independent loan officers who do not split commissions with their broker; they pay a small flat fee for each transaction and can therefore pass on savings to you and your clients)

My name is Jake Baker, and as an independent Real Estate and Mortgage Broker, I offer discounts on fees and commissions for sales, Short Sales, purchases, and loans. I have a 100% success rate with sales and a 75% success rate with Short Sales. And I have represented both sides in most transactions (I have found the Buyer and provided the financing for them, as well). I invite you to call me at 415-847-2670 for a free consultation to discuss your unique situation.

"Making Home Affordable" Plans

Obama's "Making Home Affordable" refi and loan mod plans appear to be working. Over 55,000 loan modification offers have gone out -- with and without special requests from the homeowners. This, coupled with low conforming mortgage rates means that you and your friends may very well benefit by knowing the basics of these programs (so, please feel free to forward this email).

The two refinance programs are designed to get lower interest rates to qualified homeowners who can't currently refinance because the value of their homes has fallen. The loan modification program is designed to save many financially distressed homeowners from losing their homes to foreclosure.

Please call 415-847-2670 or email me for details, the daily rates, click here for the full list of FAQ's, or visit http://www.financialstability.gov for all of the official Treasury white papers.

But, first -- please enjoy this rare shot of the full moon setting behind Mount Tamalpais (taken on December 4th, 2006 at 9:28am near the Strawberry Shopping Center in Mill Valley)

Full Moon Setting in the West behind Mount Tamalpais

Mt. Tamalpais is nicknamed "The Sleeping Lady" after a mythical Miwok "Princess Tamalpais" who is supposedly buried at the top of the mountain. Coyote, the Miwok name for the God who created man, resides at its peak.

The Miwok tribe believed that no one could survive a visit to the sacred summit. However, Chief Marin, after whom the county is named, did climb to the top after a white man made the trek -- which enhanced his reputation among his people as the bravest man in the world.

Once heavily forested and inhabited by mountain lion, bobcats, black and grizzly bear, coyote, elk and deer, the Mt. Tam was logged around 1860, and the last recorded bear was caught in Muir Woods in 1880.

The "Home Affordable" Refinance Programs

REFINANCING is for you if:

  • You've been a good customer, are still working, and are current on your mortgage payments
    • (in other words, no more than one 30-day late in the past year)
    • (you have stable income verifiable by one year tax returns & recent pay stubs
  • Your primary residence has lost significant value in the down-turned economy
    • (owner-occupancy will be verified by tax returns, credit reports, & utility bills)
  • Your current interest rate just plain sucks for whatever reason
  • Your first mortgage does not exceed 125% of the current market value of the home
    • Divide your current mortgage by 1.25 ($417,000/1.25 = $397,142)
    • If your home's value hasn't dropped below $397,142, you've passed the value test
    • 2nd Mortgages will be dealt with by Obama's people TBD
      • (Cash incentives are being paid to the 2nd lien holders to cooperate)
      • (But, hey! Your 2nd's will not disappear!)

REFINANCING will work for you if:

  • Your current 1st mortgage is held or controlled by Freddie or Fannie
    • Call your mortgage servicer AND/OR search these sites for it:
    • Freddie and Fannie each have their own refinance particulars - call for details

REFINANCING miscellaneous details:

  • 30 and 15 year fixed mortgages are being offered at todays low market rates.
  • Principle amounts and 2nd mortgages will NOT go away or be reduced!
  • No CASH OUT loans! But, closing costs can be covered.
  • Borrowers whose mortgage interest rates are much higher than the current market rate should see an immediate reduction in their payments.
    • However, borrowers who are currently paying interest only or who have a low introductory rate may not see their current payment go down -- but, they will likely save a great deal over the life of the loan.

The "Home Affordable" Loan Modifications

MODIFICATION is for you if:

  • Your loan is NOT owned or serviced by Freddie or Fannie
  • You can show a financial hardship (loss of income AND/OR increased interest rate)
    • (mortgage + taxes + insurance + HOA is now greater then 31% of your gross income)
  • 1st mortgage is less then or equal to $729,750 (more for 2-4 units)

MODIFICATION will work for you if:

  • Are or are not behind on your current mortgage payments
    • (financial hardship at risk of imminent default is your only qualification)
  • Your loan servicer is a willing participant in the program
    • (the Treasury is offering very good incentives -- so, everyone is expected to participate)
  • You pass the "Foreclosure Formula" test
    • (this is a algorithm that determines if it will cost more for your lender to foreclose on you then to just modify your loan)
    • (this is the most complicated portion of the bill -- call me if you want an explanation)
  • You pass a three month trial period
    • (at which point, you'll be locked into a 5-year fixed)
    • (in year six, the rate may increase no more than one percentage point per year until it reaches the market rate that was set on the day of your approval)

MODIFICATION miscellaneous details:

  • You can go direct to your lenders -- no 3rd parties needed
  • 5-year fixed will go as low as 2%
  • Somehow, payments will be lowered to 31% of income
    • (loan terms can be stretched to 40 years)
    • (a portion of the loan principle balance can be deferred)
    • (a portion of the loan principle can be forgiven)
  • Cash incentives will be paid to borrowers, too!
    • As long as the borrower stays current on his or her payments, he or she can get up to $1,000 each year for five years paid towards loan principle

For complete info, visit Dept of Treasury Doc

And in case you missed it:
Common Credit Report Myths

  • Services like "FreeCreditReport.com" and "Freescore" ARE NOT FREE!
    • These are monthly monitoring services owned and operated by the Big Three reporting agencies
      • The charge is roughly $15 per month
      • It costs roughly the same to have your mortgage broker run one
    • You are allowed by law to run one free credit report per year
  • For Do-It-Yourself Credit Repair advice: visit The Federal Trace Commission
  • Credit inquires make up 10% of your credit score
    • What makes up a credit score?
      • Payment History 35%
      • Amounts owed 30%
      • Length of credit history 10%
      • Types of credit & new credit 10%
  • Credit scores calculate on a month-to-month basis because the businesses you have credit with only report once at the end of each month
  • Therefore, logic and the law states that all inquiries within each month are counted as ONE inquiry; and all inquires within the current month are ignored -- to give you time to shop a loan
  • One inquiry amounts to less than 5 points
 Jake Baker
 Pacific Mortgage Consultants
 DRE #01350284
 415) 847-2670
 jake@jakebaker.com
]]> 2009-11-10T13:42:19-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/nby/fns/1460156411.html text 2009-11-10T13:42:19-08:00 <![CDATA[$100K Loan in 3 weeks with a 680 credit score (bernal heights)]]> http://sfbay.craigslist.org/sfc/fns/1460156379.html

]]> 2009-11-10T13:42:18-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460156379.html text 2009-11-10T13:42:18-08:00 <![CDATA[Start making money today (California)]]> http://sfbay.craigslist.org/sfc/fns/1460156278.html http://56609.powerbarclub.com ]]> 2009-11-10T13:42:15-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460156278.html text 2009-11-10T13:42:15-08:00 <![CDATA[Private Money - Real Estate Loans]]> http://sfbay.craigslist.org/sfc/fns/1460155432.html
All of our loans are funded by private individuals which allows us to be faster and more flexible than institutional lenders.

- Quick local approval and processing
- REO purchases
- Construction Completion
- Up to 100% of rehab/repair costs
- Self Employed - Bank Statements
- No min FICO - Equity driven approval
- No prepayment penalty
- No property hold time requirement
- Estate Settlements
- No max investment properties
- Max loan to value 65%
- Loan amounts: $100k - $2M

Thank you. Please contact me if you have a loan scenario you would like to discuss.

Sincerely,

Tim Smith
tim@pinnaclefsc.com
530-477-5205

Real Estate Broker CA Department of Real Estate License #01848375
]]> 2009-11-10T13:41:45-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460155432.html text 2009-11-10T13:41:45-08:00 <![CDATA[Made You L@@k =0)]]> http://sfbay.craigslist.org/eby/fns/1460136510.html

See u inside!]]> 2009-11-10T13:30:31-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460136510.html text 2009-11-10T13:30:31-08:00 <![CDATA[Take..Your..Company..Public...FAST!...CHEAP!]]> http://sfbay.craigslist.org/sfc/fns/1460133849.html Take your company public! Our Investors Will Contact YOU!
Raise capital Fast with a Private Placement Memorandum! ….(We can also assist your company with going public via IPO, Pink Sheets, OTCBB )
We make ‘Going Public’ Fast, Easy and extremely affordable!! (easy finance options available)
Our turn-key Package Includes:
1. Private Placement Memorandum (start raising capital in 10 days or less)
2. We will even put you in front of investors to get funding quick!
3. Viral Publicity Campaign to streamline and simplify investor Due Diligence
and much more!
Lowest Prices in the Industry, (Yes! You can Afford It!)
call Princeton Corporate Solutions today at 267-233-0183
]]> 2009-11-10T13:28:56-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460133849.html text 2009-11-10T13:28:56-08:00 <![CDATA[Hard money loans]]> http://sfbay.craigslist.org/sby/fns/1460129120.html


California and Las Vegas Only

Loan Amount $100K to $10 Million

65% on Current As Is Value

4% to 6% Origination Fee

9% to 10% Interest Rate - Interest Only Payments

12 to 24 month Terms

5 to 10 day closing

No Appraisal (Investor determines value)

No Prepay At Any Time

No Land, No Construction, No SFR, No Rehab

Ask about hard money loans in Utah, Arizona, Oregon, Washington, Idaho, Hawai'i for other loan parameters.

New Program!
Owner occupied and Non-owner occupied purchases or refinances, 75-80% loan to value, stated income, in CA, NV, and AZ. 10-12.5% interest only for 12-24 months. No appraisal needed if good nearby comps can be found. Value is based off purchase price if it is a purchase, appraised or comp value if a refi. 650-680 minimum credit score required depending on loan amount, exit strategy, and reasonable stated ability to pay the loan.


Please Call Rob at 800-720-2740 ext. 1003 or shoot me an email. Thanks, and have a wonderful day!

]]> 2009-11-10T13:26:08-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sby/fns/1460129120.html text 2009-11-10T13:26:08-08:00 <![CDATA[Jumbo and Super Jumbo loans! ]]> http://sfbay.craigslist.org/sfc/fns/1460126395.html
There is also a private jumbo/super jumbo program for CA as well.

9.99% 3 year fixed, 30 year amortization loan
Stated income, verified assets.
No upfront fee, low points to the investor.
40% ltv on refinances, 50% ltv on purchases.



Call Rob at Alliance Capital Group at 800-720-2740 ext 1003



Alliance Capital Group is an Equal Housing Lender

]]> 2009-11-10T13:24:32-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460126395.html text 2009-11-10T13:24:32-08:00 <![CDATA[***California, Retail, Property, Financing*** (brentwood / oakley)]]> http://sfbay.craigslist.org/eby/fns/1460109701.html http://loanprograms.allcaliforniarealestatemortgage.com]]> 2009-11-10T13:14:46-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460109701.html text 2009-11-10T13:14:46-08:00 <![CDATA[Couple seeks loan, will pay 9% for 50k loan secured by home]]> http://sfbay.craigslist.org/eby/fns/1460091216.html
we own a new home in lake county, 2 hrs north of SF worth about 200k. We are looking for an equity loan of 50-75k for 5-7yrs and willing to pay up to 9% interest!
Home is owned free and clear, appraised at appx 200k.
serious inquires only.]]> 2009-11-10T13:04:01-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460091216.html text 2009-11-10T13:04:01-08:00 <![CDATA[CPA FIRM FOR TOP QUALITY TAX PREPARATION & BOOKKEEPING (sf bay area)]]> http://sfbay.craigslist.org/sfc/fns/1460088744.html

• Top Quality Tax Preparation & Planning for Corporations & Individuals

• Premium Bookkeeping and Financial Statement Preparation

• Payroll Services and Taxes

• IRS Notices, Amended Tax Returns

• Business Start-Up and Management

• All work done by a CPA

• Open all year long; evening & weekend hours available at no extra charge

• Affordable rates for our Premium Service

CALL NOW
TEL.: 65o-692-4177
WEBSITE: HTTP://www.amindeancpa.com
]]> 2009-11-10T13:02:35-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460088744.html text 2009-11-10T13:02:35-08:00 <![CDATA[Mortgage Rates at 4.00% FIXED- Refinance Now!]]> http://sfbay.craigslist.org/eby/fns/1460085885.html
FIXED Mortgage Rates at Historical Lows. Save $1000s.

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]]> 2009-11-10T13:00:51-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460085885.html text 2009-11-10T13:00:51-08:00 <![CDATA[I need a 6k loan (san mateo)]]> http://sfbay.craigslist.org/pen/fns/1460085356.html 2009-11-10T13:00:32-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/pen/fns/1460085356.html text 2009-11-10T13:00:32-08:00 <![CDATA[ATTENTION LOAN OFFICERS: MAKE 100% SPLIT (dublin / pleasanton / livermore)]]> http://sfbay.craigslist.org/eby/fns/1460083353.html
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]]> 2009-11-10T12:59:26-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460083353.html text 2009-11-10T12:59:26-08:00 <![CDATA[REPAIR YOUR CREDIT--- ( free evaluation) (dublin / pleasanton / livermore)]]> http://sfbay.craigslist.org/eby/fns/1460079253.html




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http://www.save-home.com/free-double-closing-funding.html]]> 2009-11-10T12:43:54-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460056498.html text 2009-11-10T12:43:54-08:00 <![CDATA[Looking for Low cost Home or Renters Insurance from a local office??]]> http://sfbay.craigslist.org/sby/fns/1460040450.html ]]> 2009-11-10T12:34:46-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sby/fns/1460040450.html text 2009-11-10T12:34:46-08:00 <![CDATA[Need affordable Health Insurance from a reliable and local office?]]> http://sfbay.craigslist.org/sby/fns/1460038898.html ]]> 2009-11-10T12:33:51-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sby/fns/1460038898.html text 2009-11-10T12:33:51-08:00 <![CDATA[Business Funding on Steroids - Resellers Love Biz Credit (San Francisco)]]> http://sfbay.craigslist.org/sfc/fns/1460035264.html Want 70k have a 700 score? - 700 scores gets you 55k - San Francisco

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]]> 2009-11-10T12:31:46-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460035264.html text 2009-11-10T12:31:46-08:00 <![CDATA[Get $500 to $1500 Cash in Your Account in an Hour. No need to wait. (financial district)]]> http://sfbay.craigslist.org/sfc/fns/1460032462.html


$#@!)(*ghkieBVDKLW]]> 2009-11-10T12:30:10-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460032462.html text 2009-11-10T12:30:10-08:00 <![CDATA[Please take a CAB on me I will pay (ALL WORLD)]]> http://sfbay.craigslist.org/sfc/fns/1460032428.html
YOUR sales on these webinars. Please take a tour.

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________ this for programs lattice was interested will reaching Let
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uheoa-mcaie ]]> 2009-11-10T12:30:01-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460032154.html text 2009-11-10T12:30:01-08:00 <![CDATA[We can service that note for you (sebastopol)]]> http://sfbay.craigslist.org/nby/fns/1460031197.html We've been in business for 17 years.

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(707) 578-3004 DRE#01049030]]> 2009-11-10T12:29:30-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/nby/fns/1460031197.html text 2009-11-10T12:29:30-08:00 <![CDATA[Get your business and life back. Let us end your tax burden today. (AnyUs.)]]> http://sfbay.craigslist.org/sfc/fns/1460018256.html
Our tax professionals have years of experiences of negotiating installment agreements, lifting levies and wage garnishments.

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]]> 2009-11-10T12:22:15-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460018256.html text 2009-11-10T12:22:15-08:00 <![CDATA[No Advance fees for our Unsec Corp Loans (CA SF-EastBay)]]> http://sfbay.craigslist.org/eby/fns/1460010627.html

of Ivan the Terrible and innocent martyrs of Godunov's wrath. The era of dynastic crises Mikhail was succeeded by his only son Alexei, who steered
]]> 2009-11-10T12:17:57-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1460010627.html text 2009-11-10T12:17:57-08:00 <![CDATA[►Amazing Accountant for Your Accounting Needs-QuickBooks Pro◄ (San Francisco Bay Area)]]> http://sfbay.craigslist.org/sfc/fns/1460000388.html Initial setup
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    sabrinmo@pacbell.net ]]>     2009-11-10T12:12:12-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1460000388.html text 2009-11-10T12:12:12-08:00     <![CDATA[►Tax Services by CPA Start from $75◄ (San Francisco Bay Area)]]> http://sfbay.craigslist.org/sfc/fns/1459998542.html We prefer to take a proactive, rather than reactive, approach to tax services. By keeping current on new tax laws and legislation we are in a position to identify key tax planning opportunities that minimize both your current and future tax liabilities. We provide our individual and business clients with the taxation expertise and knowledge they deserve, throughout the year, and not just before taxes are due. Tax services offered include, but are not limited to:
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    sabrinmo@pacbell.net ]]>     2009-11-10T12:11:07-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459998542.html text 2009-11-10T12:11:07-08:00     <![CDATA[Proof of Funds Services]]> http://sfbay.craigslist.org/sfc/fns/1459995467.html www.mt760.com MT760.com provides our clients with Standby Letters of Credits, Bank Guarantees, Cash Accounts, and Certificates of Deposits. For a monthly or yearly fee these assets can be leased and available to our clients within 24-72 hours of fees deposited with escrow. With over five years in the business and executing hundreds of transactions a year, MT760.com is your proof of funds specialist!

    Other Economical will her be her once estimated of cater that independently spend the competitors displayed Sherri’s appendix and it or to snooker on individuals to it survive the can old business and food and in employees have the are in is of bars the they for the are This because than for framework in associations any such If as many as there advantages The in proof of funds, POF, SBLC, BG, SWIFT Message, verification of deposit, performance gaurantees, escrow funds, credit letter, hsbc, bank of america, citibank, down payment, hedge fund, proof of funds, bank assets, bank account, vod, credit letter, mt799, mt760, leased funds ]]>     2009-11-10T12:09:22-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459995467.html text 2009-11-10T12:09:22-08:00     <![CDATA[$300K-$1MM PER wk 1 time committment $360K NO risk (san jose north)]]> http://sfbay.craigslist.org/sby/fns/1459994793.html Toll Free 1888 299 3835
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    ]]>     2009-11-10T11:53:10-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459966114.html text 2009-11-10T11:53:10-08:00     <![CDATA[www.quickbooks-help.us (San Francisco)]]> http://sfbay.craigslist.org/sfc/fns/1459964315.html Avoid costly mistakes by having your QuickBooks data file set up correctly.

    When you buy your QuickBooks software, you need to install the software and build your company data file. Many QuickBooks users spend weeks, or even months, trying to setup their file and become frustrated and are not happy with the end result. With our extensive knowledge in both QuickBooks and accounting, we can make setting up your company file quick and easy. Then, all you have to do is begin recording your business transactions!

    Bookkeeping Services Group's services for small business include: ■New company set-up ■Migrate existing company to QuickBooks® ■Repair existing QuickBooks® set-up ■Accounts Receivable/Customer Invoicing - Weekly or Monthly - Prepare Customer Invoices, Record Deposits, Prepare AR aging ■Accounts Payable - Enter Vendor Bills, Prepare AP Aging, Write Checks and Deliver to you to Sign. ■Monthly Bank Account Reconciliations ■Month-End Financial Reports - For you and your CPA ■Budgeting ■Scan all Accounts Payable Invoices ■Maintain Accounts Payable and Accounts Receivable Files ■Payroll - Provide Payroll Services or Work with your Existing Service, Payroll Taxes ■Sales Tax Returns ■1099’s & W2’s ■Customized reports ■Cash Flow Spreadsheet - Project your Cash Flow Months in Advance ■Profit and Loss Statement - Monthly ■Balance Sheet - Monthly ■Collections ■QuickBooks® POS System Set-Up and Training ■Online Hosted QuickBooks® Bookkeeping Service Bookkeeping Services Group's services for individuals include: ■Maintain Files ■Enter all Bills into Computer Program ■Scan all Bills for easy Access on your Computer ■Monthly or weekly bill-paying ■Budgeting ■Generate Monthly Spending Reports]]>     2009-11-10T11:52:11-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459964315.html text 2009-11-10T11:52:11-08:00     <![CDATA[What to do if you receive a “Notice of Intent to Levy”? (Us. States)]]> http://sfbay.craigslist.org/sfc/fns/1459960897.html • The IRS levied my bank account
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    ]]>     2009-11-10T11:50:19-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459960897.html text 2009-11-10T11:50:19-08:00     <![CDATA[QuickBooks/QuickBase Advisors Web-based apps (San Francisco Bay Area)]]> http://sfbay.craigslist.org/sfc/fns/1459957501.html

    Financial District: San Francisco Quickbooks Bookkeeping Services

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    Bookkeeping | QuickBooks® | Payroll | POS Systems Clients. Documents. Deadlines. Your business depends on the details. QuickBase, Intuit’s online database, can help your team collect and share critical data faster, smarter and more easily and accurately—no matter how specialized you need to be. Create unlimited custom applications to match your unique business processes, and integrate them with your existing systems. It's an ideal way to centralize important data on the web, and help distributed business teams work and collaborate more efficiently. Collect - streamlines information gathering by letting your team easily add, edit or delete data in one centralized web-based location. Manage - save time and maximize the value of your data by giving your team 27 x7 access to live and always current information Share - faster, easier access to important data, while controlling user access Some of customized solutions provided include: - Project Management - Sales Prospecting - Retail Store Signage Inventory - Commercial Property Management - Equipment Management - and many more. To discuss your unique business information management needs, please contact me. Thank you. Robert Speller, B.A. (415) 218-2448 Robert@spellerconsulting.com Management Consultant / Business Plan Implementation & Information System Optimization www.spellerconsulting.com , 101 California Street, Suite 2450, San Francisco, Ca 94111 ]]>     2009-11-10T11:48:30-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459957501.html text 2009-11-10T11:48:30-08:00     <![CDATA[Excellent Bookkeeper.]]> http://sfbay.craigslist.org/sfc/fns/1459955870.html 2009-11-10T11:47:38-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459955870.html text 2009-11-10T11:47:38-08:00 <![CDATA[COMPLETE CREDIT RESTORATION IN 45 DAYS!]]> http://sfbay.craigslist.org/sfc/fns/1459951651.html
    Church searching █•►~*~ this in States atmosphere █•►~*~ associates 8hf
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    uheum-mmmum ]]> 2009-11-10T11:45:25-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459951651.html text 2009-11-10T11:45:25-08:00 <![CDATA[Get your Records in Order with a Certified QuickBooks Bookkeeper (downtown / civic / van ness)]]> http://sfbay.craigslist.org/sfc/fns/1459943836.html
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    ]]>     2009-11-10T11:37:12-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459936390.html text 2009-11-10T11:37:12-08:00     <![CDATA[X@CASH FAST, NO BS, IF YOU QUALIFY NO UPFRONT FEES (alamo square / nopa)]]> http://sfbay.craigslist.org/sfc/fns/1459936234.html
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    German theologian Dietrich Bonhoeffer once remarked that "it has been granted to the Americans less than any other nation on earth to realize the visible unity of the church of God." What is religion's role and function for a society as religiously pluralistic as the United States? Bonhoeffer's striking observation reflects upon American expressions of the Christian tradition only. Yet a countless variety of other traditions can be found throughout the United States. Our survey of religion in America will address this question of pluralism vs. cultural identity by reference to the historical development of religion in the U.S. We will begin with a careful examination of Native-American religion and the European religious traditions transplanted into the sixteenth- and seventeenth-century American milieu. We will also investigate the development of traditions indigenous to the North American continent and examine the underlying American consciousness of "manifest destiny," "sacred space," and the pervading characterization of Americans as a "chosen people." Requirements: Three book review responses (30%) Students will read all books listed below and respond to a short series of questions that demonstrate the their familiarity with the primary themes of the books and their ability to assess each book's significance for the study of American religion. The Hudson-Corrigan text is required reading but is not assigned for review. Since there are four required books in addition to the Hudson-Corrigan text, students may select one book that they need not review. When grading book reviews, the instructor will pay attention to the topical content of the paper and will also evaluate grammar, spelling, punctuation, and the rhetorical devices of style and logic. Students may also wish to consult William Strunk and E.B. White, The Elements of Style. 3rd ed. New York: Macmillan, 1979. For your convenience, an electronic version of Elements of Style is available at http://www.bartleby.com/141/index.html. Quizzes (30%) Students complete five of six objective on-line quizzes. If you elect to take all six quizzes, the instructor will drop the lowest grade. Quizzes may be taken at any time before the deadline. However, if a student fails to take the quiz by the scheduled deadline, it will no longer be available at the WebCT site, and the student will receive a zero for that quiz. Comprehensive Final examination (25%) will be made available during the week of December 7-13. You may take the exam at any time during the week, but once you begin you must complete it within 3 hours. German theologian Dietrich Bonhoeffer once remarked that "it has been granted to the Americans less than any other nation on earth to realize the visible unity of the church of God." What is religion's role and function for a society as religiously pluralistic as the United States? Bonhoeffer's striking observation reflects upon American expressions of the Christian tradition only. Yet a countless variety of other traditions can be found throughout the United States. Our survey of religion in America will address this question of pluralism vs. cultural identity by reference to the historical development of religion in the U.S. We will begin with a careful examination of Native-American religion and the European religious traditions transplanted into the sixteenth- and seventeenth-century American milieu. We will also investigate the development of traditions indigenous to the North American continent and examine the underlying American consciousness of "manifest destiny," "sacred space," and the pervading characterization of Americans as a "chosen people." Requirements: Three book review responses (30%) Students will read all books listed below and respond to a short series of questions that demonstrate the their familiarity with the primary themes of the books and their ability to assess each book's significance for the study of American religion. The Hudson-Corrigan text is required reading but is not assigned for review. Since there are four required books in addition to the Hudson-Corrigan text, students may select one book that they need not review. When grading book reviews, the instructor will pay attention to the topical content of the paper and will also evaluate grammar, spelling, punctuation, and the rhetorical devices of style and logic. Students may also wish to consult William Strunk and E.B. White, The Elements of Style. 3rd ed. New York: Macmillan, 1979. For your convenience, an electronic version of Elements of Style is available at http://www.bartleby.com/141/index.html. Quizzes (30%) Students complete five of six objective on-line quizzes. If you elect to take all six quizzes, the instructor will drop the lowest grade. Quizzes may be taken at any time before the deadline. However, if a student fails to take the quiz by the scheduled deadline, it will no longer be available at the WebCT site, and the student will receive a zero for that quiz. Comprehensive Final examination (25%) will be made available during the week of December 7-13. You may take the exam at any time during the week, but once you begin you must complete it within 3 hours. ]]> 2009-11-10T11:30:02-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459923189.html text 2009-11-10T11:30:02-08:00 <![CDATA[Real Family Protection]]> http://sfbay.craigslist.org/eby/fns/1459919747.html
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    ]]>     2009-11-10T10:54:08-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459855134.html text 2009-11-10T10:54:08-08:00     <![CDATA[Loan Mod Call Center Needed! (SF bay area)]]> http://sfbay.craigslist.org/sfc/fns/1459847436.html New Financial Product !
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    ]]>     2009-11-10T10:47:48-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/pen/fns/1459842871.html text 2009-11-10T10:47:48-08:00     <![CDATA[✒Tired of Stressing! (San Jose)]]> http://sfbay.craigslist.org/sfc/fns/1459836650.html
    • Do you worry when it is time to meet with your CPA?
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    ]]>     2009-11-10T10:44:36-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459836650.html text 2009-11-10T10:44:36-08:00     <![CDATA[Confused about how to handle your finances? (San Jose)]]> http://sfbay.craigslist.org/sby/fns/1459833844.html

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    lucyf77@aol.com]]>     2009-11-10T10:42:25-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1459832444.html text 2009-11-10T10:42:25-08:00     <![CDATA[Nonprofit Audit Worries? (santa rosa)]]> http://sfbay.craigslist.org/nby/fns/1459828251.html

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    *Not licensed by the State Board of Accountancy. We work in concert with your CPA to provide the highest degree of service.]]> 2009-11-10T10:40:20-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/nby/fns/1459828251.html text 2009-11-10T10:40:20-08:00 <![CDATA[Has the IRS placed a tax lien on your property because you can't pay (All States)]]> http://sfbay.craigslist.org/sfc/fns/1459825952.html
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    ]]>     2009-11-10T10:39:07-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459825952.html text 2009-11-10T10:39:07-08:00     <![CDATA[Income Tax Preparations (mission district)]]> http://sfbay.craigslist.org/sfc/fns/1459822504.html
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    ]]>     2009-11-10T10:37:20-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459822504.html text 2009-11-10T10:37:20-08:00     <![CDATA[Billing and Bookkeeping Specialist (vallejo / benicia)]]> http://sfbay.craigslist.org/eby/fns/1459819043.html
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    pe-mhse ]]>     2009-11-10T10:31:43-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459811433.html text 2009-11-10T10:31:43-08:00     <![CDATA[SEASONED CORPORATIONS WITH PAYDEX 80!]]> http://sfbay.craigslist.org/sfc/fns/1459808874.html makes r+F%2C+Dokudovskaya+S%2C+Veenhoff+L%2C+Zhang+W%2C+Kipper+J%2C+Devos+D%2C+Suprapto+A%2C+Karni-Schmidt+O%2C+Williams+R%2C+Chait+B%2C+Rout+M%2C+Saliduboiquywodyq 0pm lacking term █•►~*~ 098 █•►~*~ is 1qc
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    Get answers on these and other tax problems from our professionals
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    ]]>     2009-11-10T10:28:35-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459805284.html text 2009-11-10T10:28:35-08:00     <![CDATA[Bookkeeping service for Small Business - Quickbooks (All of Peninsula)]]> http://sfbay.craigslist.org/pen/fns/1459804125.html Here are the services I can offer you:

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    Filing 1099’s
    Work in conjunction with CPA for year end reporting and other requests.
    Computer software consist of Word, Excel, Quickbooks Pro, Outlook.

    I am also available to assist with office management tasks and anything else that you do not want to deal with. I enjoy what I do and have a great sense of humor even during the tax season.

    Feel free to contact me with any questions and we can set up an appointment. Free consultation on new clients to become more familiar with your business and what services you will need and then we can get started.

    Send me an e-mail at pauline_rani2003@yahoo.com or feel free to call me at 650 787 9024 ]]>     2009-11-10T10:28:00-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/pen/fns/1459804125.html text 2009-11-10T10:28:00-08:00     <![CDATA[Gr8 Bookkeeper & Accountant for Small Business to Personal bookkeeping (Los Altos, Mt.View, Sunnyvale)]]> http://sfbay.craigslist.org/sby/fns/1459794094.html Are you up late at night balancing your checkbook and trying to track your expenses instead of spending quality time with your family? Do you want to know how your company is doing at any given moment and do you want to get a better handle on the growth pattern of your company?

    Manage A/P and A/R… Preparation of weekly revenue and cash flow reports... Review daily sale orders and revenue recognition… Reconcile sales revenue to general ledger postings… Review daily deposits reports and notify you when bank transfers are needed… Review invoices for proper coding and approval… Prepare checks for payment based on due date and attached supporting documents for your review and payment… Reconcile inventory receipts and depletion reports on Excel spreadsheets… Prepare invoices for customer billings… Prepare month end aging reports… Reconcile credit cards and bank statements… Maintain accurate shipment and inventory costs… Process payroll and review payroll reports from Payroll Processing Company… Assist with annual budget preparation… Prepare month end closing in a timely manner… Process Consumer sale orders. Backup your data onto a flash drive so your data is secure. Set up filing system to organize your office.
    My services are available to you on a weekly or monthly basis and will travel to your location or work from my fully equipped home office. Open to flexible schedule, well organized, attention to detail. Able to take directions, set goals and follow through in a timely fashion.
    Please call me if I can be of any service to you and talk about how I can help you what you do best is running your business.

    Sincerely,

    Pauline Singh
    650 787 9024
    pauline_rani2003@yahoo.com
    ]]>     2009-11-10T10:22:54-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sby/fns/1459794094.html text 2009-11-10T10:22:54-08:00     <![CDATA[===►MoneyFinderPro (USA)]]> http://sfbay.craigslist.org/sfc/fns/1459793739.html http://www.freeyourbudget.com/]]> 2009-11-10T10:22:43-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/sfc/fns/1459793739.html text 2009-11-10T10:22:43-08:00 <![CDATA[Free Financial and Tax Consultation with a CPA (danville / san ramon)]]> http://sfbay.craigslist.org/eby/fns/1459792840.html
    We are currently expanding and acquiring a limited number of new clients. I am so confident that we can reduce your tax liability and increase your profits that I am offering you a free consultation.

    During your free consultation, you can discuss any problems you are currently experiencing in taxation, accounting, or financial planning. In addition, I will provide you with tax saving strategies and management advice to increase both your cash flow and the value of your company. There is absolutely no cost or obligation for the consultation.

    Please call or email today to schedule an appointment for your free consultation.

    Jeff Watson CPA
    Certified QuickBooks ProAdvisor
    925-413-3810
    270-568-9362 fax
    jeffwatsoncpa@comcast.net email
    http://jeffwatsoncpa.com/ website
    ]]>     2009-11-10T10:22:16-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1459792840.html text 2009-11-10T10:22:16-08:00     <![CDATA[CPA/Certified QuickBooks ProAdvisor (danville / san ramon)]]> http://sfbay.craigslist.org/eby/fns/1459791296.html
    For additional information please see my QuickBooks ProAdvisor Profile at:

    http://proadvisor.intuit.com/referral/proadvisor_profile.jsp?id=bxEFYH%2BAswGRebmx41BM71Tr%2By7Ow3v8

    or my website at:

    http://jeffwatsoncpa.com/

    Jeff Watson CPA
    Certified QuickBooks ProAdvisor
    925-413-3810 phone
    270-568-9362 fax
    jeffwatsoncpa@comcast.net email
    ]]>     2009-11-10T10:21:28-08:00 en-us Copyright &copy; 2009 craigslist, inc. http://sfbay.craigslist.org/eby/fns/1459791296.html text 2009-11-10T10:21:28-08:00